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ugh the whole system is so confusing!! why can't they just make it simple and pay everyone the same amount based on cost of living or something
Just want to add that you should inform your bankruptcy attorney about your unemployment claim right away. They'll need to include it in your means test calculation and list it as income on Schedule I. Also make sure you understand that while your current unemployment is protected, any future wages from employment you get after filing might be subject to different rules depending on whether you file Chapter 7 or Chapter 13.
been unemployed 3 times in the last 10 years and yeah it never gets easier emotionally. the money stress + feeling useless is a brutal combo
One thing that helped me was remembering that unemployment benefits exist because this happens to LOTS of people - it's not a personal failure. The whole system exists because losing your job is a normal part of the economy, not because you did something wrong.
The system is broken regardless of who's in office! I've been waiting 2 months for my appeal hearing and they keep rescheduling. NYS Department of Labor doesn't care about us regular people trying to survive.
Dylan Campbell
My economics professor back in college explained it like this - imagine if every parking spot in the city was always full. Nobody could ever go anywhere new because there would never be a place to park when they got there. Same thing with jobs - you need some 'empty spots' so people can move around and the economy can grow and change.
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Sofia Hernandez
•thats actually a really good analogy, never thought about it that way
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Dmitry Kuznetsov
This reminds me of when I was on unemployment a few years ago and my cousin kept saying 'just get any job' but I was holding out for something in my field. Took 4 months but I found a much better position than if I had just grabbed the first thing available. Maybe that's part of what economists mean - people need time to find the RIGHT job not just ANY job?
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Liam O'Sullivan
•Yeah that's a good point. I'm doing the same thing now - I could probably get hired at a fast food place tomorrow but I'm trying to find another manufacturing position that pays decently. The NYS Department of Labor job search requirements actually encourage looking for suitable work in your field first.
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