Railroad worker unemployment: File with RRB or TWC for Texas locomotive engineer?
My husband just ended his job as a locomotive engineer last week after 8 years (kind of a mutual termination/quit situation). His coworkers told him he needs to file unemployment with the Railroad Retirement Board because he's been paying his taxes into the railroad system all these years instead of regular social security. We're completely lost on what to do now. Should he file with both the Railroad Retirement Board AND Texas Workforce Commission? Or does he need to file with the railroad first and only go to TWC if he gets denied? The separation wasn't exactly a clear-cut firing but definitely wasn't a voluntary quit either, so we're worried about eligibility too. Has anyone here dealt with railroad unemployment in Texas before? The RRB website is confusing and we don't want to mess anything up by filing incorrectly. Thanks for any help!
19 comments
Nia Harris
Railroad workers are covered under a completely separate unemployment system from the state system. Your husband should ONLY file with the Railroad Retirement Board (RRB), not with TWC. The Railroad Unemployment Insurance Act provides unemployment benefits specifically for railroad workers. If he files with TWC, they'll just deny him and tell him to go to the RRB. The good news is that railroad unemployment benefits are typically higher than state benefits in most cases.
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Luca Russo
•Thank you! That makes sense. Would it hurt anything if he filed with TWC by accident? He was getting conflicting advice from different coworkers about whether to do both.
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GalaxyGazer
My brother in law works for UP and had to do this last year. Call the RRB right away, the process takes longer then TWC. He got like 900 every two weeks which was way better then what TWC would have given him. The whole railroad system is separate from everything else, weird but true.
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Mateo Sanchez
•The RRB benefits can be much better than regular TWC, but you have to be careful about the separation reason. Since the post mentions it wasn't a clear-cut firing but also not a voluntary quit, that's important. For railroad unemployment, it still matters WHY the employment ended. Did the company initiate it or did the employee? Was there misconduct involved? Those details affect eligibility just like with TWC.
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Aisha Mahmood
its definately rrb not twc, my dad worked burlington northern for 30 years and never had to deal with twc for anything unemployment related. goodluck!!
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Ethan Moore
As others have said, railroad workers file with the RRB, not TWC. But I want to address the "mutual termination/quit" part because that could be a problem. If he voluntarily quit or was fired for cause, he might not qualify for benefits, even through the RRB. The RRB uses similar standards to TWC in determining if someone was at fault for their job loss. Make sure your husband carefully documents everything about how the separation occurred. If the employer suggested he resign instead of being fired, that's often considered a discharge, not a quit. The details really matter here.
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Luca Russo
•That's exactly what happened - they basically said "you can quit or we'll fire you" after a dispute about scheduling and some safety concerns he raised. He chose to quit because he thought it would look better on his record, but now I'm worried that was a mistake for benefits purposes.
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Yuki Kobayashi
I had to navigate this system when I worked for BNSF. Call the RRB directly at 877-772-5772. The wait times can be awful though. I spent 3 hours on hold last time I called them about retirement benefits. One thing I learned using Claimyr to connect with government agencies - they have a service that helps you reach RRB representatives without the insane wait times. Check out claimyr.com - there's a video demo at https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh that shows how it works. Saved me hours of frustration. But to answer your question: railroad workers ONLY file with RRB, not TWC.
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Carmen Vega
•does this claimyr thing actually work? ive been trying to reach rrb for my dad for weeks
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Yuki Kobayashi
•It worked well for me. They basically call and wait on hold for you, then connect you when a real person answers. Worth it considering how impossible it is to get through to these agencies.
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Aisha Mahmood
Kinda off topic but my husband just started with union pacific last year, any advice on what your husband did wrong so he can avoid it? thx!!
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Luca Russo
•Long story short - document EVERYTHING. He raised some scheduling and safety concerns and ended up getting targeted by management. The railroad industry can be tough. Tell your husband to keep good records of all interactions, join the union if he hasn't already, and know his rights.
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GalaxyGazer
ALSO remember to file for sickness benefits with RRB if he has ANY medical issues that are work related!!! My cousin didn't know this and missed out on $$$
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Mateo Sanchez
Since nobody has addressed it yet - regarding the "mutual termination" - if he was given the option to resign instead of being fired, this is generally considered a "discharge" for unemployment purposes, not a voluntary quit. The RRB (like TWC) looks at whether the worker initiated the separation. If the employer gave an ultimatum, that's generally considered employer-initiated. Make sure your husband clearly explains this when filing with the RRB. He should state that he was given the option to resign in lieu of termination. This is important because voluntary quits typically don't qualify for benefits unless there was good cause attributable to the employer (like unsafe working conditions, which it sounds like might have been part of the issue). The RRB benefits are typically paid biweekly and are subject to a waiting period, so don't expect payments immediately.
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Luca Russo
•Thank you for this detailed explanation! It really helps. We'll make sure to be clear about the resignation vs termination situation when filing. Would it be worth getting something in writing from his former supervisor about this?
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Mateo Sanchez
•It would be extremely helpful to have something in writing, but it's unlikely his supervisor would provide that. Instead, I recommend your husband write down the details while they're fresh in his memory: dates, times, who was present, what was said. If there were any witnesses to discussions about safety concerns or the ultimatum, those could be valuable if there's an appeal hearing. Also gather any evidence of the safety issues he reported.
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QuantumQuester
sorry ur going thru this but ya railroad is totally seperate my uncle always said they think there special lol but for real dont waste time with twc they will just tell u to go to rrb
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Nia Harris
To summarize what everyone has said: 1. Railroad workers file ONLY with the Railroad Retirement Board (RRB), not with TWC 2. RRB benefits are typically higher than TWC benefits 3. For the "mutual termination" issue - if he was given the choice to quit or be fired, that's generally considered a discharge, not a voluntary quit 4. Document everything about the separation, especially if safety concerns were involved 5. Be prepared for long wait times when contacting the RRB The RRB website has forms and instructions at rrb.gov - I suggest starting there and then calling them if you have questions.
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Luca Russo
•Thank you all for the helpful information! We're going to file with the RRB right away and make sure to clearly document the circumstances of his separation. This community has been incredibly helpful!
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