Can I apply for NY unemployment while doing part-time DoorDash?
I got laid off from my full-time construction job about 3 weeks ago and started doing DoorDash to make some money while I look for a new job. I'm only making around $200-$300 a week with DoorDash which isn't nearly enough to cover my bills. I'm wondering if I can still file for ny unemployment even though I'm doing this gig work? I don't dash full time - just evenings and some weekends - maybe 15 hours a week total. My previous job definitely paid into unemployment insurance. Will the fact that I'm earning some money through DoorDash disqualify me completely or will they just reduce my benefit amount? Anyone dealt with this situation before?
44 comments
Hailey O'Leary
Yes, you can definitely file for unemployment while doing gig work like DoorDash. You just have to report your earnings each week when you certify. They'll reduce your benefit amount based on what you earn, but it's better than nothing. I was doing Instacart part-time while on unemployment last year and it worked fine.
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Marcus Marsh
Thank you! Do you know how much they reduce benefits? Is it dollar for dollar or some percentage?
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Hailey O'Leary
In NY I think they let you earn up to 25% of your weekly benefit without reduction, then they reduce dollar for dollar after that. So if your weekly benefit is $400, you can earn $100 without any reduction.
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Cedric Chung
That's not quite right. They let you earn up to 10% without reduction. After that they deduct 25% of your earnings from your benefit. Check the NYSDOL website for exact numbers.
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Hailey O'Leary
Ah my bad, I was thinking of another state. Thanks for the correction 👍
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Talia Klein
After trying to call the NY unemployment office for days and never getting through, I finally found this service called Claimyr (claimyr.com) that got me connected to a live agent in 2 hours. Totally worth it to finally get my questions answered about my gig work situation. Talking to an agent got my benefits sorted out in one call - check out their youtube video (https://youtu.be/Rdqa1gKtxuE) if you're struggling to reach someone.
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Maxwell St. Laurent
wait does this actually work? I've been trying to get thru for weeks 😩
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Talia Klein
100% worked for me! They call and wait on hold for you, then when they get a real person they call you. Saved me from losing my mind on hold music lol
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PaulineW
seems sus... why would anyone need a service just to make a phone call? the unemployment office has to answer eventually
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Talia Klein
Have you tried calling lately? It's literally impossible to get through. I spent 3 weeks trying before using claimyr.com and got connected same day. The peace of mind was worth every penny.
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Annabel Kimball
I tried this too after seeing it mentioned here. Got through to someone who fixed my issue in like 10 minutes after weeks of frustration. talking to an agent got my $ unlocked so fast
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Chris Elmeda
Just be super careful about reporting your DoorDash income ACCURATELY. I know someone who forgot to report a week of gig work and got hit with an overpayment notice months later. NY unemployment is not forgiving with that stuff and they will make you pay it back with penalties.
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Jean Claude
Make sure you're classifying yourself correctly. If you're doing gig work like DoorDash you're technically self-employed for that portion of your income. The unemployment system can get confused when you have W2 income from your construction job and 1099 income from gigs. I recommend talking to a live agent to make sure its set up right.
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Charity Cohan
This ⬆️⬆️⬆️ I had such a headache with this exact scenario. The online system isn't made for mixed income types.
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Marcus Marsh
That's good advice, thank you. I wasn't sure how to classify the DoorDash work.
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Josef Tearle
Look up the term "partial unemployment" - thats what ur situation is. You can definitely still get benefits but they'll be reduced. I think you have to earn less than like $504/week to qualify for at least some benefits in NY. You should apply ASAP tho because theres a waiting week and the longer u wait the more money ur missing out on
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Marcus Marsh
Thanks for the info! Going to apply today. Do you know if I need to wait until the end of the week to report my DoorDash earnings or can I estimate?
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Josef Tearle
You certify for the previous week (monday-sunday) so you'll know exactly what u made from DD when you certify. Just make sure to keep good records of everything!
