Can't reach Social Security Administration? Claimyr connects you to a live SSA agent in minutes.
Claimyr is a pay-as-you-go service. We do not charge a recurring subscription.
Using Claimyr will:
- Connect you to a human agent at the SSA
- Skip the long phone menu
- Call the correct department
- Redial until on hold
- Forward a call to your phone with reduced hold time
- Give you free callbacks if the SSA drops your call
If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
Really made a difference
Really made a difference, save me time and energy from going to a local office for making the call.
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
IT WORKS!! Not a scam!
I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
Ask the community...
- DO post questions about your issues.
- DO answer questions and support each other.
- DO post tips & tricks to help folks.
- DO NOT post call problems here - there is a support tab at the top for that :)
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i got married at 61 and wish i had known all this stuff before. make sure you both look at EXACT numbers because everyone on here is giving general advice but YOUR specific earnings records matter most. the SSA calculators online suck btw they never worked right for me
That's a good point - we should probably look at our actual earnings records and run the numbers. Is there any reliable way to calculate this accurately?
The most accurate way to estimate your specific situation is to: 1. Create my Social Security accounts online for both of you 2. Download your earnings records 3. Use the detailed calculator from SSA called "Anypia" (it's not user-friendly but it's accurate) Alternatively, you could schedule an appointment with a Social Security claims specialist and have them run projections for you. They can show you exactly how different filing ages and marriage timing would affect both your benefits. One timing consideration: If you marry shortly after turning 59, you'll satisfy the 1-year marriage requirement before earliest possible filing age (62).
Thank you! I didn't know about the Anypia calculator - we'll look into that. We both have our mySocialSecurity accounts set up already, so we can download our earnings records. Appreciate the tips!
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i think my mom had someting like this and they made her pay a penalty or something??? just make sure you ask if theres any downside to applying late
There's no penalty for applying for divorced spouse benefits at any age after your full retirement age. Your mom may have experienced a different situation, perhaps related to Medicare enrollment penalties or something else entirely. For divorced spouse benefits, the only potential downside to applying late is missing out on back payments, since they only go back 6 months maximum.
Just want to add that when you DO get through to SSA, INSIST they explain exactly how they calculate everything. I've had agents give me completely different answers about the same question. And get the agent's name and ID number too, because if they give you wrong info, you'll need to reference who told you what.
That's excellent advice. I'll definitely ask for a detailed explanation of the calculation and make sure to note the agent's information. I've heard horror stories about inconsistent information, so I'll be prepared to advocate for myself.
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I tried calling SS about this exact issue last month and spent TWO HOURS on hold only to be disconnected! The whole system is broken. Why can't they hire more people to answer the phones??!!
That's exactly why I recommended Claimyr earlier. I was skeptical at first but it saved me hours of frustration. My call got through in about 15 minutes instead of the usual 2+ hour wait. For someone juggling caregiving responsibilities, those hours make a huge difference.
my aunt retired at 65 and she said the monthly thing worked great for her. but she had to be really careful about tracking her hours at her part time job. good luck with everything!
Thanks for sharing your aunt's experience! That's encouraging to hear. I'm pretty good with keeping records so I'll definitely track my hours carefully. Every bit of real-world experience helps!
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I called SSA today and wanted to update everyone. The representative confirmed that I could receive a combination of my own benefit plus a partial spousal benefit to bring me up to 50% of my husband's PIA (what he would have received at full retirement age). In my case, it amounts to an extra $218 per month, which definitely helps! They're processing my application now. Thank you all for your helpful advice!
That's great news! An extra $218 per month is significant - that's over $2,600 a year. I'm glad it worked out for you. Did they tell you how long it would take to process and when you'll start receiving the increased amount?
They said it would take about 30 days to process, and the payments would start the following month. They also mentioned I might get a small retroactive payment since I was eligible as of last month when I reached FRA. Every bit helps with these inflation rates!
congrats! put that extra money to good use! :
Beth Ford
one more thing - if ur gonna do this make sure ur actually eligible for a top up first. if ur own benefit is already kinda high (like $1,850 is decent!) u might not get anything extra anyway. my ex made waaaaay more than me during our 22yr marriage so for me its a big difference. but some of my friends found out they get nothing extra cuz their own benefit was already higher than half their exs benefit.
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Elin Robinson
•Good point. I think I need to find out his benefit amount first to see if 50% of his would be higher than my own. His career earnings were significantly higher than mine, so I'm hoping there's at least some top-up available.
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Kiara Greene
ugh i got so confused by all these rules when i was applying! the thing that helped me most was actually going to my local office in person with all my documents. they were able to look everything up right there and tell me exactly what i qualified for. so much easier than trying to figure it out online or over the phone.
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Joy Olmedo
•did u have to make an appointment? i heard they dont take walk-ins anymore?
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