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Zoe Papadakis

When to file for PA UC after being laid off? Filing timing and payment questions

Just got the dreaded news that tomorrow's my last day at the warehouse. After 3 years, they're 'restructuring' (aka cutting costs). I've never filed for unemployment before and I'm honestly panicking about bills. Do I file for PA UC immediately after my last day or wait until next week? I heard something about a waiting week but I'm not clear if that means I shouldn't even apply during that time. Also, I know processing can take forever - has anyone had luck getting their claim expedited through their state rep? My mortgage is due in 3 weeks and I have maybe 2 weeks of savings. Any advice on timeline expectations would be really helpful.

Jamal Carter

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File your initial claim the Sunday after your last day of work. The system is set up for weekly cycles that run Sunday-Saturday. Don't wait any longer than that! The waiting week is automatic - it's just the first week you're eligible, you won't get paid for it, but you STILL need to file for that week. As for timeline, my initial claim took about 10 days to process in January, but weekly payments after that came like clockwork as long as I filed on time. Reaching out to your state rep can definitely help if you hit any snags, but I'd wait to see if there are actual problems first before going that route.

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Zoe Papadakis

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Thank you! That makes sense about filing on Sunday. So to be clear, I'll file this coming Sunday, then I'll have to wait a week during which I won't get paid, but I should start seeing payments for weeks after that? Assuming everything goes smoothly?

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dnt panic!!!! i got laid off 2x now and PA UC always came thru. just make sure u answer all ?s honestly when u file or ull get stuck in verification hell

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Mei Liu

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THIS!!! I got flagged for verification because I accidentally put the wrong end date and it took SEVEN WEEKS to resolve. Make sure every single detail matches what your employer reports.

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I filed the day after I was laid off last month and I'm STILL waiting on my first payment!!! Going on 4 weeks now with an 'open issue' on my claim. I've called literally 97 times (I counted) and can't get through to a human. The automated system just tells me I have an 'unresolved issue' with no details. The online portal shows nothing helpful. This system is DESIGNED to make you give up. I've started contacting my state rep but haven't heard back yet. I'm living on credit cards now.

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Zoe Papadakis

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Oh no, that's exactly what I'm afraid of... did you ever find out what the 'open issue' was? I really can't afford to wait that long.

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Amara Chukwu

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I went through this in February and can share my timeline: - Filed on Sunday after my last day (highly recommend this) - Claim showed as "pending" for about 8 days - Got determination letter in the mail on day 10 - First payment hit my account on day 14 (this was for my second week, since the first week is the waiting week) Make sure you have all this ready before filing: - Accurate employment dates - Employer's correct name and address - Your ID and Social Security card - Bank account info for direct deposit And most importantly - once approved, file your weekly claims every single week without fail, even if your payments aren't coming through yet. Miss a week and you'll create a whole new problem.

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This is all good advice but not everyone gets approved that fast. I had to wait almost 5 weeks because my employer contested my claim saying I was fired for misconduct when I was actually laid off. Had to go through fact-finding interviews and everything. So be prepared for delays just in case.

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After trying for 3 weeks to reach someone at PA UC about my own open issue (was getting the same busy signals as everyone else), I found a service called Claimyr that got me connected to an actual agent in about 20 minutes. It was such a relief after spending hours redialing. They have a video demo at https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2 showing how it works. The agent fixed my issue right away once I finally got through. Their website is claimyr.com if you end up needing help getting through the phone system.

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Does this actually work? I'm on week 4 of trying to reach someone and I'm desperate.

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It worked for me! The service basically keeps dialing for you and then calls you when it gets through to a person. Saved me days of constant redialing.

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Mei Liu

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One critical thing nobody's mentioned yet: job search requirements! Once you start receiving benefits, PA requires you to complete and document at least 3 work search activities each week (applying for jobs, attending job fairs, etc). If you don't do this and log them in your weekly claims, they can stop your payments or even make you pay back benefits. This requirement starts from your waiting week, so don't forget to start your job search activities right away.

