Filing SSA Form 1724 with maiden name issues - need guidance for deceased parent's benefits
My father passed away last November, and I'm facing issues with my older brother who was named executor (we're 3 siblings total). He keeps putting off handling Dad's Social Security matters despite my offers to help. I'm looking at Form 1724 (the Application for Survivor's Benefits) and wondering if I can submit it myself rather than waiting on him. My specific question is about section #3 on the form. It states that "if any child listed has a different name from that given at birth, attach a separate sheet with the following information..." explaining the difference. Both my sister and I changed our last names when we got married. I'm not sure what documentation to provide here. Do we need to include copies of our marriage certificates, or is it sufficient to just write an explanation on a separate paper? I'm thinking the simple explanation should be enough, but don't want the application rejected over something so basic. Has anyone gone through this process recently? Any advice would be appreciated.
26 comments


Kaitlyn Otto
My condolences on your loss. You're right that you can file the Form 1724 yourself - any eligible survivor can file regardless of executor status. For the name change question, a simple note explaining that "Jane Smith was born Jane Johnson and changed her name upon marriage to John Smith on [date]" is sufficient. No need to include marriage certificates with the initial application, though SSA may request them later during processing. Make sure you're also gathering death certificate, birth certificates for all applicants, and marriage certificate of your parents if your mother is applying for widow's benefits.
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Kristian Bishop
•Thank you so much for this clear explanation. That makes the process much easier. I've got the death certificate already, and I'll gather our birth certificates too. Mom passed away years ago, so it's just surviving children applying. I'll draft up the simple explanation for our name changes right away.
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Axel Far
when i filed this after my husbands death i just wrote on blank paper that said my maiden name and when i got married. they didnt ask for marriage certificate but bring it with you if you go in person just incase. be prepared to wait a LONG time for processing!! took almost 5 months for my daughters claim to go through!!
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Kristian Bishop
•Thanks for sharing your experience! I'm planning to mail in the form rather than going in person, but I'll keep copies of everything just in case they request more documentation later. 5 months is a long wait - did you call to check on the status during that time?
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Axel Far
•yes called every 2 weeks!!! nobody could tell me anything useful just that it was "processing" so frustrating!!!
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Jasmine Hernandez
I'm sorry for your loss. I went through something similar with my mom passing. Just FYI - if your father was receiving Social Security before he died, you should also check if you qualify for the one-time death payment of $255. Easy to miss that.
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Kristian Bishop
•Thank you for mentioning that. I'd actually forgotten about the death benefit. My brother might have handled that already, but I'll definitely check on it.
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Luis Johnson
I just want to point out that Form 1724 is specifically for surviving children's benefits, which typically only applies if you're disabled from before age 22, under 18, or under 19 and still in high school. Are you sure this is the correct form for your situation? Most adult children don't qualify for survivor benefits unless disabled before age 22. If you're filing for the $255 death benefit, that's a different form (SSA-8).
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Kristian Bishop
•Oh! I think I might have the wrong form then. My youngest sister is 19 and still in college, so I was trying to help her file. I thought adult children could get survivors benefits too, but sounds like I was mistaken. Thank you for pointing this out - I'll double check which form we actually need.
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Luis Johnson
•College students actually lost eligibility for survivor benefits back in the early 1980s. If your sister is in high school and under 19, she would qualify, but college doesn't count. Only children under 18, high school students under 19, or adult children disabled before 22 can receive survivor benefits. Definitely check with SSA directly to confirm eligibility before submitting anything.
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Ellie Kim
just call ssa and ASK them what to do!!!! why is everyone making this so COMPLICATED
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Fiona Sand
•Have you tried calling SSA lately? It's nearly impossible to get through. I spent THREE HOURS on hold last month trying to resolve an issue with my widow's benefits only to get disconnected right as someone finally answered. Then called back and waited another hour before giving up. Their phone system is completely overwhelmed.
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Kristian Bishop
•I've tried calling several times but haven't been able to get through to a person. That's why I came here hoping someone had experience with this specific form and situation. I appreciate everyone's input!
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Mohammad Khaled
If your sister is still in high school and under 19, she's in the sweet spot for eligibility. For the name change question, I submitted a simple statement listing my birth name and current name due to marriage. No problems with that approach. The key is making sure you submit ALL required documentation together: death certificate (certified copy), birth certificates for all applicants, possibly marriage certificates, etc. Missing documentation will delay the process significantly.
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Kristian Bishop
•Thanks for confirming the simple statement approach works! Would you recommend sending certified copies of everything or are regular photocopies acceptable? I don't want to send original documents in the mail.
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Mohammad Khaled
•NEVER send originals! For birth and death certificates, they typically want certified copies (with the raised seal). For other supporting documents like marriage certificates, regular photocopies are usually fine. When I submitted my deceased husband's paperwork, I included a cover letter with my phone number and a list of all documents enclosed - that helped ensure nothing got lost in the shuffle.
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Aisha Ali
I'm sorry for your loss. I recently went through this process for my mother's passing. Just want to add that if you're planning to visit a local SSA office instead of mailing, try calling them early in the morning (around 8 AM) to schedule an appointment - it's often easier than the national number. Also, bring multiple copies of everything since they sometimes keep documents for their files. One thing that helped me was creating a simple family tree on paper showing all the children, their birth names, current names, and ages - the SSA worker really appreciated having that visual reference when reviewing our case.
