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This is such a nightmare! I went through something similar last year and it turns out the system had my mom's maiden name spelled with a "y" instead of an "i" from some old DMV record. What finally worked for me was using a combination of approaches - I contacted my assembly member's office AND used that Claimyr service people are mentioning to get through to an actual human at DOL. The assembly member's office took about 5 days to respond, but Claimyr got me connected to someone within 2 hours who could see exactly what data they had on file. Turns out they were pulling from an old credit application where I had accidentally misspelled it years ago! The agent was able to override the system and verify my identity manually. Cost me like $20 for the Claimyr service but honestly worth every penny after weeks of frustration. Also definitely check your credit reports - all three bureaus - because that's apparently where a lot of these verification questions come from and there could be errors you don't even know about.
This is exactly the kind of detailed help I needed! The idea that they might have a misspelled version from an old credit application makes so much sense - I've probably filled out dozens of forms over the years and could have easily made a typo somewhere. The combination approach of assembly member + Claimyr sounds like a solid backup plan too. $20 is nothing compared to 6+ weeks without benefits! I'm definitely going to pull all three credit reports today and see what's actually on file. Thanks for sharing your experience - it gives me real hope that this is actually solvable and I'm not just stuck in bureaucratic hell forever.
OMG this is literally happening to me RIGHT NOW! I'm on week 3 of the same exact problem - locked out after 3 attempts with the mother's maiden name. Reading through all these responses is actually giving me so much hope because I was starting to think I was completely screwed. The credit report angle is brilliant - I never would have thought they'd be pulling from there but it makes total sense why nothing is matching up. I'm definitely going to check all three bureaus today. Also going to try the assembly member route tomorrow. It sounds like that's worked for multiple people here and honestly at this point I'll try anything. The fact that they have direct lines to bypass the phone system is exactly what we need. Pedro, have you had any luck with any of the suggestions people posted? I'm particularly curious about the Claimyr thing - seems like several people had success with it even though I'm usually skeptical of these services. But desperate times... Thanks everyone for sharing your experiences! This thread is like a lifeline when you're drowning in this broken system 🙏
The number of people going thru this EXACT same thing right now is wild. They're cracking down hard on everyone post-pandemic. My theory is they're trying to recoup all the money they paid out during covid.
im dealing with almost the identical situation, except my penalty is $580 for not reporting some gig work i did. called for weeks with no luck. finally broke down and used claimyr.com after seeing it recommended here. got a callback within 3 hrs and explained my situation. the rep actually helped me file for a waiver since it was my first offense! worth a shot for u too
they asked for bank statements showing low balance and any past due bills to prove hardship. took about 3 weeks to get approved but they paused taking money from my benefits while it was processing!
I'm going through something similar right now with a $1,900 overpayment notice. From what I've learned, you should definitely file both the appeal AND the waiver request - they're separate processes that can run simultaneously. The appeal challenges whether the overpayment is correct, while the waiver asks for forgiveness even if it is correct. Make sure you have copies of all your weekly certifications showing you DID report the work. I found mine in my online account under "Payment History" - it shows exactly what you reported each week. Also document any technical issues you had with the system or confusing instructions. The fact that you reported the work but maybe got the hours wrong is actually a strong point in your favor for a waiver since it shows good faith effort to comply.
This is really helpful advice! I didn't know I could file both at the same time. I'm going to check my online account right now to pull up those weekly certification records. It's reassuring to know that reporting the work but getting hours wrong shows good faith - I was worried they'd treat any mistake the same as fraud. Did you have to provide any specific documentation beyond the weekly certifications when you filed your waiver request?
Carlos, I went through almost the exact same situation last year - $2,650 overpayment for underreporting part-time hours during a 4-week period. Like you, I had reported the work but miscalculated the hours on a couple weeks. Here's what worked for me: I immediately filed both an appeal AND a waiver request (as Harper mentioned, they're separate processes). For the appeal, I gathered my pay stubs, bank deposits, and screenshots of my weekly certifications showing I DID report income every week. For the waiver, I focused on proving it was an honest mistake - I wrote a detailed letter explaining how I calculated hours (I was mixing up gross vs net hours worked) and provided evidence of my good faith efforts. The key thing that helped was showing a pattern of consistent reporting with just computational errors, not hiding income. It took 3 months, but they reduced it to $650 and let me do a 12-month payment plan at $54/month. Don't panic - the fact that you reported the work puts you in a much better position than people who didn't report at all.
