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Tyrone Johnson

North Texas Social Security offices with shortest wait times for filing retirement benefits?

I'm turning 67 next month and FINALLY ready to file for my SS retirement benefits (waited past my FRA for those sweet delayed credits!). I live in the Dallas-Fort Worth area and heard horror stories about 3+ hour waits at some offices. Has anyone filed recently at any of the North Texas offices (Dallas, Fort Worth, Plano, etc.)? Which location had the shortest wait times? I'd prefer to file in person since I have questions about my ex-spouse's record too. Any tips on best days/times to go? Thanks for any local insights!

don't go to the Dallas downtown office whatever u do!! went there in march and waited 4.5 hours even WITH an appointment. heard the Plano office is much better but haven't been myself

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Yikes! 4.5 hours WITH an appointment?? That's exactly what I'm trying to avoid. Did they at least resolve your issue or did you have to go back?

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I filed at the Richardson office about 8 months ago and was pleasantly surprised. I arrived at 8:15am (they open at 9) and was 4th in line. By 9:30 I was already meeting with a representative. They were efficient and knowledgeable about my questions regarding spousal benefits too. My friend went to the Arlington office mid-afternoon and said it was a 2.5 hour wait. Some advice: Go early in the morning, mid-week (Tuesday-Thursday), and bring all your documents (ID, birth certificate, marriage/divorce papers especially if you're asking about ex-spouse benefits). Also avoid the 1st week of the month as that's when most benefit issues come up.

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This is EXACTLY the kind of info I was hoping for! Richardson isn't too far from me. Getting there 45 min early seems worth it to be seen quickly. I'll aim for a Wednesday morning next month and make sure to bring my divorce decree. Thank you!

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Have you considered just filing online? Thats what I did last year and it was super easy. Took like 20 minutes tops and didn't have to deal with wait times at all. Unless you have a really complicated situation most stuff can be done on ssa.gov now

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I thought about that, but I have questions about including my ex-spouse's record (we were married 12 years) and some gaps in my work history I want to make sure are accounted for correctly. I'd feel better talking to someone in person for my initial filing.

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oh yeah makes sense with the divorce thing. my sister had to go in person for something similar

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I filed last June at Fort Worth office on Sandshell Blvd and it was TERRIBLE!!! Got there at 10:30am and didn't get called until after 2pm. The AC was barely working and the chairs are so uncomfortable. And after ALL THAT the agent said I was missing a document and had to come back!!! Never again!!!! If you go there bring a cushion and snacks and PLENTY of patience.

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For your documents issue, you could have scheduled a follow-up appointment rather than waiting in the general queue again. That's typically a much faster process. The Fort Worth office actually has one of the better customer service ratings overall, but they've been short-staffed since early 2024, which explains your experience.

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I've spent 20+ years dealing with Social Security offices around DFW (both personally and helping family members). Here's the inside scoop: 1. Waxahachie office consistently has the shortest wait times, about 35-45 minutes on average, worth the drive if you're south of Dallas 2. McKinney office is second best but getting busier lately 3. Richardson office is decent especially early morning as someone mentioned 4. AVOID Dallas Westmoreland Rd office at all costs (consistently 3-4 hour waits) Alternatively, if you're having trouble getting through on the phone to make an appointment (very common), I recently discovered a service called Claimyr (claimyr.com) that connects you with a Social Security agent usually within 20 minutes instead of waiting hours on hold. Check out their video demo: https://youtu.be/Z-BRbJw3puU It helped me finally get through to schedule my mom's appointment instead of wasting hours on hold. Saved a ton of frustration.

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never heard of this claimyr thing before. does it actually work? seems too good to be true considering how impossible it is to get SSA on the phone

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As a former SSA employee (retired in 2023), I can offer some accurate insights: 1. Appointments are ALWAYS faster than walk-ins, even if there's some wait time. Call 1-800-772-1213 to schedule one. 2. The Plano office (3250 Craig Drive) currently has the best staffing ratio in North Texas and typically processes appointments within 15-30 minutes of scheduled time. 3. For filing retirement with questions about ex-spouse benefits, you'll want to speak with a Technical Expert (TE) or Claims Specialist (CS), not just a Service Representative (SR). When scheduling, specifically request this. 4. Tuesday through Thursday, 9:00-10:00 AM or 2:00-3:00 PM are optimal windows at most offices (avoid lunch hours 11:30-1:00). 5. Bring original documents: birth certificate, SS card, photo ID, complete divorce decree showing marriage duration. Note that if your ex-spouse hasn't filed yet and is under 70, you might only qualify for spousal benefits if your divorced-spouse benefit amount exceeds your own retirement benefit.

