New York Unemployment
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Can unemployment take your taxes - NYS Department of Labor offset my refund?
I just found out that NYS Department of Labor took my entire tax refund this year! I got a letter saying they offset $2,800 from my state refund because of an overpayment from 2023. I thought I had paid that back already through my weekly deductions. Can they really just take your whole tax refund like this? I was counting on that money to catch up on bills. Has anyone else had NYS Department of Labor intercept their taxes? I'm really confused about how this works.
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NYS Department of Labor unemployment compensation rules - which statement is incorrect?
I'm studying for a certification exam and came across a practice question about unemployment compensation rules that has me confused. The question asks which statement about unemployment compensation is incorrect, but I'm not sure I understand all the NYS Department of Labor rules well enough to answer it properly. I've been on unemployment twice in the past few years and thought I knew the basics, but some of these technical details are throwing me off. Can anyone help explain what might be considered an incorrect statement about how unemployment compensation works in New York? I want to make sure I really understand the system.
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without seeing the specific options its hard to say but incorrect statements usually involve misunderstanding about partial unemployment benefits or thinking you cant work ANY hours while collecting
The NYS Department of Labor system is so confusing with all these rules! I've been trying to figure out if working part-time affects my benefits and every website seems to say something different. Good luck with your exam though!
Part-time work is allowed but gets complicated with the earnings deduction formula. Best to report all earnings accurately on your weekly certification to avoid overpayment issues later.
NYS Department of Labor showing 0% unemployment rate - why is this actually bad for the economy?
I've been reading about how economists say that having 0% unemployment is actually worse than having some unemployment around 3-5%. This doesn't make sense to me - wouldn't we want everyone to have jobs? I'm currently on unemployment myself after being laid off from my manufacturing job last month, and it seems like having zero people unemployed would be ideal. Can someone explain why economists and the NYS Department of Labor track this differently than what seems logical? I keep seeing articles about 'natural unemployment rate' but I don't understand how unemployment can be 'natural' when people are struggling to pay bills.
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My economics professor back in college explained it like this - imagine if every parking spot in the city was always full. Nobody could ever go anywhere new because there would never be a place to park when they got there. Same thing with jobs - you need some 'empty spots' so people can move around and the economy can grow and change.
thats actually a really good analogy, never thought about it that way
This reminds me of when I was on unemployment a few years ago and my cousin kept saying 'just get any job' but I was holding out for something in my field. Took 4 months but I found a much better position than if I had just grabbed the first thing available. Maybe that's part of what economists mean - people need time to find the RIGHT job not just ANY job?
Yeah that's a good point. I'm doing the same thing now - I could probably get hired at a fast food place tomorrow but I'm trying to find another manufacturing position that pays decently. The NYS Department of Labor job search requirements actually encourage looking for suitable work in your field first.
How does unemployment affect individuals - struggling with the emotional and financial impact
I've been unemployed for about 6 weeks now and I'm starting to really understand how unemployment affects individuals on so many levels. The financial stress is obvious - even with NYS Department of Labor benefits, I'm only getting about 60% of what I was making. But what I didn't expect was how much it would mess with my head. I feel like I'm losing my identity without work, and the constant job searching is exhausting. Some days I can barely get motivated to file my weekly claim. Has anyone else experienced this? How do you cope with all the different ways unemployment affects you personally?
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been unemployed 3 times in the last 10 years and yeah it never gets easier emotionally. the money stress + feeling useless is a brutal combo
One thing that helped me was remembering that unemployment benefits exist because this happens to LOTS of people - it's not a personal failure. The whole system exists because losing your job is a normal part of the economy, not because you did something wrong.
I really needed to hear that today. Thank you.
NYS Department of Labor base period wages calculation - confused about my unemployment eligibility
I'm trying to figure out if I qualify for unemployment benefits and I keep seeing references to 'base period wages' on the NYS Department of Labor website but I'm completely lost on what this actually means. I worked part-time at two different jobs last year and had some gaps between employment. How do they calculate base period wages and what happens if mine are too low? I'm worried I might not qualify even though I've been working consistently for the past 18 months. Can someone explain this in simple terms?
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The whole base period system is ridiculous if you ask me. Why can't they just look at your recent earnings like any normal person would expect?? I had to wait months for my claim because they kept saying my base period wages weren't sufficient even though I was making good money at my new job. It's like they WANT to deny people benefits.
I understand the frustration, but the base period system is designed to ensure you have a substantial work history before becoming unemployed. It prevents people from working just briefly and then collecting benefits.
Amina Toure
Wait, I'm confused about something. If they're taking tax refunds, does that mean they can also garnish wages? I have an overpayment notice too but I'm back to work now.
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Zainab Ismail
Yes, NYS Department of Labor can garnish wages too, but tax offsets usually happen first because they're easier to process. Once you're working, they might send garnishment orders to your employer. The good news is there are limits on how much they can take from your paycheck - usually no more than 10% of your gross wages.
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