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Just to add another perspective - I had a friend who tried to file for unemployment while still technically on disability and it created a huge mess. Took months to sort out and she almost had to pay back benefits. Really recommend getting everything sorted with your medical situation first.
Bottom line - you can't collect unemployment if you're not able and available for work. If your doctor hasn't cleared you to work, you're probably not eligible yet. Wait until you have medical clearance or at least documentation that you can perform some types of work.
Been there done that. Filed for unemployment twice in the past 5 years. First time I got $680/week, second time I got $742/week because my wages had gone up. The system actually works pretty well once you get through the initial application process.
Based on what you've said about your wages, I'd estimate you'll get somewhere between $580-650 per week. That's assuming you worked consistently and didn't have any gaps in employment. The exact amount depends on the quarterly breakdown of your earnings.
One more thing - if you're getting the maximum benefit, you'll definitely want to stay on top of your job search requirements. Washington ESD scrutinizes high-benefit claims more closely.
The system is so complicated. I wish they'd just tell you upfront what your benefit amount will be instead of making you guess.
You can actually see an estimate once you start the application process. It shows your potential weekly benefit amount before you submit.
I never got that far because I kept getting error messages. That's when I ended up using Claimyr to get help from an actual person at Washington ESD.
Laila Fury
Just wanted to add that if you're married, the unemployment income affects your joint tax return too. Make sure to discuss this with your spouse for planning purposes.
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Nia Watson
•Oh wow, I hadn't thought about how this affects our joint filing. Thanks for mentioning that.
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Laila Fury
•Yeah, it can push you into a higher tax bracket depending on your spouse's income too.
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Geoff Richards
This has been such an eye-opening thread. Going to change my withholding settings right now and start putting money aside for taxes.
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Nia Watson
•Same here! Thanks everyone for all the helpful advice.
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Simon White
•Glad this discussion helped so many people. We all need to look out for each other navigating this system.
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