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Zoe Papadakis

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Thank you! I had no idea about the job search requirements starting during the waiting week. That's really helpful to know. So even though I won't get paid for that first week, I still need to do the 3 job search activities? What counts as a job search activity?

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Mei Liu

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Yes, exactly - you need to do them starting with your waiting week. Activities that count include: applying for a job, taking a job skills test, creating a profile on job search websites, attending a job fair, participating in a workshop, posting a resume on PA CareerLink, etc. Be sure to keep records of everything in case they audit you later.

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when i was on UC last year they sent me one of those card things instead of direct deposit even tho i asked for direct deposit?? so watch out for that

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Jamal Carter

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That's the Money Network card. They're definitely still using it for many people. You can transfer funds from the card to your bank account through their website though, so it's not the end of the world if you get one.

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Zoe Papadakis

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Thank you everyone for all this helpful information! I feel much more prepared now. Just to make sure I have this straight: 1. File this Sunday after my last day 2. Start doing and documenting 3 job search activities each week right away 3. The first eligible week will be unpaid (waiting week) 4. Keep filing every week without fail 5. If there are delays, consider contacting my state rep or using that Claimyr service Fingers crossed everything goes smoothly. I'll update here if I run into issues in case it helps someone else.

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Amara Chukwu

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You've got it exactly right! Good luck, and yes please update us. The waiting is the hardest part, but try not to panic if it takes a couple of weeks to get that first payment.

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One more thing to add - if you're really tight on cash while waiting for your first payment, look into local food banks and emergency assistance programs. Many churches and community organizations in PA have emergency funds specifically for people between jobs. The United Way (dial 211) can connect you with resources in your area. Also check if your utility companies have hardship programs - many will work with you on payment plans if you explain you're waiting on unemployment benefits. Don't be too proud to ask for help during this transition period!

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Dmitry Popov

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This is such great advice! I hadn't even thought about food banks or calling 211. That's really helpful to know there are resources available while waiting for the first payment. I'll definitely look into what's available in my area. Thank you for mentioning the utility company hardship programs too - my electric bill is due next week so I should probably call them proactively.

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Also want to add - make sure you keep detailed records of EVERYTHING from day one. I created a simple spreadsheet tracking my filing dates, confirmation numbers, any correspondence, phone call attempts, etc. When I eventually got through to an agent about a payment delay, having all those details ready made the call go much smoother. They could see exactly what had happened and when. Also, screenshot your weekly claim confirmations - I've heard horror stories of people's claims "disappearing" from the system and having those screenshots saved their bacon. Good luck with everything, Zoe! The first time filing is scary but you've got this.

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Mei Chen

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That's excellent advice about keeping detailed records! I'm definitely going to create a spreadsheet like you suggested. It sounds like having everything documented could really save time and hassle if issues come up. I'll make sure to screenshot those weekly confirmations too - I never would have thought of that but it makes total sense given how glitchy these systems can be. Thanks for the encouragement, I'm feeling much more confident about this whole process now with everyone's help!

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Tyrone Hill

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Just want to emphasize what others have said about filing on Sunday - this is really important for your timeline! I made the mistake of filing on a Wednesday when I got laid off last year and it pushed everything back by almost a week because they process claims in those Sunday-Saturday cycles. Also, when you're gathering your employment info, make sure you have your exact gross wages for your last few quarters - not just your final paycheck amount. They use this to calculate your weekly benefit amount, so accuracy here is crucial. The PA UC website has a benefit calculator you can use to estimate what you'll receive, which might help with your budgeting while you wait for that first payment. Hang in there!

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Malik Johnson

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Thank you for emphasizing the Sunday filing! I was wondering if there was any flexibility on that but it sounds like the timing really matters for the processing cycles. Good point about the gross wages too - I'll make sure to dig up my pay stubs from the last few quarters before I file. I hadn't thought about using the benefit calculator but that's a great idea for planning my budget during the waiting period. It's really helpful to get a realistic expectation of what the weekly amount might be so I can figure out if I need to look into those emergency assistance programs others mentioned. I appreciate everyone taking the time to share their experiences - this community has been a lifesaver during what's been a pretty stressful day!