@Zoe Stavros This is exactly what I needed to hear! Your situation sounds almost identical to mine. I m'definitely going to follow your strategy with both the appeal and waiver. One quick question - when you mentioned mixing up gross vs net hours, do you mean you were reporting the total hours on your timesheet instead of just the hours that counted toward your weekly benefit amount? I think that might be exactly what I did wrong. Also, did NYS DOL give you any pushback on the payment plan or were they pretty reasonable about setting that up once they reduced the amount?
@Zoe Stavros Thank you so much for sharing your experience! Your case gives me real hope that this can be resolved. I m'curious about the timeline - you mentioned it took 3 months total, but do you remember how long each step took? Like how long before you heard back on the appeal vs the waiver? I want to manage my expectations and make sure I m'not panicking if I don t'hear anything for a while. Also, when they offered the payment plan, was that automatic or did you have to specifically request it? I m'trying to prepare for all possibilities here.
This is so frustrating but unfortunately very typical of the NY unemployment system right now. That 2015 expiration date is a dead giveaway that something is seriously wrong with your account - either old data got mixed up or there's a system glitch affecting multiple people. I've been following similar issues in this community and it seems like there was a major system update that went wrong, causing old penalties and random dates to appear on current accounts. The fact that you weren't even on unemployment in 2015 makes this pretty clearly a system error. The double penalty situation (forfeit + still owing money) doesn't make sense either. Normally if they forfeit your entire weekly payment, that should count toward any penalty balance, not be separate from it. Here's what I'd recommend based on what's worked for others: - Document everything immediately, especially that 2015 date before it potentially gets "fixed" and disappears - Try the secure messaging system first asking specifically about the date discrepancy - If that fails, the callback services people mentioned seem to be the most reliable way to actually reach a human - Consider contacting your state representative's office - they often have direct lines to DOL Don't let them wear you down - this sounds like a legitimate system error that they'll have to fix once someone actually reviews your case. Keep us posted on how it goes!
This is really comprehensive advice, thank you! I'm definitely going to screenshot that 2015 date right away - you're right that it could disappear if they "fix" it. The secure messaging approach sounds like a good first step since I can document exactly what I'm asking and get their response in writing. I hadn't thought about how the forfeit should actually count toward any penalty balance - that's a really good point that I'll bring up when I finally get to talk to someone. It's reassuring to know this is happening to other people too, even though it shouldn't be happening to anyone! I'll keep everyone updated on what I find out.
This is absolutely ridiculous - the NY unemployment system is completely broken! That 2015 expiration date is definitely a red flag that screams system error. I've seen similar issues where old data gets randomly attached to current accounts after their system updates. The fact that you're getting both a forfeit penalty AND they're saying you still owe money makes no sense. If they're taking your entire weekly payment away, that should be applied toward whatever penalty balance they think exists - not be separate from it. It sounds like their system is double-dipping. I'd definitely screenshot that 2015 date before it potentially disappears. Also try sending a secure message through your online account specifically asking about that expiration date discrepancy - at least you'll have their response in writing. If you can't get through by phone (which seems impossible these days), consider reaching out to your assembly member's office. They often have direct contacts at DOL and can help cut through the bureaucratic mess. This is clearly a system error that needs to be fixed, not your fault. Don't let them discourage you from fighting this - you deserve your benefits and they need to sort out their technical problems!
Joshua Hellan
Yeah definitely file right away. I made the mistake of thinking I should wait and see if I could find another job first. Bad idea - you're just losing time and potentially money. The NYS Department of Labor wants you to file as soon as you're unemployed.
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Yuki Sato
Just to add some clarity - in NY you should file your initial unemployment claim immediately after losing your job, but there's still a 7-day waiting period before you receive your first benefit payment. This waiting period starts from your first day of unemployment, not from when you file. So if you were laid off yesterday, that counts as day 1 of your waiting period. You'll still need to certify for benefits during that first week even though you won't get paid for it. The key is getting your claim started ASAP so there are no unnecessary delays in the process.
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Mia Alvarez
•This is really helpful clarification! So just to make sure I understand - since I was laid off yesterday, that counts as day 1 of my waiting period, and I should file my initial claim today (day 2) to get the process started? I want to make sure I don't miss any deadlines or create delays for myself.
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