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New York Unemployment Payment Amount Lower Than Paperwork Shows

My unemployment paperwork shows $431 weekly benefit amount but when I finally got paid today, they only gave me $381. Anyone know why there's a $50 difference? Makes no sense since the determination letter clearly states $431.

Its probably taxes. Did you elect to have them take taxes out? They usually take like 10% for federal and some for state too

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omg that makes so much sense! I totally forgot I checked that box for tax withholding 🤦‍♀️

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yep welcome to adulting where the government takes their cut before you even see it lol

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Hey I was stuck trying to reach someone about my payment issues too. I found this site claimyr.com that calls unemployment for you and connects you when they get someone. Costs $20 but totally worth it. Here's a video about it: https://youtu.be/Rdqa1gKtxuE

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sounds sketch. anyone actually try this?

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Yeah it worked for me! Got through in like 45 mins instead of calling for days

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Can confirm its legit. Used it last week when my payments stopped 👍

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Check ur determination letter again carefully. Sometimes they deduct child support or other garnishments too if u have any

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no garnishments or child support here, but thanks! think its def the tax thing

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Same thing happened to me! The actual amount is always less than what they initially tell you because of deductions. Wish they made that clearer in the paperwork tbh 🙄

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Pro tip: if u want the full amount just uncheck the tax withholding on ur account. But remember youll owe it all during tax season 💀

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dont do this unless u can save really well... learned that lesson the hard way last year 😭

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The $431 is your gross benefit amount. They take out taxes if you elected for withholding (federal 10% and state 2.5%). They might also deduct health insurance premiums if you opted for that, child support if applicable, or other mandated deductions. The $381 is your net amount after all deductions. If you need clarification, you should contact them directly. Using claimyr.com is the fastest way to get through - they'll wait on hold and connect you to an agent.

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thank you for breaking this down! super helpful

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