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CosmicCaptain

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One thing I learned the hard way - don't just rely on the online portal status updates! Mine showed "under review" for weeks even after my payments started coming through. The actual determination letters they mail are much more reliable for knowing your real status. Also, if you do end up having to call, try calling right at 8 AM when they open - that's when I finally got through after days of busy signals. The phone lines get completely jammed by mid-morning. And definitely set up that direct deposit even if they send you the debit card first - you can usually add your bank info later through the online portal and future payments will go directly to your account. Wishing you the best with your claim!

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Liam McGuire

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This is really good advice about not relying solely on the online portal! I've heard from friends in other states that their unemployment websites can be pretty unreliable for status updates. Calling right at 8 AM is a great tip too - I'll definitely try that if I run into any issues. I'm going to make sure to watch for those determination letters in the mail since it sounds like they're more accurate than what shows up online. Thanks for mentioning the direct deposit option even with the debit card - I want to make sure I can get payments into my regular account as quickly as possible once they start coming through. Really appreciate all the practical advice from everyone here!

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Hey Zoe! I went through this exact same situation about 6 months ago - also got laid off from a warehouse job after several years. The anxiety about bills is totally understandable, but you're asking all the right questions which puts you ahead of where I was! One thing I wish someone had told me: if you have any vacation time or severance pay coming, that might affect your start date for UC benefits. In PA, you can't collect unemployment for weeks when you're receiving other compensation from your employer. So if they're paying you for unused PTO or giving you a severance package, make sure to factor that into when your eligible weeks actually begin. This tripped me up initially and caused some confusion with my claim. Also, while you're waiting for everything to process, see if your former employer offers any job placement assistance or if they have contacts at other warehouses in the area - sometimes companies going through "restructuring" will help connect departing employees with their competitors who might be hiring. You've got this!

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Nia Wilson

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Oh wow, that's a really important point about vacation pay and severance that I hadn't considered! I do have about a week of unused PTO that they'll probably pay out, so I need to factor that in. Does that mean I should wait to file until after that PTO week is "used up" even if I'm not actually working? And thanks for the suggestion about asking HR if they have any connections - I hadn't thought to ask about job placement help but it's worth a shot since they're the ones cutting positions. It's reassuring to hear from someone who went through the same thing with a warehouse job. Did you end up finding something else in the same industry or did you switch to something different?

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Derek Olson

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That's exactly right about the PTO payout - you'll want to wait until after that week is "covered" by your vacation pay before your UC benefits can start. So if they're paying you for one week of unused PTO, that would be your "severance week" and UC wouldn't kick in until the week after. When you file your claim, there should be a section asking about any severance or vacation pay, so make sure to report that accurately. As for finding work, I actually stayed in warehousing - turns out there's pretty good demand right now with all the e-commerce growth. I ended up at a distribution center that pays better than my old job! Definitely ask HR about connections before you leave - worst case they say no, but you might be surprised. Some companies actually have relationships with staffing agencies or competitor companies specifically for situations like this. The job market for warehouse work is pretty decent right now, especially if you have forklift certification or other specialized skills.

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Jade Santiago

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I'm sorry to hear about your layoff, Zoe. I went through something similar last fall and know how overwhelming it can feel when you're facing bills with uncertain income. Everyone here has given you excellent advice, but I wanted to add one more thing that really helped me: if you have a credit union or community bank, give them a call to explain your situation. Many of them have hardship programs or can offer short-term payment deferrals on loans while you're waiting for UC to kick in. My credit union let me skip my car payment for two months without penalty when I explained I was laid off and waiting on unemployment. It's definitely worth asking about, especially with your mortgage coming due. Also, don't forget to apply for SNAP benefits if you qualify - the process is much faster than UC and can help with grocery costs while you're waiting. You can apply online through the COMPASS website. Hang in there - this community is great for support and you're clearly being proactive about everything!

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