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Wow, thank you for such detailed information! This is incredibly helpful. I've been struggling to get through on the 800 number to make an appointment. I'll keep trying and specifically ask for a Technical Expert or Claims Specialist as you suggested. My ex is already collecting his benefits (he's 70), so I think I should be eligible for the divorced spouse benefit.

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jus wanna say if you do the Richardson office dont park in the first row close to the entrance they have weird parking rules and my nephew got a ticket there last month

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My neighbor works at SSA and says AVOID end of month and beginning of month at all costs!! This is when people are calling/visiting about missing checks or payment issues. Mid-month is MUCH quieter regardless of which office you pick.

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That makes total sense - I'll definitely aim for mid-month. Thank you for the tip!

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i think they changed the rules about ex-spouse benefits my uncle tried to claim on his ex-wife's record and they told him something different than what the website says

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There have been no changes to divorced spouse benefits rules in the past 5 years. Your uncle may have been affected by either the Government Pension Offset (GPO) if he receives a non-covered pension, or the family maximum benefit limit if multiple people are drawing on the same record. The core requirements remain the same: marriage lasted 10+ years, currently unmarried, ex-spouse is eligible for benefits, and generally the divorced spouse must be 62+ (with exceptions for caring for a child).

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Just wanted to follow up and say THANK YOU to everyone who shared their experiences! Based on all your advice, I'm planning to target the Plano office (3250 Craig Drive) mid-month on a Wednesday morning. Going to keep trying the 800 number to schedule an appointment and specifically ask for a Technical Expert or Claims Specialist like Raj suggested. Really appreciate this community - you've saved me potentially hours of waiting at the wrong office at the wrong time!

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As someone who just went through this process last fall, I can confirm the Plano office recommendation! I had my appointment there in October and it was very smooth - arrived 10 minutes early and was seen right on time. The staff was knowledgeable about divorced spouse benefits too. One tip I'd add: when you call the 800 number, if you can't get through during regular business hours, try calling right at 7am when they open - I had better luck getting through early morning. Also, make sure to ask about whether you should file a restricted application or if that's even still an option at 67. Good luck with your filing!

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Thanks for the confirmation about Plano office! That's really reassuring to hear from someone who just went through the process. Great tip about calling at 7am - I'll definitely try that. Quick question about the restricted application - I thought that option was phased out a few years ago for people born after 1954? Since I'm turning 67, I believe I'd be filing a regular retirement application and then they'd automatically calculate if the divorced spouse benefit is higher. But I'll definitely ask when I call to make sure I understand my options correctly!

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You're absolutely right about the restricted application - that option was eliminated for people born after January 1, 1954, so at 67 you wouldn't qualify for that strategy anyway. When you file your regular retirement application, they'll automatically check if your divorced spouse benefit would be higher than your own retirement benefit and give you whichever is greater. Since you waited past your FRA for those delayed credits, your own benefit might actually be higher than the divorced spouse benefit, but it's definitely worth having them run the numbers. The Plano office staff should be able to walk you through all the calculations during your appointment!

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This is such great information! I'm actually the original poster (Tyrone) - looks like I accidentally posted under a different account earlier. Really appreciate everyone clarifying the restricted application rules. You're right that my delayed credits might make my own benefit higher than the divorced spouse benefit, but it'll be good to have them run the numbers to be sure. The Plano office is definitely sounding like my best bet based on all these positive experiences. Thanks to everyone for sharing their knowledge!

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Just a heads up for anyone considering the Richardson office - I was there last week and they've implemented a new digital check-in system that actually helps move things along faster. You scan a QR code when you arrive and get text updates on your wait time, so you can step outside or grab coffee nearby instead of sitting in those uncomfortable chairs the whole time. The actual wait was about 45 minutes for a walk-in appointment around 10am on Tuesday. The staff mentioned they're trying to reduce crowding in the waiting area, which is a nice improvement. Still recommend making an appointment if possible, but the walk-in experience has definitely gotten better there.

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That's really good to know about Richardson implementing the digital check-in system! As someone new to this whole Social Security process, it's reassuring to hear they're working to improve the experience. The text updates sound like a game-changer - being able to step out instead of just sitting there would definitely make the wait more bearable. I'm still leaning toward trying to get an appointment at Plano based on all the positive feedback here, but it's good to know Richardson is another viable option if I can't get in there. Thanks for sharing this recent update!

