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One more thing to consider - your benefit amount also determines how many weeks of benefits you can collect. Washington provides up to 26 weeks typically, but the total dollar amount is capped based on your base year earnings.
You'd get 26 weeks as long as your base year earnings support it. The cap is usually around 30% of your total base year wages, which for most people allows the full 26 weeks.
This has been really helpful! I feel much more prepared to file my claim now. Sounds like with my earnings I should expect somewhere around $600/week for up to 26 weeks, minus whatever I might earn from part-time work. That should definitely help me get through this period of unemployment.
Even if you get initially denied, you can appeal within 30 days. I've seen lots of people win on appeal even after being denied initially. Don't give up if the first decision doesn't go your way.
Thanks everyone for all the helpful advice! I feel much more confident about filing now. Going to start the application tonight and document everything I can remember about the termination. Really appreciate this community.
You'll do fine. Just be patient with the process and don't hesitate to reach out if you have more questions.
Hope it works out! I used Claimyr when I needed to check on my adjudication status and it was super helpful for getting through to someone at Washington ESD when I had questions.
I was making $4,800/month and my weekly benefit amount ended up being $487. So roughly 25% of my monthly income like someone else mentioned. It's not great but it helps bridge the gap while job hunting.
The Washington ESD benefit calculator on their website can give you a rough estimate if you have your quarterly earnings info. But like others said, the official determination is what matters. Good luck with your claim!
I used Claimyr when I was dealing with a complex quit situation and needed to speak with someone at Washington ESD. Being able to actually talk through the specifics with an agent was really helpful for understanding how to present my case.
Bottom line - you CAN get unemployment if you quit, but you need to prove you had good cause. Your hour reduction and hostile work environment could qualify, but document everything and be prepared for a potentially long process.
Natasha Orlova
My wife was paranoid about this same thing last year. Turns out her credit score actually improved while she was on unemployment because she wasn't stressed about money and could focus on paying bills on time.
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Dylan Wright
•That's amazing! Shows how the stress of financial uncertainty can affect everything.
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Sofia Torres
•Financial stability, even temporary, makes a huge difference in managing everything else.
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Javier Cruz
Just want to echo what everyone else said - no credit impact from filing for unemployment. I've been a loan officer for 8 years and have never seen unemployment benefits on a credit report.
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Dylan Wright
•Another industry expert confirming it! This thread has been incredibly reassuring.
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Dmitry Smirnov
•Always good to have multiple perspectives from people who work with credit reports professionally.
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