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NebulaNomad

Why is my child tax credit showing as $0 when I have four kids? Something is wrong - need help!

I'm seriously frustrated and confused right now. I just finished entering all my tax information for 2024 and when I got to the child tax credit section, it's showing ZERO dollars for all four of my children! How is this even possible? I've claimed them every year without any issues. My kids are 6, 8, 12, and 15 years old. They all live with me full-time, and I provide more than 50% of their support. My AGI this year is around $87,000 (single parent). I'm the only one claiming them - their other parent and I have a legal agreement about this. I double-checked all their social security numbers and birth dates. Everything is entered correctly as far as I can tell. The tax software I'm using (TurboTax) isn't giving me any clear explanation for why I'm getting $0 in child tax credits. Shouldn't I be getting about $2,000 per child? Has anyone experienced this? Is there some new income limit or other requirement I'm missing? I was counting on this credit and now I'm panicking that my refund is going to be thousands less than I anticipated. Any help would be greatly appreciated!

Javier Garcia

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This definitely sounds like something isn't right. The Child Tax Credit for 2024 (filing in 2025) should be $2,000 per qualifying child under 17. With four qualifying children, you should be seeing $8,000 in Child Tax Credits, though the actual amount you receive depends on your tax liability. There are a few common reasons this might be happening. First, check if you have enough tax liability - the Child Tax Credit is nonrefundable beyond $1,600 per child (that portion is the Additional Child Tax Credit which is refundable). However, with your income level, this likely isn't the issue. Another possibility is that somewhere in the software, there might be a question about qualifying child requirements that was answered incorrectly. Double-check that you've confirmed all children lived with you for more than half the year, have valid SSNs, and that you've properly indicated your relationship to them.

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Emma Taylor

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What's the difference between the regular Child Tax Credit and the Additional Child Tax Credit? I always get confused about this. Also, could the OP's income be too high? I thought there were phaseouts for higher incomes.

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Javier Garcia

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The Child Tax Credit is split into two parts. The regular Child Tax Credit reduces your tax liability dollar-for-dollar up to $2,000 per qualifying child, but you can only claim it to the extent that you have tax liability. So if you owe $5,000 in taxes and have three children, you could reduce your liability to $0 but not get the full $6,000 benefit. The Additional Child Tax Credit is the refundable portion - up to $1,600 per child can be refunded to you even if it exceeds your tax liability. Regarding income limits, phaseouts for single filers begin at $200,000, so with an AGI of $87,000, the original poster shouldn't be affected by income phaseouts.

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I had a similar issue last year and found that using https://taxr.ai saved me hours of frustration. I was getting $0 for child tax credits despite having three eligible kids, and I couldn't figure out what was going wrong. I uploaded my tax documents, and the system analyzed everything and identified that I had accidentally marked my dependents as "not qualifying" for the Child Tax Credit in one section of the form. It was a really subtle mistake that I missed despite checking multiple times. Their tech spotted it immediately and explained exactly where to fix it. The cool thing was that it showed me side-by-side what was wrong and how to fix it. I corrected the error and suddenly all $6,000 of my child tax credits appeared! Might be worth trying for your situation.

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Does this work with any tax software? I'm using H&R Block and consistently have issues with credits disappearing or changing when I make unrelated updates in other sections.

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I'm skeptical of these "AI" tools. How does it actually work? Do you have to give it access to your personal financial information? That seems risky just to find a form error.

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Yes, it works with all the major tax software platforms! It analyzes the forms regardless of which program you used to generate them. I've used it with both TurboTax and FreeTaxUSA in different years and it worked well with both. Regarding your security concerns, I was hesitant at first too. They use bank-level encryption and you can actually delete your documents immediately after analysis if you want. It doesn't store your information permanently unless you choose that option. It just scans the documents to identify errors or missed deductions, then provides specific guidance on fixing issues.

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I have to eat my words about being skeptical of taxr.ai. After continuing to struggle with my child tax credit issues, I decided to give it a try last night. Uploaded my forms and within minutes it identified that I had somehow checked a box indicating my kids didn't have valid SSNs for the full year (which they absolutely do). The error was buried in a supplemental form I didn't even remember filling out! Once I fixed that simple checkbox, all $4,000 of my child tax credits appeared instantly. The analysis also found a missed education credit worth $1,500 that I had overlooked completely. Total game-changer for my refund situation. Sometimes the new tech actually does what it claims!