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Another option to consider is calling your local congressman's office! I know it sounds crazy but when my mom was having trouble getting through to SSA and couldn't get an appointment for weeks, we contacted our representative's constituent services. They made some calls and got her an expedited appointment at the Plano office within 3 days. Most people don't know congressional offices can help with federal agency issues like this. Worth a shot if you're having trouble with the 800 number - just explain you're trying to file for retirement benefits and need an appointment. They don't charge anything for this service either.

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That's actually brilliant advice! I never would have thought to contact my congressman's office for help with Social Security appointments. As someone who's been struggling to get through on that 800 number for weeks now, this could be exactly what I need. Do you happen to remember which representative's office helped your mom? I'm in the Dallas area so I'd probably be contacting either Colin Allred or one of the other local reps. This kind of constituent service is exactly what they're there for, and if it can get me an expedited appointment at Plano, it would save me so much hassle. Thanks for sharing this tip - I'm definitely going to try this approach!

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I work as a customer service liaison for a local senior center and help folks navigate SSA appointments regularly. A few additional tips that might help: 1) If you're having trouble with the 800 number, try using the SSA's online appointment scheduler at ssa.gov - it's been more reliable lately than phone calls. 2) Bring a folder with labeled sections for all your documents - it speeds up the process significantly. 3) The Garland office is another sleeper option that's often overlooked but has good wait times, especially mid-morning on weekdays. Also wanted to mention that for divorced spouse benefits, they can run a "what if" calculation during your appointment to show you exactly what each option would pay out monthly. This helps you make the best decision without any guesswork. Best of luck with your filing!

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This is incredibly helpful information! I had no idea there was an online appointment scheduler - I've been banging my head against the wall trying to get through on that 800 number. The tip about organizing documents in labeled sections is great too - I can imagine how much that would speed things up for both me and the SSA representative. I'm definitely going to check out the online scheduler first, and if that doesn't work, I'll try the congressional office route that Rebecca mentioned. It's amazing how many resources are available once you know about them. Really appreciate you sharing your professional expertise!

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I just wanted to add one more piece of advice based on my recent experience - if you do end up going to any of these offices, consider bringing a portable phone charger! My appointment at Richardson took longer than expected due to some technical issues with their system, and my phone died while I was waiting for them to pull up my records. Having a charged phone would have been helpful for looking up some dates they asked about regarding my work history. Also, if you're planning to ask about divorced spouse benefits, it really helps to have your ex-spouse's full name and Social Security number if you know it - it speeds up the process of them pulling the right records. The SSA representatives are generally very patient and helpful, but having all the info ready makes everything go smoother!

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Great practical advice about the phone charger! I've been there where your phone dies at the worst possible moment. I'm actually new to this community but have been reading through all these responses as someone who will be going through this process soon myself. The tip about having your ex-spouse's SSN ready is really smart - I wouldn't have thought of that but it makes total sense that it would speed things up. This whole thread has been incredibly informative for someone like me who's just starting to navigate the Social Security system. Thanks to everyone for sharing such detailed real-world experiences!

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As someone who just moved to the DFW area and will be filing for benefits soon myself, this thread has been incredibly valuable! I'm impressed by how helpful this community is with sharing real experiences and practical tips. Based on all the feedback here, it sounds like the Plano office is consistently getting the best reviews, and I love the advice about arriving early, bringing organized documents, and trying the online appointment scheduler first. The tip about contacting congressional offices if you can't get through is something I never would have considered but makes perfect sense. Thanks to everyone for creating such a comprehensive resource - I'll definitely be referring back to this when it's my time to file!

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Welcome to the DFW area and to the community! As someone who's also relatively new here, I completely agree that this thread has been a goldmine of information. The collective knowledge shared by everyone - from former SSA employees to people who've recently gone through the process - is exactly what makes these communities so valuable. It's clear that the Plano office consensus isn't just one person's opinion but a pattern from multiple experiences. I'm bookmarking this thread too! Hope your filing process goes smoothly when the time comes.

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This whole thread has been amazing! As someone who's about to turn 65 and start thinking about my own Social Security filing in a couple years, I'm taking notes on all this great advice. The consensus seems really clear that Plano office is the way to go, and I love all the practical tips about timing, documents, and even things like bringing a phone charger. One question for the group - for those of you who successfully got appointments, how far in advance were you able to schedule? I'm wondering if I should start trying to book something now even though I won't be ready to file until next year, or if they only let you schedule closer to your actual filing date?

