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Should I contact SSA about WEP repeal affecting my reduced spousal Social Security benefits?

I retired from nursing about 8 years ago and took my pension early because of health issues. I only get around $1250 monthly from my pension since I didn't work the full 30 years. I'm currently receiving spousal benefits based on my husband's Social Security record, but after the Medicare premium is taken out, I only get $302 per month because of the Windfall Elimination Provision (WEP). My husband receives approximately $3200 from his own Social Security benefit. I've been hearing all over the news that Congress repealed WEP recently. Does this mean my spousal benefit might increase? Do I need to make an appointment with Social Security to have my benefit recalculated, or will they automatically adjust my payments? I'm confused about the timing and whether I need to do anything proactively. Anyone else in a similar situation with a public pension and reduced Social Security benefits?

wait are u sure WEP is actually gone?? i thought that was just being discussed but hadnt actually happened yet. my dad is in same boat - teacher with pension getting less SS.

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Giovanni Gallo

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Now you've got me second-guessing myself! I thought I read it was part of that big spending bill they passed. Maybe I misunderstood?

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Dylan Wright

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Hi there. I need to clarify something important: WEP has NOT been repealed yet. There are several bills in Congress proposing changes or elimination of WEP/GPO, but none have become law at this time. The Social Security Fairness Act (which would repeal both WEP and GPO) has gained significant support but hasn't passed both chambers of Congress and been signed into law. You're likely experiencing GPO (Government Pension Offset) rather than WEP. WEP reduces your own Social Security benefits if you have a pension from non-covered employment, while GPO reduces spousal or survivor benefits by 2/3 of your government pension. Either way, since no legislation has passed yet, there's no need to contact SSA about recalculating your benefits. If legislation does pass in the future, SSA would likely implement changes systematically, though it never hurts to follow up if you don't see changes within a reasonable timeframe after any law takes effect.

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Giovanni Gallo

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Thank you for explaining that! You're right - I think I'm affected by GPO, not WEP. I get so confused between those two provisions. I'm disappointed to hear it hasn't actually been repealed yet. I was really hoping for an increase in my monthly benefit.

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NebulaKnight

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I was hit by BOTH of these unfair provisions!!! I worked as a firefighter for 22 years (non-SS covered job) and also had enough quarters from previous jobs to qualify for my own SS benefit. My own benefit got reduced by WEP and then when my wife passed, my survivor benefit got slashed by GPO!!! Congress keeps PROMISING to fix this but NOTHING ever happens!!!!

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Sofia Ramirez

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Same with my parents. Mom was a teacher for 35 years and dad worked in private sector. They've been fighting this for decades with no results.

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Dmitry Popov

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To add some factual clarification: The most recent version of the Social Security Fairness Act (H.R. 82) has widespread bipartisan support but remains in committee. If you want to follow its progress, you can check congress.gov for updates. One important detail: If legislation does eventually pass, implementation would likely be phased in gradually rather than happening all at once. Most proposals include a multi-year implementation to manage the fiscal impact. When legislation does pass (if it does), SSA will likely send notices to affected beneficiaries explaining the changes and timeline. You would see adjustments reflected in your benefit payments according to the implementation schedule in the law. While SSA might implement changes automatically, it's always wise to monitor your benefits and follow up if you don't see expected changes. In the meantime, I'd recommend signing up for updates from advocacy groups tracking this legislation, such as the National Active and Retired Federal Employees Association or similar organizations for state government retirees.

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Giovanni Gallo

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Thank you for the detailed information. I'll definitely check congress.gov to follow the progress. Do you know of any specific advocacy groups for retired teachers that track this legislation? I'd like to stay informed.

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Ava Rodriguez

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I was in the exact same situation last year - retired teacher with pension and reduced spousal benefits. I spent WEEKS trying to get through to SSA to ask similar questions. Kept getting busy signals or disconnected after waiting for hours. Finally found a service called Claimyr that got me connected to an agent in under 10 minutes. I showed up on their caller ID so they actually answered. The agent explained everything about my GPO situation and confirmed no legislation had passed yet. Saved me so much frustration! You can check them out at claimyr.com - they have a video showing how it works: https://youtu.be/Z-BRbJw3puU

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does this actually work??? i tried calling ss for my dad like 5 times and always got disconnected

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Miguel Ortiz

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my wife is teacher too. been dealing with this GPO garbage for 3 yrs now. she gets $1800 pension but only $175 from my ss record because of that 2/3 reduction. total bs system if you ask me. punishes public servants

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NebulaKnight

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EXACTLY!! We spent DECADES serving our communities and then get PUNISHED for it! Meanwhile Congress keeps TALKING about fixing it but NEVER actually does anything!!!

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Sofia Ramirez

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I think there's some confusion in this thread about WEP vs GPO. They're different provisions: WEP - Reduces your OWN Social Security benefit if you receive a pension from non-SS-covered work GPO - Reduces SPOUSAL or SURVIVOR benefits by 2/3 of your government pension Sounds like the original poster is affected by GPO since it's reducing spousal benefits. Either way, no repeal has happened yet, so no need to contact SSA.

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Giovanni Gallo

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Thank you for explaining the difference so clearly! You're right - it's the GPO affecting me since I'm getting spousal benefits. I appreciate everyone helping me understand this better.

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Dylan Wright

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Just a heads-up for everyone following this issue - the Social Security Fairness Act has been introduced in multiple Congresses but hasn't passed yet. The current version (H.R. 82 in the House and S. 1398 in the Senate) would eliminate both WEP and GPO if passed. While we wait to see if legislation passes, here's what affected individuals should do: 1. Stay informed through official channels (SSA.gov and Congress.gov) 2. Consider joining advocacy groups focused on this issue 3. Keep documentation of your earnings history, both from covered and non-covered employment 4. If legislation does pass, wait for official guidance from SSA about implementation In most cases, if changes are made, SSA would implement them systematically, but it's always wise to follow up if you don't see adjustments within the timeframe specified in the legislation.

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thanks for the info! my dad will be happy to know there's at least bills being considered. his teacher pension is tiny and losing ss benefits really hurts

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Ava Rodriguez

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After trying to navigate this WEP/GPO situation myself, I found that having a one-on-one conversation with an SSA representative was really the most helpful. They explained exactly how my benefits were calculated and what would happen if the law changed. But getting through on the phone was nearly impossible until I used that Claimyr service I mentioned. If you do end up needing to speak with someone at SSA, I'd recommend trying them rather than wasting days getting disconnected. The agent I spoke with was surprisingly knowledgeable about the proposed legislation too.

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Giovanni Gallo

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I might try that service if I need to call them. I've attempted to call SSA before for other questions and it's been so frustrating. Always disconnected or on hold forever.

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