Can someone explain what are the 3 types of unemployment benefits in NY?
I'm really confused about the different types of unemployment you can get in New York. My friend mentioned there are like 3 main types but I don't understand the differences. I just lost my job at a retail store and want to make sure I'm applying for the right thing through NYS Department of Labor. Can someone break this down for me? I don't want to mess up my application.
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Emma Morales
There are actually several categories but the main ones people talk about are: 1) Regular unemployment insurance (UI) - this is what most people get when they lose their job through no fault of their own, 2) Partial unemployment - when your hours are reduced but you're still working some, and 3) Extended benefits - additional weeks that sometimes kick in during high unemployment periods. For your situation losing a retail job, you'd likely file for regular UI through the NYS Department of Labor website.
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Declan Ramirez
•Thank you! So I would just file the regular UI application then? I was working full time so it's not the partial one.
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Katherine Hunter
wait i thought there was also standby unemployment? my cousin got that when his factory shut down temporarily
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Emma Morales
•Yes, standby is another type but it's for specific situations where you expect to return to the same employer within a certain timeframe. It has different job search requirements than regular UI.
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Lucas Parker
The NYS Department of Labor system is honestly confusing about this stuff. I spent forever trying to figure out which application to fill out. If you're having trouble getting through to them by phone (which you probably will), I used a service called Claimyr that helped me reach an actual agent. They have a demo video at https://youtu.be/qyftW-mnTNI and the site is claimyr.com. Made the whole process way less stressful than sitting on hold for hours.
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Donna Cline
•Never heard of that service but honestly anything is better than trying to call NYS Department of Labor directly. Those wait times are insane.
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Harper Collins
Just apply for regular unemployment insurance through my.ny.gov - that's what 99% of people need. Don't overthink it. The system will tell you if you're not eligible for something. I made the mistake of researching too much instead of just filing and it delayed my claim by weeks.
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Declan Ramirez
•Good point, I'll just start the application tonight and see what happens. Thanks everyone!
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