I’m still trying to figure out what the same earnings record means on the form SSA-1724-F4. I made more money than my husband made, am I on the same earning record ?

@Malik Davis gave excellent advice! Just to add - since you mentioned your email isn t'working, you can also create a my Social Security account online at ssa.gov to view your earnings record and get personalized benefit estimates. This might help you see exactly what benefits you d'be entitled to on your own record versus spousal benefits. The online account is really helpful for understanding these details at your own pace before calling SSA.

Great points from both @Malik Davis and @Kara Yoshida! Barry, one more thing to keep in mind - if you re'both at full retirement age or older, you might also want to look into file "and suspend strategies" or restricted application options that could maximize your combined household benefits. Since you earned more, your husband might be able to claim spousal benefits on your record while letting his own benefits grow with delayed retirement credits. The SSA representatives can walk through these scenarios with you over the phone, and having that my Social Security account set up beforehand will make the conversation much more productive.