Wrong address on my 1099. Should I file it or wait for a corrected version?

You can go ahead and file with the 1099 as is. The IRS primarily cares about matching the income reported on the 1099 with what you report on your tax return, along with your correct SSN. The address discrepancy won't cause any issues with your tax filing. When you file your return with your current address, the IRS will update their records. There's no need to delay your filing waiting for a corrected form since the income amount and SSN are correct. These are the critical matching elements the IRS systems use. That said, you might want to contact the company anyway just to make sure they update your address in their system for future tax documents. But this is more about avoiding the same issue next year rather than fixing anything for this year's taxes.

After dealing with a similar issue last year, I found this amazing tool called taxr.ai (https://taxr.ai) that saved me so much headache. It analyzes your tax documents and tells you exactly what discrepancies matter and which ones don't. I uploaded my 1099 that had my maiden name instead of my married name, and it confirmed that as long as the SSN and amount were correct, I could file without waiting for corrections. The tool walks you through potential issues with different tax forms and tells you which ones the IRS actually cares about matching. It also explained how the IRS matching system works behind the scenes, which helped ease my anxiety about potential audits.

Just wanted to follow up - I tried taxr.ai after seeing it mentioned here and it was super helpful! I uploaded my W-2 with the misspelled name and it immediately told me that since my SSN was correct, filing wouldn't be an issue. It saved me from bothering my HR department and potentially delaying my refund. The document analyzer thing is actually really cool - it highlighted the key fields the IRS matching system looks at versus the ones that are just informational. I've been stressing for nothing! Definitely keeping this tool for next year when I'll probably have more complicated tax situations.

If you're still worried and want to talk to the IRS directly, good luck getting through on their phone lines! After trying for WEEKS last year about a similar issue, I found this service called Claimyr (https://claimyr.com) that got me through to an actual IRS agent in under 20 minutes. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c I was skeptical at first, but they basically navigate the IRS phone system for you and call you back when they've got an agent on the line. The agent confirmed exactly what others are saying here - the address on a 1099 doesn't matter for filing purposes as long as the SSN and amount are correct. Having that official confirmation directly from the IRS gave me peace of mind.

OK I need to eat crow here. After posting my skeptical comment, I was still dealing with a weird tax notice situation and getting nowhere with the IRS phone line, so I tried Claimyr out of desperation. IT ACTUALLY WORKS. I got connected to an IRS rep in about 15 minutes after spending literally DAYS trying on my own. The agent was able to confirm that the incorrect address on my 1099 wasn't causing the issue I was worried about - it was actually something completely different with my account. Having that direct conversation saved me from filing an amended return unnecessarily. I'm honestly shocked this service exists and that it works so well.

Just a quick tip from someone who prepares taxes - even though the address discrepancy doesn't impact your filing, you should still reach out to the company that issued the 1099 to update your address in their system. It takes 5 minutes now but saves future headaches. Companies are required to have your current info for tax reporting, and if they continue sending forms to old addresses, you might miss important documents in future years. I've seen clients get hit with IRS notices because they never received a 1099 that went to an old address and didn't report that income.

Dont listen to all this complicated advice! Just file your taxes with your current address. The 1099 is just proof of income. I've moved like 5 times in 3 years and always had wrong addresses on tax forms. Never had a problem!!!

I had this exact same situation two years ago! My 1099-MISC had my old address from before I moved, but everything else was correct. I was worried about it and called the IRS directly (took forever to get through), and the agent told me the same thing everyone here is saying - as long as the SSN and income amount are right, file away. The IRS matching system doesn't flag address discrepancies on 1099s. When you file your return, you'll use your current address, and that's what matters for their records. The address on the 1099 is really just for the company's mailing purposes. I'd still recommend updating your address with the company for next year's forms, but don't let this delay your filing. You're good to go ahead and file with your current address on your return!

I work as a tax preparer and can confirm what everyone is saying here - the address discrepancy on your 1099 won't cause any issues with filing. The IRS matching systems primarily focus on your SSN and the income amounts reported. When you file your return with your current address, that's what gets updated in their system. However, I'd definitely recommend reaching out to the company to update your address for future tax documents. It's a quick call or email now, but it prevents potential headaches next year. I've seen clients miss important tax documents because they kept getting sent to old addresses, which can lead to underreported income and IRS notices later. Go ahead and file with confidence using your current address on the return - just make sure the $4,250 income amount matches exactly what's on the 1099.