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Liam O'Connor

What happens after 26 weeks of unemployment with Washington ESD?

I'm getting close to my 26 week mark on regular UI benefits and I'm starting to panic about what comes next. My benefit year started in March 2024 and I've been collecting consistently since then. I know there used to be extended benefits during COVID but I'm not sure what's available now. Does Washington ESD automatically transition you to something else or do you just get cut off? I've been applying to jobs regularly and meeting all the job search requirements but the market in my field (graphic design) is still pretty tough. Has anyone else hit this wall recently?

When you hit 26 weeks, your regular UI benefits end unless there's an extended benefits program active. Washington ESD will send you a notice about whether extended benefits are available - it depends on the state's unemployment rate. Right now I don't think we qualify for the extended program but you should check your account for any notifications.

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Thanks, I haven't gotten any notices yet but I'll keep checking. Do you know what the unemployment rate threshold is for extended benefits?

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I believe it needs to be above 6.5% for 13 weeks or something like that, but don't quote me on the exact numbers. Washington ESD has the current info on their website.

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I went through this exact situation last year. After 26 weeks you're basically done unless extended benefits kick in. The good news is you can file a new claim if you've worked enough in the past year to qualify again. But if you've been unemployed the whole time, you probably won't have enough wages to start a new benefit year.

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Yeah that's what I was afraid of. I did some freelance work but probably not enough to qualify for a new claim.

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Same boat here, hit my 26 weeks in November and that was it. No extended benefits available at the time.

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This is so stressful when you're getting close to the end! I remember trying to call Washington ESD to ask about this and spending hours on hold. If you need to talk to someone about your options, I recently found this service called Claimyr (claimyr.com) that helps you get through to ESD agents. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Made it so much easier to actually reach someone instead of calling hundreds of times.

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Interesting, I'll check that out. The phone lines are impossible to get through on.

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Never heard of that service before but anything that helps with those phone wait times sounds worth trying.

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ugh the 26 week cliff is terrifying!! i'm at week 23 right now and already losing sleep over it. have you looked into other assistance programs? i know there's food assistance and stuff but i'm not sure what else is available after UI runs out

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I should probably start looking into that. I've been putting it off hoping I'd find work before I hit the limit.

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DSHS has various assistance programs you can apply for - food assistance, medical coverage, etc. Worth checking out before you run out of benefits.

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The whole system is designed to push people off benefits. 26 weeks isn't enough time to find decent work in this economy, especially in creative fields. I bet they're counting on people just giving up and taking any minimum wage job they can find.

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Exactly! And then they wonder why people end up in jobs that don't match their skills or experience.

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I mean, the program was designed as temporary assistance. 26 weeks is about 6 months which used to be considered plenty of time to find work.

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Yeah well 'used to be' doesn't help when the job market is completely different now.

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Check if you're eligible for any training programs through WorkSource. I know they have some programs that can extend your benefits while you're in training for in-demand jobs. Might be worth looking into if regular job searching isn't working out.

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That's a good idea. I wonder if there are any tech-related programs that would help with graphic design skills.

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WorkSource has partnerships with community colleges for various training programs. Definitely worth checking out.

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I hit my 26 weeks back in September and there were no extended benefits available then. Had to scramble to find temporary work just to pay rent. The transition is really abrupt - one week you're getting benefits, the next week nothing. Make sure you're prepared for that financial cliff.

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That's what I'm worried about. Did you have any luck with temporary work? I've been avoiding gig work because of the job search requirements.

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Yeah I did some contract work through staffing agencies. Once your benefits end, you don't have to worry about the job search requirements anymore obviously.

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The timing of when extended benefits are available is really frustrating. It's based on the state unemployment rate over a specific period, but by the time they calculate it and make it available, you might have already been cut off for weeks. I wish there was more predictability to it.

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Yeah the timing never seems to work out for people who actually need it.

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The federal government sets those triggers though, not Washington ESD. It's a nationwide system.

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honestly I just kept calling ESD every week after my benefits ended to see if anything changed with extended benefits. took forever to get through but I wanted to stay on top of it. eventually had to use that claimyr thing someone mentioned earlier just to talk to an actual person about my options

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How was your experience with Claimyr? Did they actually help you get through?

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yeah it worked pretty well actually. got connected to an ESD agent within like 20 minutes instead of calling all day

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Don't forget to file your taxes early if you collected UI benefits this year. You'll get a 1099-G from Washington ESD and you'll owe taxes on those benefits. Just adding to the fun of hitting the 26 week mark!

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Ugh I forgot about that. Thanks for the reminder, I'll need to set aside money for taxes.

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You can actually have taxes withheld from your weekly benefits to avoid a big bill later. Wish I had known that earlier.

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Keep documenting your job search activities even after benefits end, especially if there's any chance extended benefits might become available later. You'll need to show you've been actively looking for work during any gaps.

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Good point, I'll keep tracking everything just in case.

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The graphic design market is brutal right now. Have you considered expanding into UX/UI design or learning some web development? I know it's not ideal to completely pivot but those skills are more in demand.

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I've been thinking about that. Maybe those WorkSource training programs could help with transitioning to UX.

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There are also lots of online courses for UX design. Might be worth starting while you still have some benefits left.

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Check your benefit year end date in your online account. Sometimes people think they're hitting 26 weeks but their benefit year might end first, which is a different situation. If your benefit year ends, you can potentially file a new claim if you have enough wages.

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My benefit year doesn't end until March 2025, so I think it's definitely the 26 week limit I'm hitting.

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this happened to me in 2023 and I was so unprepared. definitely start looking into other resources now - food banks, utility assistance, anything that can help bridge the gap. also check if your city or county has any emergency assistance programs

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Thanks, I should start researching those options now instead of waiting until the last minute.

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One thing that helped me was networking with other graphic designers who had been through similar situations. Some of them had found ways to piece together freelance work or had leads on companies that were hiring. Professional groups on LinkedIn and Facebook can be surprisingly helpful.

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I should probably be more active in those groups. I've been lurking but not really engaging.

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Yeah networking is key, especially in creative fields. Don't be shy about reaching out to people.

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Washington ESD should automatically send you information about what happens when your benefits end. If you haven't received anything yet, you might want to call them or use one of those services like Claimyr to make sure there isn't something you need to do on your end.

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I'll probably try Claimyr if I don't hear anything in the next week or two. The phone situation with ESD is just impossible otherwise.

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Update us when you find out what happens! I'm sure there are other people in similar situations who would benefit from knowing how it goes.

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Will do! Hopefully I'll have some good news to share, but either way I'll let everyone know what I learn.

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