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Thanks for asking this question OP! I've been wondering the same thing. Sounds like 2-4am Tuesday is the general consensus for most banks.
One last thing - if your payment doesn't show up by like 10am Tuesday, that's when you should probably call Washington ESD to check on it. Earlier than that and it might just be normal bank processing delays.
And if you do need to call, definitely check out that Claimyr service I mentioned earlier. Made my life so much easier when I had payment issues
The most important thing is to keep records of everything - your notice, any calls you make, any payments you send. If this does eventually affect your credit, you'll need documentation to dispute it.
Update: I just got through to Washington ESD using one of those callback services and set up a payment plan. No mention of credit reporting as long as I stick to the payments. Feeling much better now.
Used Claimyr - worked exactly like they said it would. Got connected to an agent who was actually helpful and understanding about my situation.
Thanks everyone for all the advice! I feel much more confident about handling this question now. Going to practice my explanation and focus on the positive aspects of how I've spent my time job searching.
This thread was really helpful for me too. I'm about to start interviewing after 6 months on unemployment and was worried about the same thing. Nice to know I'm not alone in this situation.
Mei Wong
The application timelines are totally different too. You can apply for unemployment online and potentially start receiving benefits within 2-3 weeks. SSI applications take months just for the initial decision, and most people get denied the first time.
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Liam Sullivan
•Yeah my cousin has been waiting 8 months for her SSI decision. Meanwhile unemployment should be much faster if you have all your paperwork ready.
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Chloe Robinson
•Wow, 8 months! Yeah I definitely need the income now, not in 8 months.
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Amara Okafor
One last thing - if you're confused about ANY part of your unemployment claim, definitely get help rather than guessing. Wrong information can mess up your benefits. I used that Claimyr service when I had questions about my weekly claims and it was super helpful.
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Chloe Robinson
•Thanks! I'll definitely check that out if I run into any issues with my claim.
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Giovanni Colombo
•Smart approach. Better to get accurate info from Washington ESD directly than rely on what neighbors think they know!
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