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Social Security online account blocked because I'm my son's rep payee - need access without creating new email

I'm stuck in a frustrating situation with my Social Security online account. I became my adult son's representative payee for his SSI about 7 years ago and used my email address when setting up his account. Now I can't access MY OWN Social Security information online because the system says I already have an account (which is actually my son's account under my email). I've called SSA three times and keep getting different answers. I absolutely DO NOT want to create another email address just to access my own information - I'm 59 years old and barely manage the one email I have! Is there any way to fix this mess? Can I just go to my local office and get printouts of my benefit estimate instead? Has anyone dealt with this rep payee/email problem before?

Debra Bai

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This is actually a common issue with representative payees. The SSA online system wasn't originally designed to handle situations where one person manages benefits for another AND has their own benefits. You have a few options: 1. Visit your local SSA office in person - they can absolutely print out your benefit information and also potentially help resolve the online access issue 2. Call the SSA technical support line specifically (not the main number) at 1-800-772-1213, then press 3 for technical help with my Social Security accounts 3. You can add a suffix to your existing email to create a "new" address without actually creating a new account. For example, if your email is janedoe@gmail.com, you can use janedoe+ss@gmail.com for one account and janedoe+rep@gmail.com for the other. Gmail recognizes these as the same account, but SSA will see them as different emails.

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KaiEsmeralda

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Thank you for these suggestions! I never knew about that email trick with the + symbol. Does that really work? I might try that before driving to the office. The last time I called regular SSA they kept me on hold for 2.5 hours then disconnected me. I'm just so tired of the runaround.

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Gabriel Freeman

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i had THE EXACT problem because im payee for my daughter!!!! the stupid ssa website is AWFUL. i ended up making a throwaway email just for one of the accounts because i got fed up. ssa doesnt care about making things easy for us.

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KaiEsmeralda

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It's so frustrating! I'm already overwhelmed managing my son's care and paperwork. Creating and maintaining another email is just one more thing I don't have time for. Did you end up using the throwaway email for your account or your daughter's?

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Laura Lopez

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The email trick that the first commenter mentioned (adding +something to your email) works with Gmail, Yahoo, and some other providers, but not all email services support it. When I had a similar issue, I ended up going into the office with an appointment. They printed everything I needed and also helped me submit a ticket to their IT department to fix the online access issue. It took about 3 weeks, but they eventually fixed it so I could access both accounts with different emails. The SSA's online system wasn't built to handle representative payees very well.

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KaiEsmeralda

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Thanks for sharing your experience. I might try making an appointment then. Did you have to wait long to get one? I'm worried they'll be booked out for months.

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Victoria Brown

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I worked through this exact problem last year when setting up accounts for both myself and my brother (I'm his payee). The key is to call the right department. The regular SSA reps often don't know how to fix technical issues with the MySSA accounts. Try using Claimyr (claimyr.com) to get through to SSA quickly without the long hold times. They have a service that gets you connected to a real agent, usually within 20 minutes. They've got a video showing how it works: https://youtu.be/Z-BRbJw3puU Once you get through, specifically ask for the technical support team that handles the my Social Security online accounts. They can unlink your email from your son's account so you can use it for your own account, and then they'll help you set up a new email just for the representative payee account. The tech team can actually do this while you're on the phone with them.

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Samuel Robinson

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I just looked up this Claimyr thing. Does it actually work? Seems too good to be true after spending literally HOURS on hold with SSA last month.

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Victoria Brown

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Yeah, it definitely works. I was skeptical too but was desperate after trying for days to get through about my disability review. Got connected in about 15 minutes. The SSA is understaffed and their phone system is overwhelmed, so having a service that navigates the call system for you is really helpful.

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Camila Castillo

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just go to the office, its so much easier!! online stuff never works right. bring ID and they can print everything for u right there. bring something showing u r the rep payee too.

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KaiEsmeralda

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Thanks, I think that's what I'll end up doing. I just wanted to avoid taking time off work if possible. But at this point it might be the fastest solution.

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This is a perfect example of how the SSA fails to consider real-world situations in their system design. I've been dealing with the SSA for 20+ years (former case worker, now retired) and the representative payee situation has ALWAYS been problematic in their system. If you go into the office, ask specifically for a "BOAN" (Benefit Organization Access Number). This is a special code they can assign that allows your email to be used for multiple accounts. Not all representatives know about this option, so you might need to ask for a technical specialist or supervisor. Also, bring your latest tax return, a photo ID, and your son's information (his SSN, any paperwork showing you're the rep payee, etc.). This will speed up the process greatly.

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KaiEsmeralda

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Thank you so much for this information! I've never heard of a BOAN before, but I'll definitely ask about it. This is exactly the kind of specific advice I was hoping for.

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Gabriel Freeman

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the whole system is designed to wear us down until we give up. been there DONE THAT. good luck!!!!

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Laura Lopez

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While I understand your frustration, there are actually dedicated employees at SSA who really do try to help. The system has limitations, but most of the staff I've worked with genuinely want to help people navigate these issues. It's more a problem of outdated technology and limited resources than intentional obstruction.

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Debra Bai

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Just to follow up on some of the advice given here - I think your best options are: 1. Try the Claimyr service mentioned above to reach SSA tech support directly - specifically ask for help with "representative payee account separation" 2. If that doesn't work, make an in-person appointment and ask about the BOAN option 3. As a last resort, the email trick (adding +text to your existing email) is worth trying The good news is that this is a solvable problem. The SSA has procedures for handling these representative payee situations, even if not all representatives are familiar with them. Just be persistent and specifically ask for technical help with the my Social Security account system.

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KaiEsmeralda

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Thank you for summarizing the options. I'll try calling the technical support line first using that Claimyr service, and if that doesn't work, I'll make an in-person appointment. I appreciate everyone's help with this!

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