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PA UC retroactively disqualified my 2020 gig worker claim - facing huge overpayment

I just checked my PA unemployment account and found a notice saying I've been disqualified for benefits from 2020 (!!!) and now owe an overpayment of $12,500. I was a rideshare driver who couldn't work during the pandemic shutdowns. I applied and was approved for benefits at that time. How can they go back FIVE YEARS later and say I wasn't eligible? The letter mentions something about 'insufficient documentation' but I submitted everything they asked for back then! Do I have any options to fight this? The appeal deadline shows 15 days from the determination date which was last week. I'm completely panicking - there's no way I can repay that kind of money.

Grace Durand

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This is happening a lot with gig workers from the pandemic period. The important thing is to file that appeal IMMEDIATELY. Don't wait until the 15th day or you'll lose your right to appeal. They're doing these mass reviews of old pandemic claims and many people are getting hit with these notices. When you file the appeal, request a hearing and clearly explain that you provided all requested documentation at the time of your original claim. Do you still have copies of what you submitted back then?

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Connor Richards

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Thanks for responding. I think I might have some emails from back then but I'm not sure I kept all the documentation. Should I submit the appeal online or mail it in? Is one better than the other?

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Steven Adams

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OMG THEY CANT JUST DO THIS TO PEOPLE!!! i got the SAME THING last month!!! $9,700 they say i owe now??? for WHAT??? we were TOLD to apply! the government SAID we qualified! this is such BS i swear the system is designed to screw over regular people. im fighting mine too but the lady i talked to basically said 'too bad so sad' when i called

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Connor Richards

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Did you file an appeal? I'm so stressed about this. Did they give you any specific reason for why they're saying you didn't qualify now when you did back then?

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Alice Fleming

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Something similar happened to a friend. What was your disqualification code? That tells you the specific reason they're saying you didn't qualify. It should be on the determination letter - usually something like A2 or B7.

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Connor Richards

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It says Code 144A - 'Claimant did not provide sufficient documentation to substantiate self-employment or gig work as primary source of income.' But I definitely sent them my 1099s and rideshare earnings statements back then!

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Hassan Khoury

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I've been helping several clients with these pandemic-era disqualifications. Here's what you need to know: 1. File your appeal online through your PA UC dashboard immediately 2. Request a hearing (telephone hearings are easier to manage) 3. Gather ANY documentation you still have from that period - tax forms, 1099s, payment statements 4. Write a clear statement explaining why you believe you qualified under the rules AT THAT TIME 5. If you can't find your documentation, request copies from the rideshare company Many of these retroactive disqualifications are happening because PA UC is applying current standards to pandemic-era claims. The rules were different then, and your appeal should emphasize that you met the criteria as explained at that time.

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Steven Adams

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this is good info but ive been calling UC for 3 WEEKS trying to ask questions about my appeal and CANT GET THROUGH!!! busy signal every single time or it just hangs up on me after waiting forever. how are we supposed to handle this if we cant even talk to anyone???

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Victoria Stark

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If your getting the runaround trying to talk to someone at the UC office try Claimyr. It got me through to a real person in about 30 minutes after I spent days getting busy signals. They basically call for you and then connect you when they get through. Saved my sanity when I was dealing with a similar situation. Their website is claimyr.com and they have a video showing how it works: https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2

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Connor Richards

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Thanks for the tip. I'll check that out because I've been trying to call all morning with no luck. I really need to speak with someone to understand exactly what documentation they're claiming was missing.

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Benjamin Kim

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I know this might not be what you want to hear, but even if you lose the appeal, you can request a payment plan. I was in a similar boat (although it was regular UC not pandemic) and they let me pay like $50 a month. Better than nothing I guess...

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Connor Richards

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That's good to know as a backup plan, but I'm really hoping to win the appeal. $12,500 would take forever to pay off at $50/month. That's over 20 years!

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Samantha Howard

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wait im confused are we talking about PUA or regular unemployment? because PUA was seprate from UC right? or am i misremembering. i thought gig workers couldnt get regular UC but could get PUA during pandemic? maybe thats why there disqualifing you now?

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Hassan Khoury

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You're correct that PUA (Pandemic Unemployment Assistance) was separate from regular UC. Gig workers and self-employed individuals who weren't eligible for regular UC could qualify for PUA. However, PA has been reviewing these claims years later and issuing disqualifications if they believe the documentation wasn't sufficient. The important thing is that the OP files an appeal within the 15-day window.

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Grace Durand

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When you file your appeal, be very specific about what documentation you provided in 2020. Include dates if possible. The more detailed you can be, the better your chances. Also, request all records they have on file through a Right to Know request - sometimes they actually have the documentation but it wasn't properly reviewed.

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Connor Richards

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I just submitted my appeal online. I included everything I could remember about the documents I submitted in 2020 and explained that I followed all instructions given at that time. Now I guess I wait for a hearing date? How long does that usually take?

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Hassan Khoury

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Good job filing the appeal! Currently, hearing schedules are running about 4-6 weeks out. You should receive a notice with the exact date and time by mail. In the meantime, keep trying to locate any documentation you can. Also important: the overpayment collection should be paused while your appeal is pending, so you don't need to make payments yet.

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Steven Adams

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omg i didnt know collection is supposed to pause during appeal!!! they sent me a letter saying they would start garnishing my tax returns if i dont set up a payment plan!!! is that even legal????

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Alice Fleming

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My sister works for a law firm that sometimes handles these cases. She said a lot of gig workers are winning these appeals because the documentation requirements weren't clearly communicated during the pandemic. The unemployment system was completely overwhelmed and gave conflicting information. Document that in your appeal too!

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Connor Richards

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That's encouraging to hear! I definitely remember getting conflicting information. One representative told me my documents were sufficient, then months later someone else would request something different. The whole process was confusing.

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Victoria Stark

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After you used Claimyr to reach someone, be sure to ask them specifically about a "financial hardship waiver" for the overpayment. If you can prove paying it back would cause financial hardship, they sometimes waive part or all of it. But they don't volunteer this information unless you specifically ask!

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Connor Richards

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I just tried Claimyr and got through to someone at PA UC! The rep explained that they're reviewing all pandemic claims due to an audit. She looked at my file and said I'm missing proof that rideshare was my primary income (vs. a side job). I have 7 days to upload additional documentation before my hearing. This is actually helpful info that wasn't clear from the determination letter.

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Grace Durand

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That's great news! Now you know exactly what to focus on for your appeal. Look for any 2020 tax documents that show your rideshare income was your primary source. Bank statements showing regular deposits from the rideshare companies could help too. The more documentation the better.

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Connor Richards

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Found my old tax returns! My Schedule C clearly shows rideshare was 82% of my income that year. I'm uploading it today. Feeling much more hopeful now. Thanks everyone for the advice and support through this stressful situation!

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