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One more thing - if you do switch from unemployment to disability, make sure you understand how it affects your health insurance situation. Could be a gap in coverage you need to plan for.
Bottom line is you can't collect both unemployment and disability benefits simultaneously in Washington. The requirements are contradictory - unemployment requires you to be able and available for work, disability means you can't work. Choose the one that best fits your actual situation and apply honestly.
Just to recap the key points: No automatic extensions currently available, EB program exists but isn't triggered, look into other assistance programs, consider part-time work to stretch remaining benefits, and get official information about your specific claim timeline from Washington ESD.
just remember you have to report any work you do while on unemployment even if its just a day or two. they ask about this during the phone filing
One last tip - make sure you have a quiet place to take the call. The representatives need to verify a lot of information and background noise can make it difficult.
Just wanted to add that filing for unemployment doesn't affect your eligibility for other benefits or job opportunities. Some people worry it'll show up on background checks or something, but it's completely confidential between you, Washington ESD, and your former employer.
Look, I get the anxiety about filing, but you've got bills to pay and you earned these benefits. Your employer will get notified - that's just how the system works - but they laid you off so they should expect it. Stop worrying and file today!
Ava Johnson
Another thing about those 26 weeks - if you earn too much in part-time work while collecting, it can extend your claim duration but reduce weekly payments. There's a formula for how much you can earn before it affects benefits.
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Ava Johnson
•Potentially yes, but you have to report all earnings and the math gets complicated. Might be worth asking Washington ESD about the earnings rules.
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Carmen Flores
•This is exactly the kind of question where Claimyr could help - getting through to an agent who can explain the earnings rules specific to your situation.
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Miguel Diaz
Bottom line for planning purposes - assume 26 weeks maximum, start job searching immediately, and don't count on extensions. That's the safest way to approach it. The benefits are there to help bridge you to new employment, not as long-term income replacement.
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QuantumQueen
•Makes sense. Thanks everyone for all the detailed info - this really helped me understand what I'm looking at.
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Zainab Ahmed
•Good luck with your claim and job search! Construction market should pick up in spring if you don't find something before then.
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