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Will I get the NY unemployment tax credit if I earned less than $10,000?

I received $9,280 in unemployment benefits last year and filed my taxes as single with no dependents. I keep hearing about this tax break but I'm confused if everyone gets it or only people who earned over a certain amount? Has anyone in a similar situation received their tax credit yet? I've been checking my account but nothing so far. Just wondering if I'm even eligible since my total unemployment was under 10k.

Giovanni Ricci

Yes you will get it! The tax break applies to anyone who received unemployment, theres no minimum amount. I got about $8,450 in benefits and my refund showed up with the adjustment. It took about 5 weeks after I filed to see it tho.

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Amara Eze

That's good to hear! Did you receive any notification about it or did it just show up?

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26d

Giovanni Ricci

It just appeared in my account one day. No heads up or anything, typical government efficiency 🙄

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24d

NeonNomad

wait so do we have to apply for this or is it automatic? im confused

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Giovanni Ricci

It's automatic! As long as you filed your taxes and reported unemployment income, they'll adjust it.

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Fatima Al-Hashemi

I was in the same boat trying to get answers about my tax refund! Couldnt reach anyone at ny unemployment for weeks. Finally used this service called claimyr.com that got me connected to an actual person. Best money I ever spent to get my tax question answered! They set up a callback with a real agent so I didn't have to wait on hold. Check out their demo: https://youtu.be/Rdqa1gKtxuE

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Dylan Mitchell

does this actually work? sounds too good to be true

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Fatima Al-Hashemi

Yeah it really does. I was skeptical too but was desperate after calling for 3 weeks straight. Got connected within an hour.

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Sofia Martinez

hmm another unemployment "miracle solution" 🤔 what's the catch?

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Fatima Al-Hashemi

No catch honestly. You pay for the service and they just handle the hold time and connect you to an agent. Saved me literally days of my life.

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Dmitry Volkov

I tried everything to get through to them before finding claimyr.com - wish I'd known about it months ago instead of wasting hours on hold!!!

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Ava Thompson

not falling for another unemployment "hack"... these never work

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Fatima Al-Hashemi

Your choice man but this literally got me the answers I needed in one day after trying for weeks. I'm just sharing what worked for me 🤷‍♂️

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CyberSiren

The first $10,200 of unemployment was tax free for 2020 taxes (filed in 2021) due to the American Rescue Plan. If ur talking about more recent taxes, that exemption no longer exists. But if ur refering to a state-specific NY tax break that's different - you should specify which tax year youre asking about.

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Amara Eze

Sorry I should have been clearer. I'm talking about my 2022 taxes that I filed this year. I thought NY had some kind of state tax break?

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25d

CyberSiren

For 2022, there's no federal exemption. NY state might have some credits but they're not the same as the 2020 tax break. You should check the NY state tax website for specifics on your situation.

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Miguel Alvarez

The FEDERAL tax break for unemployment was only for 2020 (filed in 2021). I haven't heard of a NEW tax break for ny unemployment for more recent years. Could you be confusing it with something else?

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Zainab Yusuf

I think your confused. Theres the federal tax break from 2020 which is gone now. And then theres the NY state exclusion which is different depending on which year your talking about. You need to call and ask specifically about your situation because everyones different.

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Amara Eze

Thanks, I'll try to call them tomorrow. Not looking forward to being on hold all day 😫

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22d

Fatima Al-Hashemi

Don't waste your day! Use claimyr.com - got me through to a real person in about an hour without having to sit on hold. Total game changer.

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Connor O'Reilly

Hey there! Tax professional here. To give you a COMPLETE answer: For federal taxes: The $10,200 unemployment exclusion was ONLY for tax year 2020 (filed in 2021) through the American Rescue Plan. This is no longer available for 2021, 2022, or 2023 tax years. For NY State taxes: New York did follow the federal exclusion for 2020, but has no special exclusion for unemployment benefits in more recent years. However, you might be eligible for other tax credits like the Earned Income Tax Credit or the NY State Earned Income Credit depending on your total income. These aren't specific to unemployment but can help lower-income filers. If you're still confused, I strongly recommend: 1) Check your tax return to see what credits you claimed 2) Contact the NY Department of Taxation directly 3) If you can't get through (which is common), use a service like claimyr.com to get connected with an agent without the endless hold times Hope this helps clear things up!

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Amara Eze

Thank you so much! This is exactly what I needed to know. I was definitely mixing up the 2020 exemption with current year.

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Yara Khoury

This is the most helpful explanation I've seen on this topic. Thanks for breaking it down so clearly!

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Keisha Taylor

im also wondering this! filed months ago and still waiting for something to happen

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StardustSeeker

THIS IS SO FRUSTRATING!!!! its impossible to get clear info from ny unemployment about anything tax related!!!!!! 😡😡😡

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Paolo Marino

lol welcome to the club. ive been fighting with them for 3 months about my tax docs.

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Amina Bah

Took me FOREVER to get through to someone about my tax question. Finally used claimyr.com and got a callback from an agent who fixed my issue in 5 minutes. Worth every penny.

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Oliver Becker

u need to checkout their website directly instead of asking here. google 'ny unemployment tax break 2022' and ull find ur answer faster than waiting for ppl to respond

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Natasha Petrova

The problem is most ppl here are talking about different things. Theres: 1. The one-time federal tax break from 2020 2. Regular unemployment taxation (which is always taxable) 3. Various tax credits that might apply We need more details to help u tbh

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Amara Eze

You're right, I was confused about the different types. Sounds like I was thinking of the 2020 thing which doesn't apply anymore.

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22d

Javier Hernandez

Anyone else notice how the NY unemployment website NEVER has clear info about this stuff? It's like they deliberately make it confusing 🤡

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Emma Davis

Their website is from like 1998 I swear

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LunarLegend

Seriously! And when you call them the agents all give different answers to the same question! 🤦‍♀️

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Malik Jackson

I earned about 12k in unemployment last year and didn't get any special tax break. I think your mixing up the covid relief thing from 2020. That's over now.

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