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Just went through this exact situation last month! Unemployment benefits absolutely do NOT affect your credit score or show up on credit reports. The only way unemployment could indirectly affect your credit is if you miss payments on existing debts because the benefit amount isn't covering your expenses. But the actual receipt of UI benefits is completely separate from credit reporting.
landlord here - we don't see unemployment benefits on background checks and honestly most of us understand that good tenants sometimes go through job transitions, as long as you can show you're actively looking for work and have some income coming in you should be fine
omg yes! I'm on week 12 and some days I can barely get out of bed. The job search requirement feels impossible when you're already depressed about being unemployed. Its like they expect you to be this motivated go-getter when you're broke and stressed
Been there. What really helped me was connecting with other people going through the same thing. There are some local job seeker support groups that meet weekly - it's nice to talk to people who actually understand what you're dealing with instead of well-meaning friends who've never been unemployed.
Just want to say hang in there. I know how stressful this waiting period is, especially when you're worried about bills. The NYS Department of Labor system can be slow but they do eventually get through everything.
The whole adjudication process is a JOKE. Six weeks is ridiculous for someone who just needs unemployment benefits to survive. Meanwhile they're sitting on thousands of cases while people can't pay rent. This system needs a complete overhaul.
If you're having trouble reaching someone at NYS Department of Labor about your employer account, I had luck using a service called Claimyr (claimyr.com). They helped me get through to an actual person when I had questions about my SUTA rates. There's a demo video at https://youtu.be/qyftW-mnTNI that shows how it works. Saved me hours of being on hold.
Fatima Al-Hashimi
WAIT THIS IS HAPPENING TO OTHER PEOPLE TOO?? I thought I was the only one! My claim got flagged for 'review' and they said something about labor market conditions. I've been freaking out for days thinking I did something wrong with my job search log!
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Liam O'Sullivan
•Don't panic! When unemployment rates are very low, it can result in increased scrutiny but it doesn't mean you're disqualified. The key is documenting that you're genuinely available for work and making reasonable job search efforts given current market conditions.
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NeonNova
I had something similar happen but it turned out to be about my availability hours. With very low unemployment, they're stricter about making sure you're available during normal business hours when most jobs are available. Had to update my availability in the system.
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