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As someone who went through a similar situation, I'd strongly recommend filing your claim sooner rather than later, even if you don't immediately start collecting benefits. Here's why: 1. You can establish your claim and benefit amount now, then choose when to start your weekly certifications 2. The job market can be unpredictable - what looks like a few months of searching could easily turn into 6+ months 3. Your severance might actually work in your favor timing-wise. If ESD allocates it over 12 weeks as you calculated, you could file now and potentially start collecting benefits right when that period ends I made the mistake of waiting because I was confident I'd find work quickly. Eight months later, I was kicking myself for those lost benefit weeks. Even if you're financially stable now, unemployment benefits are insurance you've already paid for through your taxes. Consider this: you can always stop collecting benefits if you find work, but you can't go back and claim those weeks you didn't file for. The peace of mind alone is worth it!
This is exactly the perspective I needed to hear! You're absolutely right about it being insurance I've already paid for. I think I was getting too caught up in the idea of a "sabbatical" when really I should be thinking practically about protecting myself. The point about being able to stop collecting if I find work but not being able to go back for missed weeks really hits home. I'm leaning toward filing soon and just timing it around when my severance period would end. Thanks for sharing your experience - it's helping me avoid making the same mistake!
I went through something very similar last year - laid off with severance and thought I'd take some time off before filing. Here's what I wish someone had told me: Even if you don't plan to collect benefits right away, file your initial claim NOW. Here's why this strategy worked for me: 1. You lock in your benefit calculation based on your current base year 2. You can delay starting your weekly certifications until you actually need the money 3. If your job search takes longer than expected (mine did!), you're already in the system Regarding your severance - since it sounds like about 12 weeks worth, you could file your initial claim now, then start your weekly certifications in mid-November when the severance period ESD calculates would end. This way you're not losing any benefit weeks but still get your break. The key thing is: filing your initial claim doesn't mean you have to start collecting immediately. But once those weeks pass by unclaimed, they're gone forever. Given how unpredictable the job market is right now, having that safety net established could save you a lot of stress later. Trust me, future you will thank present you for filing sooner rather than later!
This is such great advice! I'm new to unemployment benefits and had no idea you could file the initial claim without immediately starting weekly certifications. That changes everything for me. It sounds like the smart move is to file now to lock in my benefit calculation and then strategically time when I actually start collecting. Question for you - when you delayed starting your weekly certifications, did you need to notify ESD somehow, or do you just start certifying when you're ready? I want to make sure I don't mess anything up if I go this route. Also really appreciate the reality check about the job market being unpredictable. Better safe than sorry!
@Kai Rivera gave excellent advice! To answer @Talia Klein s question'- when you file your initial claim, you don t automatically'start receiving weekly certifications. ESD will determine your eligibility and benefit amount first. Then you have to actively choose to start claiming weeks by doing your first weekly certification online or by phone. So the process is: 1 File initial) claim → 2 Wait for) determination letter → 3 When you) re ready'to start collecting, log in and complete your first weekly certification. Just be aware that if you wait too long between filing your initial claim and starting to certify I think (it s around'4-6 months , your)claim might become inactive and you d need'to reopen it. But this gives you plenty of flexibility to time things right. I m in'a similar boat as OP - got laid off recently with severance. This thread has been super helpful in thinking through the timing strategy!
For anyone else reading this thread - if you're struggling to get help from Washington ESD about weekly claims or any other issue, definitely check out that Claimyr service someone mentioned earlier. I was skeptical at first but it really does work. Got connected to an ESD agent in like 10 minutes instead of calling for hours.
I just want to echo what everyone else has said - the weekly claim process really isn't as scary as it seems at first! I was in the exact same situation a few months ago, staring at my dashboard wondering where the heck the weekly claim button was. One thing that helped me was logging out completely and logging back in - sometimes that refreshes the interface and makes missing buttons appear. Also, double-check that you're looking at the right section of your account - I was accidentally looking at the initial claim area instead of the ongoing benefits section. Once you find it that first time, save the direct link like someone suggested. You've got this!
This has been really educational. I had no idea the unemployment system was so complex. Seems like there are a lot of ways to accidentally disqualify yourself if you don't know the rules.
Thanks everyone for all the detailed info! This thread has been incredibly helpful. I had no idea about the base period calculation or that quitting voluntarily would disqualify me. Definitely going to use that benefit calculator on the ESD website to see where I stand, and I'll make sure to have a solid plan before making any job changes. Really appreciate this community sharing their experiences - saved me from potentially making a costly mistake!
The system is definitely slow but hang in there. Most people do eventually get approved and the back pay helps make up for the delay. Just make sure you're responding to any requests quickly and filing your weekly claims on time.
Just wanted to add some hope for those still waiting - I got my first payment yesterday after exactly 3 weeks from filing my initial claim. I was laid off from my tech job in early January and filed the same day. The key things that seemed to help: I responded to every request within 24 hours, kept filing my weekly claims religiously even while waiting, and made sure all my employer information was accurate from the start. My claim showed "under review" for most of the time with no updates, then suddenly switched to "paid" on Tuesday and the money hit my account Wednesday morning via direct deposit. For those dealing with delays, it really seems like getting in touch with an agent (whether through regular calling or services like Claimyr) can help identify what's holding things up. The uncertainty is brutal but most people do get approved eventually!
Thank you so much for sharing your timeline and experience! This is really reassuring. I'm the original poster and I'm on day 12 now since filing. My status still shows "under review" just like yours did, so it sounds like I'm hopefully on the normal track. I've been doing everything you mentioned - responding quickly to any requests (though I haven't gotten any yet), filing my weekly claims on time, and double-checked that all my employer info was correct. The obsessive checking is real though! I probably look at my account 5 times a day hoping something changed. Really appreciate you taking the time to give hope to those of us still waiting.
@Mia Roberts Hang in there! I was in your exact shoes just a few weeks ago - the daily checking becomes almost compulsive when you re'worried about bills. Since you re'at day 12 and everything sounds like it s'been handled correctly on your end, you re'right in that sweet spot where it could flip to paid "any" day now. One thing that helped my anxiety was setting specific times to check like (morning and evening instead) of constantly refreshing. The tech industry layoffs have been brutal lately but at least Washington s'system seems to be processing most straightforward claims within that 2-3 week window. You ve'got this!
Sean O'Donnell
Thanks everyone for all the info in this thread. Really cleared up a lot of confusion about self-employment and unemployment benefits. Definitely bookmarking this for future reference.
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Natasha Volkova
•You're welcome! Hopefully none of us will need this info in the future but good to know the rules.
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Javier Cruz
I went through this exact same situation with my freelance writing business earlier this year. The reality is tough - Washington state unemployment is strictly for W-2 employees who've had payroll taxes withheld. Even though we pay self-employment taxes, that doesn't count toward UI eligibility. I ended up having to pivot quickly to contract work that eventually led to a full-time position. It's frustrating but understanding the rules helped me focus my energy on finding actual solutions rather than chasing benefits I couldn't qualify for.
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