New York Unemployment Payment Schedule - When do benefits actually hit your account?

They usually deposit between monday-wednesday depending on when you certified. For me its always tuesday morning around 6am. Been collecting since january so im pretty familiar with the schedule by now

I was stuck waiting forever too until I found this site claimyr.com that helped me get through to someone. Paid $20 but they got me connected to a rep who fixed everything. Here's a video about how it works: https://youtu.be/Rdqa1gKtxuE

depends on ur bank too. chime users usually get it monday night, traditional banks tuesday morning. direct deposit is way faster than the debit card btw

First payment took 3 weeks for me but now its like clockwork every tuesday

Here's the complete breakdown of NY unemployment payments that I've learned from being on UI: Payment Schedule: - Most deposits hit Tuesday morning - Some banks (especially online ones) show it Monday night - Wednesday latest usually First Payment Timeline: - Takes 2-3 weeks typically after approval - Back pay included for eligible weeks - Need to do first certification Tips: - Direct deposit is faster than debit card - Certify on Sunday for fastest payment - If something seems wrong, use claimyr.com to reach an agent - Keep certifying weekly even if payment delayed Hope this helps! Been there done that 🙌

bruh NY unemployment got us all stressed checking our accounts every 5 mins 🤡

Just got my first payment yesterday after 2.5 weeks of waiting! For anyone still waiting - it really does come through eventually. Mine hit Tuesday morning around 7am with Wells Fargo. The back pay was included like others mentioned. Hang in there!

Just wanted to add that if you're with Bank of America, payments usually show up Tuesday around 8-9am in my experience. Also pro tip - set up text alerts for deposits so you don't have to keep checking manually. Saved my sanity during the waiting period lol. The anxiety is real but everyone here is right that it does eventually come through!

Been through this whole process recently! For Chase bank users, payments typically hit around 6-7am Tuesday mornings. One thing I learned is that you can actually check your payment status on the NY DOL website under "Payment History" - it'll show if it's processed even before it hits your account. Really helped ease my anxiety during the wait. Also make sure you're doing your weekly certifications on time because any delays there will push back your payment. The first one is definitely the hardest to wait for but once you're in the system it becomes predictable!

Adding to what everyone else said - I'm with TD Bank and mine hits Tuesday around 9am usually. One thing that helped me was calling the automated phone line (888-209-8124) to check my claim status instead of just waiting. It gives you info about payment dates and amounts without having to get through to a person. Also if you're really anxious, the NY DOL mobile app sends push notifications when payments are processed which is way better than constantly checking your bank. First payment anxiety is totally normal - we've all been there! Once you get into the rhythm it's much less stressful.

For anyone still waiting - I'm with Capital One and my payments hit Tuesday mornings around 8:30am consistently. What really helped me during the first payment wait was setting up account alerts AND keeping a little notebook tracking my certification dates. That way I could calculate roughly when to expect payment instead of just anxiously waiting. Also learned that if you have any issues, don't just keep calling the main number - try calling different regional offices during off-peak hours (like 2-4pm). Much better success rate getting through to someone who can actually help. The waiting is brutal but everyone's right that once you're in the system it becomes routine. Hang in there! 💪

Just want to echo what everyone's saying about the Tuesday morning deposits! I'm with PNC and mine consistently hits around 7:30am on Tuesdays. The first payment took about 2 weeks for me after approval, but it included all the back pay which was a relief. One tip that saved my sanity - I started treating Tuesday mornings like a little celebration instead of anxiously checking my phone at 6am. Made the whole process way less stressful. Also want to mention that if you're doing gig work or have any side income, make sure you're reporting it correctly during certification or it can delay your payments. The system is pretty good once you get the hang of it. Stay patient everyone! 🙌

Just wanted to share my experience as someone who just went through this! I'm with Ally Bank and my first payment took exactly 17 days from approval to deposit. It hit on a Tuesday morning around 5:30am (online banks tend to process earlier). The back pay was all there which was such a relief! For anyone in the waiting period - I found it helped to screenshot my approval notice and write down the date so I could track how long it had been. Also learned that if you certified on Sunday, you're more likely to get paid that Tuesday vs if you certify later in the week. The anxiety is so real but reading all these experiences here really helped me stay patient. You got this! 💙

I'm with Navy Federal and mine hits Tuesday around 6am consistently! Just wanted to add that if you're really anxious about timing, you can also check the NY DOL website under "View and Maintain Account Information" -> "Payment History" to see if your payment has been released before it actually shows up in your bank. Sometimes there's like a 12-24 hour delay between when DOL releases it and when your bank posts it. Also pro tip - if you have mobile banking, turn on push notifications for deposits over $0 so you don't have to keep manually checking. The first payment wait is definitely the worst part but once you're in the routine it's much more predictable. Hang in there everyone! 🤞

I'm with USAA and just wanted to add my experience for anyone else banking with them - payments typically hit around 7am on Tuesday mornings. What really helped me during the 2+ week wait for my first payment was setting up a simple spreadsheet to track my certification dates, expected payment dates, and actual deposit dates. This way I could see the pattern developing instead of just anxiously waiting. Also discovered that USAA's mobile app has a really good transaction history search feature where you can filter by "deposits" which made it easier to spot when payments came through. For anyone still waiting on their first payment - I know it feels like forever but everyone here is right that it does come through eventually with full back pay! The anticipation is definitely the hardest part but once you get that first deposit the whole process becomes much more manageable. 💪

I'm with Citibank and just got my first payment after 19 days of waiting! It hit Tuesday morning at 8:15am with all the back pay included. For anyone still in the waiting phase - I found it really helpful to join this community and read everyone's experiences because it made me realize the timing is pretty normal and predictable once you know what to expect. One thing that helped my anxiety was setting a daily reminder to check the NY DOL website instead of obsessively refreshing my bank app 20 times a day. The reminder kept me from spiraling while still letting me stay informed. Also want to say thank you to everyone who shared their bank-specific timing - it's so reassuring to know what's normal! This thread should be pinned for all the newcomers going through this process 🙏

Just wanted to add my experience for anyone with Discover Bank - my payments consistently hit around 5:45am on Tuesday mornings! I'm about 3 months into collecting and the timing has been super reliable. For first-timers waiting, I totally get the anxiety - my first payment took 16 days but came with full back pay. One thing that really helped me was creating a simple calendar reminder for my weekly certification (I do it every Sunday evening) and then just expecting the payment the following Tuesday. Way less stressful than constantly wondering when it'll come. Also if you're really worried something went wrong, the automated phone system someone mentioned earlier is clutch - just call and check your claim status without the hassle of trying to reach a human. The waiting game is rough but everyone's experiences here show it really is predictable once you know the pattern! 💙