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Great question about scheduling in advance! From what I've learned in my research, most SSA offices typically only allow you to schedule appointments within 30-60 days of when you want to file, not a full year ahead. They want to make sure you're actually ready to proceed with your application when you come in. However, I'd recommend calling closer to your 65th birthday (maybe 2-3 months before) to ask about their specific scheduling window. Some offices might have slightly different policies. In the meantime, this thread is definitely worth bookmarking - all this location-specific intel about wait times and best practices will probably still be relevant when you're ready to file!

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Just want to echo what others have said about the Plano office - I filed there about 6 months ago and had a great experience. Arrived at 8:45am for a 9:30am appointment and was seen right on time. The staff was very knowledgeable about divorced spouse benefits and walked me through all the calculations clearly. One thing I'd add that hasn't been mentioned - if you're bringing copies of documents, make sure they're clear and legible. I brought some fuzzy photocopies of old tax forms and had to go back to get better copies. Also, parking there fills up fast so definitely arrive 15-20 minutes early just to find a spot. The whole process took about 45 minutes once I was called back. Really glad I didn't try to do it online given the complexity of my situation with multiple marriages. Good luck with your filing!

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Thanks for adding your positive experience with the Plano office! The detail about bringing clear, legible copies is really important - I wouldn't have thought about that but it makes perfect sense that fuzzy photocopies would cause delays. Your point about parking filling up fast is also super helpful since I was planning to arrive right on time for my appointment. I'll definitely plan to get there 15-20 minutes early to account for parking. It's reassuring to hear from yet another person who had a smooth experience there, especially with the divorced spouse benefits complexity. This really confirms that Plano is the right choice for my situation!

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As someone new to this community and approaching retirement myself, I just wanted to say how incredibly helpful this entire discussion has been! The level of detail and real-world experience shared here is exactly what you need when navigating the Social Security system for the first time. The clear consensus around the Plano office, combined with all the practical tips about timing, documentation, and even logistics like parking and phone chargers, creates a comprehensive roadmap for success. It's amazing how much collective wisdom exists in communities like this. For anyone else reading this thread in the future - this is gold! Thanks to everyone who took the time to share their experiences and help fellow community members navigate this important milestone.

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I completely agree! As someone who just joined this community, I'm amazed by how generous everyone has been with sharing their firsthand experiences. This thread should honestly be pinned as a resource for anyone in the North Texas area planning to file for Social Security benefits. The way everyone built on each other's advice - from the basic office recommendations to the really specific tips about parking, document organization, and even phone chargers - shows what makes online communities so valuable. I'm still a few years away from filing myself, but I'm definitely saving this thread for when the time comes. Thanks to everyone who contributed!

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New to this community and Social Security system in general, but this thread has been absolutely incredible! I'm about 18 months away from filing myself and had no idea where to even start with choosing an office or what to expect. The detailed breakdown of each location's wait times, the insider tips from former SSA employees, and all the practical advice about documentation and timing has given me such a clear roadmap. The Plano office consensus is really compelling - multiple people with recent positive experiences there can't be wrong. I'm especially grateful for the tips about the online appointment scheduler and congressional office assistance if needed. Definitely bookmarking this thread for when I'm ready to file. Thank you to everyone who shared their knowledge and experiences!

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Welcome to the community! As someone who's also navigating this process for the first time, I can't agree more about how valuable this thread has been. It's really reassuring to see so many people willing to share their real experiences and practical tips. The Plano office definitely seems like the clear winner based on all the feedback here. One thing I'd add for anyone else who's still 18+ months out like you - it might be worth calling SSA closer to your filing date to confirm the office locations and procedures haven't changed, since things do evolve over time. But the core advice about timing, documentation, and preparation should definitely still apply. Good luck when your time comes!

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As someone who's been following this thread as a newcomer to both the community and the Social Security process, I wanted to add my thanks to everyone who's shared such detailed experiences! I'm about 2 years out from filing myself and had no clue about the differences between offices or any of these practical considerations. The Plano office recommendation is really compelling with so many positive firsthand accounts. I'm curious though - for those who mentioned the online appointment scheduler at ssa.gov, is that relatively new? I tried looking for it a few months ago when I was just starting to research this process and couldn't find it. Maybe I was looking in the wrong place, but if it's a newer feature that would explain why the phone system is still so overwhelmed. Either way, this thread is an incredible resource and I'm definitely saving it for reference when my time comes!

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