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Arnav Bengali

Can I recover my old MySocialSecurity account or need to create new one after cancelled application?

Hi everyone - I'm in a bit of a situation with my Social Security online account. About 18 months ago, I set up a MySocialSecurity account because I was planning to start collecting benefits at 62. After submitting my application, I consulted with a lawyer who advised me to cancel it, which I did about a week later. Now I'm actually ready to apply, but I've completely forgotten my username and password for that account. Do I need to create an entirely new MySocialSecurity account, or is there a way to recover my old one? I've tried the password reset option but it asks for information I can't remember setting up. Anyone dealt with this before?

You don't need to create a new account. There's a specific account recovery process for MySocialSecurity. Go to the login page and click on 'Forgot Username' or 'Forgot Password' - you'll need to verify your identity using your email, phone, or answer security questions. If that doesn't work, you can request a reset code by mail to your address on file. Don't create a new account as that will just cause confusion in their system.

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Thanks for the quick reply! I tried the forgot username/password options but I can't remember the answers to my security questions (should have written those down somewhere). And the phone number I used back then might be different from my current one. Would requesting the reset code by mail be the best option now?

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i had the SAME EXACT problem!!! forgot everything after setting it up and waiting. went round and round with the online reset stuff with no luck. ended up having to go to my local SS office with ID to get it sorted. took forever and the lady was super rude about it like i was wasting her time!!! bring a book if you go that route lol

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Oh no, that sounds frustrating! My local office is always packed. Did you have to make an appointment first or did you just show up? I'm wondering if there's any way to avoid an in-person visit.

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just showed up and waited 2.5 hrs!!! they told me i should've made appointment but the earliest one was like 6 weeks out and i didnt wanna wait. good luck!!!

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This happened to me too. Instead of messing with the online stuff or waiting at an office, I just called the main Social Security number. I did have to wait on hold for like 30 minutes but the agent was able to help me recover my account. Make sure you have your SS card and maybe a recent tax return handy when you call.

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I'd be cautious about trying to call the main SSA number directly. From my experience working with clients, wait times can be 2+ hours these days, not just 30 minutes, and many people report getting disconnected after waiting. A more reliable option might be using Claimyr.com - it's a service that waits on hold with Social Security and calls you when an agent is ready. They have a video demo at https://youtu.be/Z-BRbJw3puU that shows how it works. It's been a lifesaver for several of my clients who needed to resolve account issues quickly.

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u dont need ur old account just make new 1... thats what i did when i forgot mine... no problems

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This is actually incorrect information. The Social Security Administration specifically recommends against creating multiple accounts. Having two accounts tied to your SSN can create complications in their system and potentially delay your application processing. If you can't recover your existing account through the normal channels, you should contact SSA directly for assistance rather than creating a new account.

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When I couldn't recover my MySocialSecurity account last year, I went to my local office and they helped me, but I had to bring specific documents: my driver's license, Social Security card, and a utility bill showing my current address. The whole process took about an hour once I was seen. They were able to reset everything right there. Just make sure you have proper ID with you if you go the in-person route.

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This is really helpful, thank you! I'll gather those documents just in case I need to go in person. Did you have to make an appointment first, or were you able to just walk in?

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I made an appointment online through the SSA website, which I highly recommend. The wait was still about 30 minutes past my appointment time, but people without appointments were being told 3+ hour waits. The appointment system is actually pretty efficient now.

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A few important things to consider here: 1) The MySocialSecurity account recovery system has been updated since you last used it 18 months ago. They now offer additional verification methods including ID.me verification. 2) Regarding your cancelled application: Even though you cancelled it, that information is still in their system and will be visible when you reapply. This can actually be helpful as the agent may reference your previous application. 3) If you've moved or changed phone numbers since creating your original account, you'll need to update this information when you recover the account. 4) When you do reapply, you'll need to provide a reason for the delay between your cancelled application and current one, so have that explanation ready.

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This is excellent information, thank you! I hadn't considered that they'd ask about the gap between applications. My reason is simply that I decided to work a bit longer to increase my benefit amount, so hopefully that's sufficient. I'll look into the ID.me verification option as well.

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Just to clarify a point that might be causing confusion: The MySocialSecurity account (your online access) is separate from your application for benefits. Recovering your account will just give you access to the online portal again. You'll still need to complete a new application for retirement benefits when you're ready. Don't worry about your previous cancelled application - it won't negatively affect your new application in any way.

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Thanks for that clarification! That makes sense. I was a bit worried that my cancelled application might somehow complicate things. Good to know they're separate issues.

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my neighbor tried to make a new account when she forgot her old one and SSA flagged her account for fraud investigation!!!! took like 3 months to sort out and delayed her getting her checks. dont do that!!!

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Yikes! That's definitely something I want to avoid. Thanks for the warning. I'm definitely going to focus on recovering my old account rather than creating a new one.

