When is it too late to apply for unemployment benefits in NY - missed deadline?
I got laid off from my retail job back in October but I was hoping to find something quickly so I didn't file for unemployment right away. It's now January and I still haven't found anything steady. I keep reading different things online about deadlines for filing - is it too late to apply for unemployment benefits now? I'm really worried I missed my window and won't be able to get any help. The bills are piling up and I'm starting to panic. Has anyone filed this late after losing their job?
15 comments


Nick Kravitz
You can still apply! In New York, you generally have to file within one year of when you lost your job. Since you were laid off in October, you definitely haven't missed the deadline. However, you won't be able to get benefits for the weeks you didn't file - unemployment benefits start from the week you actually apply, not from when you lost your job. Go to the NYS Department of Labor website and file your claim as soon as possible.
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Samantha Johnson
•Thank you so much! I was so worried I had completely missed out. So I won't get any backpay for those months I didn't file?
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Hannah White
Yeah definitely not too late but like the other person said, you can't get benefits for weeks you didn't claim. I made the same mistake when I got laid off - waited 6 weeks thinking I'd find something fast and lost out on like $2400. File online at labor.ny.gov right away and start your weekly claims immediately.
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Samantha Johnson
•Ugh that's exactly what I'm afraid of. I probably could have gotten help these past few months. At least I know I can still apply though.
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Michael Green
Wait is there really no way to get backpay?? I thought there were exceptions for good cause or something. This seems unfair for people who don't know about unemployment right away.
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Nick Kravitz
•There are very limited exceptions for backdating claims, but they're rare and require proving you had good cause for the delay. Things like serious illness, lack of knowledge about benefits, or misinformation from an employer might qualify, but it's not guaranteed and you'd need documentation.
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Mateo Silva
The NYS Department of Labor system is so frustrating with this stuff. They should automatically tell people about unemployment when they file for their final paycheck or something. I had to call them like 15 times just to get through when I was trying to figure out my claim status. If you're having trouble reaching them to ask questions about backdating, I actually used this service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have a demo video at https://youtu.be/qyftW-mnTNI that shows how it works. Saved me hours of calling.
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Victoria Jones
•Never heard of that service but anything is better than sitting on hold for 3 hours just to get disconnected
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Cameron Black
Just file now and don't worry about what you missed. I filed 2 months late last year and still got my benefits going forward. The important thing is you're eligible for future weeks once you start claiming. Make sure you keep track of your job search activities too since they require that now.
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Yara Sayegh
Don't beat yourself up about waiting - you're definitely not alone in this situation! The good news is you still have plenty of time to file since NY gives you a full year from your job loss date. I'd recommend filing your initial claim online at labor.ny.gov ASAP, then immediately start doing your weekly certifications. Even though you can't get those past months back, getting started now will at least help with your current bills. Also, when you file, be honest about when you lost your job and why you didn't file earlier - sometimes they do consider backdating requests if you have a valid reason, though it's not common. The worst they can say is no, but you might as well ask. Good luck with your job search too!
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Dylan Cooper
•This is really helpful advice, thank you! I'm definitely going to file today and ask about backdating even if it's a long shot. I just feel so stupid for waiting this long when I could have been getting help. Do you know if there's any specific documentation I should gather before filing online? I want to make sure I have everything ready so I don't mess up the application.
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Malik Thomas
Hey Samantha! You're definitely not too late - NY gives you a full year from your layoff date to file, so you still have until October to apply. I went through something similar last year and the stress is real, but you haven't missed your window! File online at labor.ny.gov as soon as you can. You'll need your Social Security number, driver's license, and employment info from your last job (dates, employer contact info, reason for separation). While you can't get benefits for the weeks you didn't file, getting started now will help with those bills going forward. The weekly benefit amount is based on your past wages, so even starting late you should still get a decent amount. Don't let the regret about waiting stop you from getting help now - just focus on moving forward and getting that claim filed today if possible!
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Olivia Kay
•This is such great advice! I'm in a similar boat - lost my job in November and kept putting off filing because I was embarrassed about being unemployed. Reading everyone's responses here really helped me realize I need to stop procrastinating and just do it. Going to file my claim right after I finish reading this thread. Thanks for breaking down exactly what documents are needed too, that makes it feel way less overwhelming.
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Yara Assad
I was in almost the exact same situation as you! Got laid off in September and waited until December to file because I kept thinking I'd find something soon. The regret about those missed months was eating at me, but honestly once I got my first unemployment payment it was such a relief to finally have some income coming in. The online application at labor.ny.gov is pretty straightforward - took me about 20 minutes. Make sure you have your last employer's info handy and be prepared to do weekly certifications every Sunday. Also, start keeping a log of your job search activities right away because they require proof that you're actively looking. I used a simple spreadsheet with company names, positions applied for, and dates. The weekly benefit really does help with bills even if it's not your full salary. Don't wait any longer - file today!
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Ella Harper
•Thank you so much for sharing your experience! It's such a relief to hear from someone who went through the exact same thing. I've been beating myself up about waiting so long, but you're right - I need to just focus on getting started now instead of dwelling on what I missed. I'm definitely going to file today and start that job search log right away. Did you find the weekly certification process confusing at first, or is it pretty straightforward once you get the hang of it?
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