What is partial credit unemployment benefits in NYS Department of Labor system?
I just started a new part-time job after being unemployed for 6 weeks, but I'm only getting about 15 hours a week. Someone mentioned I might still qualify for something called 'partial credit unemployment' through NYS Department of Labor but I have no idea what that means. Do I still file weekly claims? How does it work if you're working but not making much? My regular UI benefit was $365 a week and now I'm only making about $240 from this part-time gig. Any help understanding this would be amazing!
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NeonNebula
Yes, you can still collect partial unemployment benefits in New York! When you work part-time while collecting UI, NYS Department of Labor has a formula. They subtract your gross weekly earnings from your benefit rate, but there's a partial earnings disregard. You need to report ALL hours worked and gross pay on your weekly claim certification. Keep filing your weekly claims and be totally honest about your work.
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Malik Thomas
•Thank you! So I should keep certifying every week even though I'm working? I was worried they'd cut me off completely.
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Isabella Costa
The formula is your weekly benefit rate minus your gross weekly earnings, but you get to keep the first $50 you earn without any reduction. So if your benefit is $365 and you earn $240, you'd get $365 - ($240 - $50) = $175 in partial benefits. Always report exactly what you earned and hours worked on your weekly certification.
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Ravi Malhotra
•Wait really? I thought any work meant no benefits at all. This is good to know!
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Freya Christensen
Just be super careful about reporting everything correctly. I messed up once and didn't report some cash work I did and NYS Department of Labor hit me with an overpayment notice months later. It's not worth the risk - they cross-check with employers.
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Malik Thomas
•Definitely reporting everything! I learned my lesson from horror stories like yours.
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Omar Farouk
I was in a similar situation last year and had such a hard time getting through to NYS Department of Labor to ask questions about partial benefits. The phone lines are always jammed. I ended up using this service called Claimyr (claimyr.com) that helped me get connected to an actual agent. They have a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Made it so much easier to get clarification on the partial benefit calculations.
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Chloe Davis
•How much does something like that cost though? I'm already struggling financially.
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Omar Farouk
•It's worth checking out their site for the details, but for me it was way better than spending hours on hold or never getting through at all.
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AstroAlpha
Just keep filing your weekly claims and answer honestly about your work hours and pay. The system will calculate your partial benefit automatically. Don't overthink it!
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