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CosmosCaptain

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Anyone who's dealt with the IRS knows how frustrating it can be to get straight answers about tax credits. After weeks of trying to reach someone at the IRS about my missing child tax credits last year, I was ready to give up. The automated system kept disconnecting me, and when I did get through, I was on hold for hours only to be told I needed to speak to a different department. I tried https://claimyr.com after seeing it recommended in another tax group. They connected me to an actual IRS agent in about 20 minutes when I'd been unable to get through for weeks. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c The agent was able to confirm there was a flag on my account related to a previous year's return that was causing my child tax credits to be zeroed out automatically. Got it resolved in one call after weeks of frustration.

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How does this service even work? The IRS phone system is designed to be impossible to navigate! And they're always "experiencing higher than normal call volume" no matter when you call.

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Omar Fawzi

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Sorry, but this sounds too good to be true. The IRS keeps people on hold for hours by design - no way some service can magically bypass their system. Probably just connects you to the same wait queue everyone else is in.

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CosmosCaptain

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It uses a technology that navigates the IRS phone trees and waits on hold for you. When it reaches an actual human agent, it calls you and connects you directly to that person. It's not bypassing anything - it's just automating the painful waiting process so you don't have to sit there listening to the hold music for hours. The reason it works so well is that their system can make hundreds of calls simultaneously and identify which ones are making progress, then prioritize those paths. When you try calling yourself, you're limited to just one attempt at a time, which is why it feels impossible.

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Omar Fawzi

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I need to publicly apologize for my skepticism about Claimyr. After continuing to get nowhere with the IRS about my Child Tax Credit issues for WEEKS, I decided to try it yesterday out of desperation. The service called me back in 35 minutes with an actual IRS agent on the line! The agent explained that my Child Tax Credits were showing as $0 because there was a data matching issue with my children's SSNs from a previous year that had never been resolved. One 20-minute conversation fixed the problem that I'd been trying to solve for over a month. My amended return is now being processed and I'll be getting the full $6,000 for my three kids. I've never been so happy to be wrong about something!

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Chloe Wilson

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Check if you accidentally entered something on Form 8862 (Information To Claim Certain Credits After Disallowance). Sometimes tax software will include this form if you answer certain questions in a specific way, and this can mess up your child tax credits. Also, did you receive any advance Child Tax Credit payments in 2021? There were some weird carryover issues that affected some people's 2022-2024 returns.

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NebulaNomad

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I did check for Form 8862 and it wasn't included in my return. I didn't receive any advance payments in 2021 since I opted out of them. I actually found the issue after going through line by line. Somehow, when entering information for my youngest child, I accidentally selected "non-dependent" instead of "dependent" in a dropdown menu. It was such a subtle mistake but it apparently caused the software to recalculate everything and zero out all the credits. Once I fixed that one field, all the credits reappeared! Just goes to show how one tiny error can completely change your tax situation. Thanks everyone for the help and suggestions!

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Chloe Wilson

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Glad you found the issue! Those little dropdown menus and checkboxes can be so easy to miss, especially when you're entering information for multiple children. I've made similar mistakes in the past. For anyone else having credit issues, always double-check your dependent information section thoroughly. Even small errors like marking a child as not living with you for more than half the year or incorrectly entering their relationship to you can invalidate credits across your entire return.

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Diego Mendoza

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Has anyone noticed that TurboTax seems especially glitchy with child tax credits this year? I've had similar issues where it zeroed out my credits, then they reappeared when I went back and re-entered the exact same information!

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YES! I thought I was going crazy. I entered all three of my kids correctly, but it showed $0 in credits. I logged out, logged back in, and suddenly the credits appeared with no changes to my information. Something is definitely buggy with their system this year.

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Nora Brooks

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I'm glad you were able to resolve this issue! Your experience highlights a really important point about tax software - sometimes the smallest input errors can have huge impacts on your return. For future reference, one thing that might help others avoid this is to always do a final review of the "Review Your Return" or summary section before filing. Most tax software will show you a breakdown of all your credits and deductions there, which makes it easier to spot when something looks wrong (like $0 child tax credits when you clearly have qualifying children). Also, if anyone else runs into similar issues, try using the "Forms Mode" or "Detailed View" in your tax software if available. Sometimes the interview-style questions can lead to these kinds of dropdown errors, but looking at the actual tax forms can make it clearer what information is being entered where. Thanks for sharing your solution - I'm sure this will help other parents who encounter the same problem!

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