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The system is broken regardless of who's in office! I've been waiting 2 months for my appeal hearing and they keep rescheduling. NYS Department of Labor doesn't care about us regular people trying to survive.
THE SYSTEM IS BROKEN! I quit for good cause too and they STILL denied me initially. Had to appeal and it took 3 months to get it overturned. Document EVERYTHING because they will try to deny you first.
THIS!! The whole unemployment system treats us like we're lazy or trying to scam the system when most of us just want to work and pay our bills. The job search requirements are reasonable but acting like unemployment is a personal moral failing is BS.
The research is pretty clear that unemployment has significant social and economic causes beyond individual factors. Things like geographic job mismatches, skills gaps created by technological change, and cyclical economic downturns all contribute. The NYS Department of Labor's job search requirements are about maintaining work-seeking behavior, not because unemployment is inherently a personal choice.
Wait, I'm confused about something. If they're taking tax refunds, does that mean they can also garnish wages? I have an overpayment notice too but I'm back to work now.
Yes, NYS Department of Labor can garnish wages too, but tax offsets usually happen first because they're easier to process. Once you're working, they might send garnishment orders to your employer. The good news is there are limits on how much they can take from your paycheck - usually no more than 10% of your gross wages.
Saanvi Krishnaswami
Just want to add that you should inform your bankruptcy attorney about your unemployment claim right away. They'll need to include it in your means test calculation and list it as income on Schedule I. Also make sure you understand that while your current unemployment is protected, any future wages from employment you get after filing might be subject to different rules depending on whether you file Chapter 7 or Chapter 13.
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Mae Bennett
•I was planning on Chapter 7. So if I find a job while the bankruptcy is pending, that could complicate things?
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Saanvi Krishnaswami
•In Chapter 7, wages earned after filing are generally yours to keep, but your attorney will explain the specifics. The key is being upfront about everything from the start.
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Demi Lagos
glad to hear unemployment is protected, was worried about this myself
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