PA UC filing after contract ends on 1/21 - how to avoid months-long wait for benefits?
My contract position is ending on January 21st and I've already received my separation letter with that date on it. I have two main concerns: 1) When exactly should I submit my initial UC claim? Is it better to do it right on the 21st or wait until the following day/week? 2) I've been browsing through posts here and I'm seriously worried about these payment delays people are experiencing. Some folks are saying it's taking MONTHS to get their first payment! I've got maybe 3 weeks of savings to cover expenses. Does anyone have strategies to help make sure my claim goes through smoothly without getting stuck in limbo? Tips for avoiding common mistakes that cause delays? I've never had to file for unemployment in PA before, so this is all new territory for me.
21 comments


Zoe Stavros
You can file your initial claim on your last day of work (1/21) or anytime during that week. PA UC weeks run Sunday-Saturday, so the benefit week that includes 1/21 would be your first eligible week. As for expediting, make sure all your information is 100% accurate - especially employer info and dates. Even small discrepancies between what you report and what your employer reports can trigger open issues that take forever to resolve.
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Andre Rousseau
•Thanks for the quick response! So if I file on Friday 1/21, would that count as my first week or would the following week be my first full week? Just want to make sure I understand the timing correctly.
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Jamal Harris
File as soon as u can after last day! The system takes time anyways and theres always a waiting week where u dont get paid. make sure u have ALL ur employment info ready - last 18 months of work history, correct employer name/address, and ur bank info for direct deposit. oh and keep filing every week even if ur claim shows pending!!!!!
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Andre Rousseau
•That's good to know about continuing to file weekly even if it's pending! I'll definitely keep up with that. Is the waiting week still a thing in PA? I thought I read somewhere they eliminated that.
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GalaxyGlider
When i filed back in October it took 8 WEEKS just to get my first payment!!! The system is HORRIBLE and nobody answers the phones!!!! I called literally 78 times in one day and couldnt get through. My claim had an "open issue" for weeks with zero explanation. I had kids to feed and nearly got evicted while waiting!!
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Mei Wong
•I'm sorry that happened to you. For the benefit of the original poster, I should note that most claims without issues are processed within 2-3 weeks. Common reasons for delays include income verification problems, separation issues (if employer contests), or identity verification flags. Make sure to upload your ID documents right away if prompted, as this is a frequent delay point.
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Liam Sullivan
After struggling for weeks with busy signals and getting disconnected when calling PA UC, I finally used Claimyr (claimyr.com) and got through to an agent in about 15 minutes. They have a video that shows how it works: https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2. The agent was able to identify that my claim had an employment verification issue that was holding everything up, and they fixed it while I was on the phone. My payments started the following week after almost a month of silence.
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Jamal Harris
•does this actually work??? ive been trying to call for days about my open issue!!
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Amara Okafor
one tip nobody mentions is double check your idme verification before u file that holds up tons of claims!! my friend works at the unemployment office and says thats like the #1 delay reason now
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Andre Rousseau
•I hadn't even thought about the IDme thing - is that something I need to set up before filing my initial claim? Or does that come after I've already started the process?
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Mei Wong
To address your questions specifically: 1. File on your last day of work or the Sunday immediately after. The claim is effective the Sunday of the week you file. January 21st is your last day, so filing that day (Friday) would make your claim effective from the Sunday before (January 16th). 2. The waiting week was reinstated in PA, so your first eligible week won't result in a payment. You'll get benefits from the second week onward if you qualify. 3. Make sure your IDme verification is complete before or right when you file - this prevents a common delay point. 4. If you see an "open issue" on your claim for more than 10 days, don't just wait. That's when you need to contact them directly. 5. Set up direct deposit rather than the Money Network debit card option if possible - that eliminates one potential delay point. 6. When you complete your initial application, immediately go through all available dashboard sections to check for any "action needed" items. Sometimes important requests are buried in there.
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Andre Rousseau
•This is super helpful, thank you! I didn't realize I could file before my last day of work - so if I file on 1/21 (my last day), then the week of 1/16-1/22 would actually be my "waiting week"? And then I'd need to file again for the week of 1/23-1/29 to potentially get my first payment?
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Giovanni Colombo
my claim got delayed for 3 months because i made a typo in my employer's name LOL so triple check everything before you submit!! also if ur doing direct deposit make absolutely sure the routing and account numbers are correct cause fixing that is a NIGHTMARE
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Andre Rousseau
•Yikes, that's a good warning! I'll make sure to double-check all the company details against my employment paperwork before I submit anything.
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Amara Okafor
also make sure u know wat ur base year is... my cousin put the wrong quarters and had to start all over
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Zoe Stavros
•Good point about the base year. For someone filing in January 2025, your base year would be October 1, 2023 through September 30, 2024. Make sure you have accurate income information for each quarter of that period, as that's what they'll use to calculate your benefit amount.
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Jamal Harris
dont forget u have to do the work search activities every week!!! u need to apply for 2 jobs and do 1 work search activity EVERY WEEK or theyll stop ur benefits!!
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Andre Rousseau
•I didn't know about this! So from the very first week I need to be applying for jobs and documenting it? Is there a specific way they want that information reported?
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Zoe Stavros
Yes, you need to complete and document work search activities starting with your first week. When you file your weekly certification, you'll be asked if you completed the required activities. You need to keep records of your work search (job applications, networking events, etc.) in case you're selected for an audit. The PA UC system allows you to enter these directly into your dashboard, which I highly recommend doing rather than just keeping separate notes. If your claim gets stuck with an "open issue" status for more than 2 weeks, definitely try to reach a live agent. The chat feature on the PA UC website sometimes works, but phone is usually more effective for resolving complex issues.
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Andre Rousseau
•Thank you so much for all this information. I feel much better prepared now. I'll make sure to file on my last day, set up the IDme verification beforehand, triple-check all my information, and start documenting job searches right away. Hopefully my claim will go through without any major delays!
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Omar Zaki
One more tip that saved me a lot of headaches - screenshot everything! Take screenshots of your initial application confirmation, weekly certifications, and any correspondence. I had an issue where the system showed I missed a week when I definitely filed, and having that screenshot proof helped resolve it quickly when I finally got through to an agent. Also, if you're doing contract work, make sure you understand how to report any freelance income you might pick up while collecting - even small amounts need to be reported or it can cause overpayment issues later.
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