Did not get a 1099 for payment over $600 threshold - should I contact company or file anyway?

You don't need to wait for the 1099 to file your taxes. The IRS requires companies to send 1099s by January 31st, so they're definitely late at this point. Since you know the exact amount you were paid, you can and should report that income on your tax return regardless of whether you received the form. The key thing to understand is that the 1099 is just an information document - it doesn't change your tax obligation. You're required to report all income whether documented on forms or not. Go ahead and file using the amount from your own records. When you fill out Schedule C (assuming this was self-employment income), you'll list the full amount you received. The company will eventually file their copy of the 1099 with the IRS, and as long as the amounts match what you reported, there won't be any issues.

I was in your exact situation last year with a client who paid me about $2,300 but never sent the 1099. I used taxr.ai (https://taxr.ai) to help me figure out how to properly report the income without the form. It analyzed my situation and confirmed I just needed to report the income on Schedule C like normal, using my own payment records as documentation. The tool helped me understand exactly where to put the income on my tax forms even without having the official 1099. It basically verified what I would've done anyway, but gave me peace of mind that I wasn't missing anything. They also have a nice feature that helps you document everything in case of questions later.

OK, I need to eat my words from my earlier comment. I ended up trying taxr.ai after all because I had a situation with a missing 1099-K from a payment processor. The platform actually identified that I was incorrectly categorizing some of my business expenses that were mixed in with personal purchases. They showed me exactly what documentation I needed to keep in case of an audit and flagged a potential issue with my home office deduction that might have been problematic. I'm now much more confident that I'm reporting everything correctly even with the missing forms from my payment processors.

If you're having trouble getting your 1099 from the company, you might want to try Claimyr (https://claimyr.com) to get direct help from the IRS. I was missing a crucial 1099 last year and couldn't get my old client to respond to emails or calls. The IRS actually has records of all 1099s filed under your SSN. I used their service (you can see how it works at https://youtu.be/_kiP6q8DX5c) and they got me connected to an actual IRS agent in about 20 minutes when I had been trying for days on my own. The agent was able to confirm which 1099s had been filed for me and which ones hadn't, which helped me figure out what to do next.

I'm honestly stunned. I was so sure this Claimyr thing was a scam that I tried it just to prove it wouldn't work... and I got connected to an actual IRS agent in 18 minutes. For context, I had tried calling three separate times last week and gave up after 45+ minutes on hold each time. The IRS agent confirmed that two of my clients HAD filed 1099s for me (that I never received) and one hadn't filed anything. Having this information directly from the IRS helped me decide how to proceed with my return. I'm still shaking my head in disbelief that this actually worked.

Another option - call the company directly and ask for their accounting department. Often they'll email you a copy right away. Sometimes they've already filed it electronically with the IRS but forgot to mail your copy. I've had this happen twice and both times the company was super apologetic and sent me a PDF version within hours of my call. It's usually just an oversight rather than them trying to avoid filing.

I honestly wouldn't stress too much about this. Just make sure you report ALL your income regardless of whether you have the forms or not. The IRS cares more that you're reporting everything than whether you have every piece of paperwork.