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I used that Claimyr service someone mentioned above when I had account issues last month. Got through to an actual human at SSA in like 20 minutes instead of spending all day on hold. The agent reset everything for me over the phone after verifying my identity. Just needed my SSN, date of birth, and they asked some questions about my work history to confirm it was really me.

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That's really good to know! I'm going to try the online recovery options first, but if those don't work, I think I'll try the Claimyr route before attempting an in-person visit. Thanks for sharing your experience!

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I just wanted to add another recovery option that worked for me recently - if you have access to the email address you used when you originally set up your MySocialSecurity account, check your old emails for the original welcome message from SSA. It usually contains your username, and sometimes you can use that to trigger the password reset process more easily. I found mine buried in my email from 2022 and it made the whole recovery process much smoother. Also, if you're over 62 and planning to apply for benefits soon, you might want to create a my Social Security account statement first to review your earnings record for any errors before you apply - it's easier to correct those beforehand than after you've already submitted your application.

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That's a brilliant tip about checking old emails for the welcome message! I never would have thought of that. I'm definitely going to dig through my email from 18 months ago to see if I can find it. And you make a great point about reviewing the earnings record first - I'll make sure to do that once I get back into my account. Thanks for the helpful advice!

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Based on everyone's experiences here, I'd recommend trying these steps in order: 1) Search your email for the original MySocialSecurity welcome message as Abigail suggested - that might have your username, 2) Try the updated account recovery with ID.me verification that Danielle mentioned, 3) If those don't work, consider using Claimyr to get through to SSA by phone rather than waiting hours on hold, 4) Last resort would be an in-person visit with appointment. Whatever you do, definitely don't create a new account - the fraud flag stories are scary! Also remember that once you recover access, you'll still need to submit a fresh application since your old one was cancelled. Good luck!

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This is such a helpful step-by-step breakdown, thank you Sasha! I really appreciate everyone taking the time to share their experiences. I'm going to start with searching my old emails tonight - fingers crossed I can find that welcome message. It's reassuring to know there are multiple options to try before having to go in person. I'll update this thread once I get it sorted out in case it helps someone else in the same situation!

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I work at a local SSA field office and wanted to clarify a few things based on what I'm seeing in this thread. First, you absolutely should NOT create a new account - this will trigger security flags and can delay your benefits processing significantly. For account recovery, the mail-in reset code option is actually very reliable if you still live at the same address that's on file with us. It takes about 7-10 business days but has a high success rate. Also, regarding appointments - definitely make one online if you decide to visit in person. Walk-ins are seeing 3-4 hour waits right now, but appointments are usually seen within 30-45 minutes of their scheduled time. One last tip: when you do recover your account and reapply, having your tax returns from the last few years handy will speed up the process considerably.

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This is incredibly valuable information coming from someone who actually works at SSA! Thank you for taking the time to share these insights. The 7-10 day timeline for the mail-in reset code is really helpful to know - I was wondering how long that would take. I think I'll try searching my old emails first as others suggested, but if that doesn't work, the mail-in option sounds like a solid backup plan since I'm still at the same address. Really appreciate the tip about having tax returns ready too - I wouldn't have thought of that but it makes sense they'd want to verify income history. Thanks for helping clear up the confusion about not creating duplicate accounts!

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Just wanted to add my experience from last year - I was in almost the exact same situation after canceling my application on my lawyer's advice. The ID.me verification option that Danielle mentioned was a game changer for me. It's newer than the old security questions system and much more reliable. You basically verify your identity using a government-issued ID and take a selfie through their secure platform. The whole process took maybe 15 minutes and I was back into my account immediately. Much faster than waiting for mail or dealing with phone holds. The ID.me option should be available when you go through the "Forgot Username/Password" process on the MySocialSecurity login page. Definitely worth trying before the other options!

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That's exactly the kind of success story I was hoping to hear about! The ID.me verification sounds much more straightforward than trying to remember security questions from 18 months ago. I'm definitely going to try that route after I search through my old emails tonight. It's so helpful to hear from someone who was in the same boat with a cancelled application - makes me feel less anxious about the whole situation. Thanks for sharing your experience, Luca!

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I had a similar situation and can confirm that ID.me verification worked perfectly for me too! One thing to note though - make sure you have good lighting when taking your selfie, as it can be picky about photo quality. Also, if you've changed your name since creating the original account (marriage, etc.), have documentation ready as that might complicate the ID verification process. The whole thing really is much smoother than the old system though. Good luck with your recovery!