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Shelby Bauman
I was in EXACTLY your situation last summer. Got laid off from my main job but did Uber Eats on the side. Here's what I learned after dealing with NY unemployment: - You CAN receive benefits while doing gig work, but you must report ALL earnings - You certify for benefits every week and report what you earned that week - NY has a partial unemployment system that reduces benefits on a sliding scale - The system is annoying but helps when you're making some but not enough money - Keep DETAILED records of your gig earnings - screenshot your DoorDash weekly summaries - If you have trouble with your application or questions, use claimyr.com to get through to a rep (this saved me hours of frustrated phone calls) - Don't try to hide income - they will eventually cross-reference with tax records - Your benefit rate is based on your construction job, not the DoorDash income Also, remember that DoorDash doesn't withhold taxes, so set aside some money for that too. You're basically running a mini-business with gig work which complicates things.
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Marcus Marsh
This is incredibly helpful, thank you so much for taking the time to write all this out! Did you have any issues with the online certification system accepting your gig work income?
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Shelby Bauman
The online system works OK, but it's not super clear about gig work. When it asks if you worked, say yes. When it asks how much you earned, report your GROSS DoorDash pay (before expenses). Keep track of your mileage and expenses separately for tax purposes.
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Quinn Herbert
I second using claimyr.com - the ny unemployment phone system is a nightmare and this saved me days of frustration
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Salim Nasir
Beware that DD and uber eats dont withhold taxes so youll need to pay quarterly taxes. Also make sure youre tracking miles for tax deductions!!!
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Hazel Garcia
you absolutely can file while dashing part time. i was making like $250ish a week doordashing and got partial benefits of like $340 a week for a couple months. just be truthful on ur weekly certification or they'll catch you and make you pay it back.
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Laila Fury
did you have to talk to anyone on the phone to explain your situation or were you able to do everything online?
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Hazel Garcia
ended up having to call bc the system was being weird about my gig work. couldn't get thru for 2 weeks then used claimyr.com and got thru same day
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Geoff Richards
Not related to your question but if ur only making 200-300 a week with doordash ur doing something wrong. multiapp with ubereats/grubhub and dash during peak times (lunch/dinner). i make $500-600 for 20-25 hours
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Marcus Marsh
Really? I'm in a smaller city upstate, not NYC. Maybe that's why? What hours do you find are best?
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Geoff Richards
ahh that explains it. I'm in brooklyn. lunch rush (11-2) and dinner (5-9) are money times. weekends are best. try to catch peak pay periods. smaller city definitely affects earnings tho
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Simon White
Also try instacart if its available in ur area. sometimes pays better than food delivery in smaller markets
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Hugo Kass
the NY unemployment system is a total disaster rn 🤦♂️ prepare for frustration and delays no matter what u do
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Nasira Ibanez
fr fr took me 3 months to get my first payment 🤡
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Khalil Urso
dont even get me started... they lost my paperwork TWICE
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Myles Regis
Make sure when you apply you're VERY clear that you were laid off and didn't quit. My coworker got denied initially because they thought she quit to do DoorDash when actually she got laid off and THEN started dashing. Had to appeal and it was a whole mess.
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Brian Downey
I'm surprised nobody's mentioned this, but there's a specific section of the weekly certification that asks about self-employment. You need to make sure you're answering that correctly for your DoorDash work. You need to report gross earnings (before DoorDash fees and expenses).
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Jacinda Yu
This!!! This is where so many ppl mess up. You have to report the gross amount BEFORE DoorDash takes their cut and before expenses.
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Landon Flounder
yall stop telling people to use claimyr its clearly just advertising 🙄
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Callum Savage
nah I used it and it worked. when youve been trying to call for weeks and cant get through you'll try anything. best money I ever spent
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Landon Flounder
whatever u say 🙄 seems sketchy to me
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Ally Tailer
Would you rather spend hours/days/weeks trying to get through on your own? The unemployment office phone system is broken af
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Aliyah Debovski
Anyone know if they count miles/gas expenses against doordash earnings? Or is it just the total amount you get paid that matters for unemployment?
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Miranda Singer
They want gross earnings before expenses. You only deduct expenses for tax purposes, not for unemployment reporting.
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Aliyah Debovski
damn that sucks. thanks for the info
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Cass Green
Apply ASAP! You have nothing to lose by applying. Worst they can say is no. And start putting in 5 work search activities each week NOW even before you apply, so you can show you've been looking for work since your layoff.
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