Social Security benefits on ex-spouse's record - how to submit required original documents?
I submitted my application for Social Security retirement benefits online three weeks ago (Feb 2nd), but I'm completely lost about next steps. Since part of my benefit will be based on my ex-husband's earnings record, I know they need my original marriage certificate, divorce decree, and his SSN. The problem is there was absolutely nowhere on the online application to indicate I had these documents or how to submit them! The status just shows "in process" when I check my mySocialSecurity account, with a note that someone at the Richmond office is reviewing it. No phone number, no email contact, nothing. I'm nervous my application will be delayed for months because they're waiting for documents they haven't even asked me for yet! Does SSA automatically contact you about submitting these original documents? Do they call, email, or send a letter? How long should I wait before panicking? I have everything ready to go - I just need to know how to get these originals to the right person! This process feels so broken when they require original documents but give no instructions on how to provide them.
18 comments
Norman Fraser
They'll send you a letter in the mail requesting the documents they need. This usually happens 2-4 weeks after you submit your online application. The letter will include instructions on how to deliver the originals to your local field office - you can either mail them (use certified mail!) or drop them off in person. Don't worry about the "in process" status - that's normal while they're reviewing your application and determining which documents they need. The Richmond location is likely just the processing center handling your case, not necessarily where you'll need to submit documents.
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Fernanda Marquez
•Thank you so much! That makes me feel better. Do you know if they'll also call me or just send the letter? I'm a bit nervous about missing anything important in the mail.
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Kendrick Webb
When I applied last year I got a letter in the MAIL asking for my divorce papers. Took like 3 weeks to get it. No phone call no email nothing. just snail mail! And then I had to make an appointment at my local office to bring the originals in. They made copies and gave them back same day.
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Fernanda Marquez
•That's helpful to know! Did you have to call to make the appointment or could you schedule it online?
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Hattie Carson
I HATE how the SSA handles this!!! When I applied for benefits on my ex's record, my application sat for SIX WEEKS before they sent a letter asking for documents. Then it took ANOTHER 8 weeks to process after I brought them in! The whole "we need originals" thing is so archaic when every other government agency accepts digital copies. And good luck trying to call them to check status - I spent HOURS on hold only to get disconnected. The system is BROKEN!
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Destiny Bryant
•omg same experience here! waited forever for them to ask for my stuff then another forever to actually get approved... so frustrating
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Dyllan Nantx
after u get the letter asking for docs you can just take everything to your local office. they have a drop box inside if u don't wanna wait for an appointment. they'll make copies and mail your originals back in like a week. just make sure u write your ssn and phone # on everything so they know whose file to put it with.
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TillyCombatwarrior
•I don't recommend using the drop box for original documents like marriage certificates or birth certificates. Always get a receipt when submitting originals, which means you'll need an appointment to hand them to someone directly. Most SSA offices will return the originals immediately after making copies if you submit them in person.
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Anna Xian
If you're anxious and don't want to wait for their letter, you could be proactive and try to reach them by phone to ask about your specific case. The challenge is getting through to an actual person at SSA. When I needed to contact them about my divorced spouse benefits, I used a service called Claimyr (claimyr.com) that got me connected to an agent in about 20 minutes instead of waiting for hours or getting disconnected. They have a video showing how it works: https://youtu.be/Z-BRbJw3puU The agent I spoke with was able to see exactly what documents were needed for my application and even scheduled an appointment for me to bring them in. Saved me weeks of waiting for the mail request.
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Fernanda Marquez
•That sounds perfect! I'm going to check out that service. I'd rather be proactive than sit around waiting for a letter that might take weeks to arrive. Thanks for the tip!
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Hattie Carson
Forgot to mention in my earlier rant - MAKE COPIES of everything before you send it in!!! My friend's original birth certificate got LOST when she mailed it to SSA and it was a nightmare getting a replacement. If you go in person, they'll copy it and give it right back to you.
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Kendrick Webb
•THIS!!! happened to my cousin too. always always always keep copies of everything u send them
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Norman Fraser
Something important to understand about spousal benefits based on an ex-spouse: you need to have been married for at least 10 years, be at least 62, and be currently unmarried. Also, if your ex hasn't applied for benefits yet but is eligible, you'll need to have been divorced for at least two years before you can collect on their record. The SSA will calculate your own retirement benefit and the spousal benefit (which is up to 50% of your ex's full retirement benefit), and you'll receive whichever amount is higher - not both combined. If you're applying before your full retirement age (FRA), both your own benefit and the spousal benefit will be reduced permanently.
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Fernanda Marquez
•Yes, we were married for 22 years and I'm 66 now, so I qualify. I'm actually at my full retirement age already. My ex is receiving his benefits already too. This is really helpful information though - I appreciate the explanation!
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TillyCombatwarrior
To add to what others have said - the SSA is currently experiencing significant processing delays due to staffing shortages and increased application volume. While they typically send document request letters within 2-4 weeks, it can sometimes take 6-8 weeks currently. If you haven't received anything after 8 weeks, that's when I'd suggest being more proactive in contacting them. Regarding the required documents for an ex-spouse claim: you'll need your birth certificate, marriage certificate, and divorce decree showing the marriage lasted at least 10 years. You don't technically need your ex-spouse's SSN if you don't have it - SSA can usually locate their record with their date of birth and full name as shown on your marriage certificate, though having the SSN does speed up the process.
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Destiny Bryant
•wait so you dont actually need the ex's SSN? thats good to know i thought that was required!
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Fernanda Marquez
Thank you everyone for the helpful replies! I feel much better knowing what to expect now. I'll give it another week or two for their letter, and if I don't receive anything, I'll try that Claimyr service to speak with someone directly. I've gathered all my documents and made copies just to be safe. Really appreciate all the advice!
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Norman Fraser
•Happy to help! One last tip: when you do receive benefits, double-check that first payment carefully. Sometimes the SSA calculates backdated amounts if there's a delay between your application and approval, especially if you applied in your month of eligibility. Those retroactive payments can be confusing if you're not expecting them.
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