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As someone who went through a very similar situation, I wanted to share what worked for me. I had created a MySocialSecurity account about 2 years ago, forgot all my login details, and was dreading the whole recovery process. Here's what I learned: Start with the ID.me verification option that several people mentioned - it really is much better than the old security question system. If you can't find your original welcome email, don't panic. The ID.me route lets you verify using your current government ID and a selfie, so even if your phone number or some details changed, you can still get back in. I was back in my account within 20 minutes. Just make sure you're in good lighting for the selfie part - it rejected my first attempt because the lighting was too dim. One thing I wish I had known earlier: even though your application was cancelled, all that work you did 18 months ago isn't completely lost. When you reapply, some of your information may still be in their system, which can actually speed up the process. Good luck with your recovery!

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This is such a reassuring post, thank you Dmitry! It's really encouraging to hear that the ID.me verification worked so smoothly for you. I'm definitely going to try that approach first - the 20-minute timeline sounds much better than potentially waiting weeks for other methods. And it's good to know that my previous application work might still be helpful even though it was cancelled. I was worried I'd have to start completely from scratch. Your tip about the lighting for the selfie is noted too - I'll make sure to do it somewhere with good natural light. Thanks for taking the time to share your experience!

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I just want to echo what several others have mentioned about NOT creating a new account - I made that mistake a few years ago and it created a huge headache with their fraud detection system. It took months to resolve and delayed my benefits significantly. Based on all the great advice in this thread, I'd definitely recommend trying the ID.me verification first since so many people have had success with it. If that doesn't work, the mail-in reset code option that Dmitry from the SSA office mentioned sounds like a solid backup plan, especially since you're still at the same address. One thing I didn't see mentioned - if you end up needing to call or visit in person, it might be worth having a trusted family member or friend with you who can help verify details about your work history or personal information if needed. Sometimes having someone else there to jog your memory can be really helpful. Hope you get it sorted out soon!

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Thanks for the great advice about having someone with you to help jog your memory - that's such a smart idea that I wouldn't have thought of! My spouse knows a lot about my work history and might remember details I've forgotten. It's also really helpful to hear another confirmation about not creating a new account. The fraud detection delays sound awful and definitely something to avoid. I'm feeling much more confident about this whole process after reading everyone's experiences. The ID.me route seems to be the clear winner based on all the success stories, so I'll definitely start there. Thanks for adding your insights to this really helpful thread!

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I went through this exact situation about 6 months ago! Here's what I learned from the experience: The ID.me verification route that several people mentioned really is the way to go - it worked like a charm for me. I was locked out of my account for similar reasons (forgot security questions, changed phone number), and the ID.me process took maybe 15 minutes total. One tip that helped me: before starting the recovery process, gather all your documents in one place - driver's license, Social Security card, and maybe a recent pay stub or tax return. Even though ID.me primarily uses your photo ID and selfie, having everything handy made me feel more prepared and confident going through the process. Also, don't stress about your cancelled application from 18 months ago. As others mentioned, it won't hurt your new application at all. In fact, when I reapplied after recovering my account, the SSA representative mentioned that having a previous application (even a cancelled one) in their system actually helped verify my identity during the process. The whole experience taught me to write down my security question answers somewhere safe - lesson learned! Good luck with your recovery!

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Yuki Ito

Teresa, thank you so much for sharing your experience! It's incredibly reassuring to hear from someone who went through this exact same situation just 6 months ago. The tip about gathering all documents beforehand is really practical - I'll definitely do that before attempting the ID.me verification. It sounds like that approach has been consistently successful for people in this thread. I'm also relieved to hear again that my cancelled application won't be a problem and might even help with identity verification. Your point about writing down security question answers is so important - I definitely don't want to go through this headache again in the future! I'm feeling much more optimistic about getting this resolved quickly now. Thanks for taking the time to share such helpful details!

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Just wanted to add one more recovery option that saved me when I was in a similar situation last year - if you happen to remember the approximate date when you originally created your MySocialSecurity account, you can mention that when going through the ID.me verification or when speaking with an SSA representative. They can sometimes use that information along with your other details to help verify your identity more easily. Also, if you have any old Social Security statements (the paper ones they used to mail annually), those can be helpful to have on hand as they contain information that might be useful during the verification process. The ID.me route really does seem to be the most reliable based on everyone's experiences here - I was skeptical at first but it worked perfectly for me. One last thing: once you do get back into your account, consider setting up text alerts for important account activities. It's a newer feature that can help you stay on top of any changes to your account in the future. Hope this helps and that you get back into your account quickly!

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That's a really smart tip about remembering the approximate creation date - I actually do remember it was around September 2023 when I first set up the account, so that could definitely help with verification! I hadn't thought about old paper Social Security statements either, but I think I might have some filed away somewhere. I'll definitely look for those before starting the recovery process. The text alerts feature sounds like a great idea too - I want to make sure I don't lose access again in the future. Thanks for adding these helpful details to what's already been such an informative thread. Everyone's shared experiences have really given me confidence that I can get this sorted out without too much hassle!

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