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Fatima Al-Sayed
•That's really helpful advice about calling early and the family tree idea! I hadn't thought about creating a visual reference, but that makes so much sense when there are multiple children with name changes. I'm leaning toward mailing the application since our local office is pretty far away, but I'll definitely make multiple copies of everything and include a detailed cover letter. Thanks for sharing your experience - it's reassuring to hear from someone who recently went through this process successfully.
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Tami Morgan
I'm so sorry for your loss. I went through a similar situation when my dad passed two years ago. Just wanted to mention that you might also want to check if your father had any unclaimed benefits or if there are any retroactive payments due. Sometimes there can be benefits owed from the month of death that the family doesn't know about. Also, if you do end up visiting an SSA office, I'd recommend bringing a folder with dividers to organize all your documents - it makes the process much smoother when the agent can quickly find what they need. The workers really appreciate when applicants come prepared and organized. Good luck with everything!
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Mateo Rodriguez
•Thank you for the condolences and the practical advice about organizing documents with dividers - that's such a simple but helpful tip! I hadn't thought about potential retroactive payments or unclaimed benefits, so I'll definitely look into that. My dad was pretty organized with his finances, but you never know what might have been missed. The folder organization idea is great too, especially since we have multiple family members involved and various name changes to document. I really appreciate everyone sharing their experiences here - it's made this whole process feel much less overwhelming.
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Fatima Al-Qasimi
I'm so sorry for your loss, Kristian. I went through this exact situation about 6 months ago when my mother passed. Just wanted to share a few things that might help: First, you're absolutely right that any eligible survivor can file Form 1724 - you don't need to wait for your brother as executor. For the name change documentation, I did exactly what others mentioned - just wrote a simple statement on separate paper explaining the name changes due to marriage. SSA accepted it without any issues. One tip that saved me time: when you gather the required documents, make sure to get multiple certified copies of the death certificate (at least 3-4) because you'll likely need them for other estate matters too. Also, double-check that you're using the most current version of Form 1724 from SSA's website - they updated it recently. Best of luck with the process, and don't hesitate to follow up if you have more questions!
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Mei Chen
•Thank you so much for all the detailed advice, Fatima! It's really reassuring to hear from someone who just went through this process successfully. I'll definitely make sure to download the most current version of Form 1724 from the SSA website - I hadn't thought about checking for recent updates. The tip about getting multiple certified copies of the death certificate is smart too, since I know we'll need them for other estate matters. I'm feeling much more confident about moving forward with this application now, especially knowing that the simple written explanation for name changes has worked for others. Thanks again for taking the time to share your experience!
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Paolo Romano
I'm sorry for your loss, Kristian. I just went through this process last year when my father passed away. One thing I wanted to mention that I didn't see covered yet - if you're mailing the Form 1724, I'd strongly recommend sending it via certified mail with return receipt requested. It gives you proof that SSA received your application and a tracking number to reference if there are any issues. I learned this the hard way when my first application seemed to disappear into the void for weeks before I could prove I had actually submitted it. Also, keep photocopies of everything you send for your own records. The whole process can take months, so having your own complete file helps when you need to reference dates or details later. Hope this helps!
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Ethan Campbell
•That's excellent advice about using certified mail with return receipt! I definitely don't want my application to get lost in the mail system. Having that tracking number and proof of delivery will give me peace of mind, especially since this process can take so long. I'll make sure to keep detailed photocopies of everything too - sounds like having a complete paper trail is really important when dealing with SSA. Thank you for sharing that hard-learned lesson about applications potentially disappearing. It's these kinds of practical tips that really help navigate this whole process more smoothly.
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Miguel Ramos
I'm so sorry for your loss, Kristian. I went through a very similar situation when my mom passed away last year, including dealing with a reluctant executor sibling. You're absolutely right that you can file Form 1724 yourself - any eligible child can apply for survivor benefits regardless of who the executor is. For the name change section, I simply wrote on a separate sheet: "Jane Doe was born Jane Smith and changed her name upon marriage to John Doe on [date]" for each affected sibling. SSA accepted this without requesting marriage certificates upfront, though I kept copies handy just in case. One thing to double-check: make sure your 19-year-old sister is still in high school, as college students aren't eligible for survivor benefits (that changed back in the 1980s). If she's graduated high school, she unfortunately won't qualify unless she has a qualifying disability. The processing time can be lengthy (mine took about 4 months), so definitely send everything certified mail with tracking. Good luck, and feel free to ask if you have more questions!
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Raul Neal
•Thank you so much for sharing your experience, Miguel! It's really helpful to hear from someone who dealt with a similar executor situation. I appreciate the confirmation about being able to file independently - that's exactly what I needed to know. Your wording example for the name change explanation is perfect, I'll use something very similar. You're right about double-checking my sister's high school status - she actually graduated last spring and is now in college, so it sounds like she won't be eligible after all. That's disappointing but good to know before we submit anything. The 4-month processing time gives me a realistic expectation, and I'll definitely use certified mail with tracking. Thanks again for all the practical advice!
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