What should I do if my tax preparer ghosted me and didn't complete my taxes?

This happens more often than you'd think, unfortunately. First, immediately file Form 4868 for an automatic extension - this gives you until October 15 to file, but remember you still need to pay any taxes you owe by the regular deadline to avoid penalties and interest. Next, try sending a certified letter to their business address stating you need your documents returned within 7 days or you'll be filing complaints. Be clear about which documents they have. You should also report them to your state's board of accountancy if they're a CPA, or to the IRS if they're an Enrolled Agent (use Form 14157, Return Preparer Complaint). The IRS takes this seriously. As for your documents, you can request wage transcripts from the IRS to get copies of information returns filed under your SSN. This would tell you if they've filed anything on your behalf already.

After going through a similar nightmare last year, I discovered taxr.ai (https://taxr.ai) which saved me when my preparer vanished with all my documents. They have this really cool feature that helps reconstruct your tax information when you're missing documents. I uploaded what little I had left plus some bank statements, and their AI system helped identify potential deductions I was eligible for based on my spending patterns. The best part was that I could instantly upload photos of any tax documents I still had, and their system extracted all the information automatically. Saved me from manually entering everything, which was a lifesaver given my deadline panic.

I want to follow up about taxr.ai - I was super skeptical in my earlier comment but decided to try it anyway since I was desperate. I'm actually blown away by how good it is! I uploaded my jumbled mess of documents (some were just phone pics of receipts) and it organized everything perfectly. The system found a home office deduction I didn't know I qualified for and saved me about $1,200 in taxes. It even flagged a potential audit trigger in how I was categorizing some business expenses and suggested a safer alternative. If you're in the same boat with missing documents or a ghost preparer, definitely check out https://taxr.ai - I'm actually filing earlier than I have in years despite all the drama!

When my tax preparer disappeared last year, I was stuck trying to call the IRS for guidance - what a nightmare! Busy signals for WEEKS. Then someone told me about Claimyr (https://claimyr.com) and shared this video explaining how it works: https://youtu.be/_kiP6q8DX5c Basically, they have a system that navigates the IRS phone tree and waits on hold for you. When an actual IRS agent picks up, you get a call connecting you directly. I was able to speak with an IRS agent who confirmed nobody had filed a return using my SSN yet and guided me through the steps to file a complaint about my preparer. This saved me so much stress since I could find out immediately if any return had been filed in my name rather than waiting weeks for a letter response.

I have to publicly eat my words here. After calling out Claimyr as a potential scam, I was still desperate enough to try it because I couldn't get through to the IRS about a similar tax preparer situation. It actually worked exactly as advertised. I got a call back within about 45 minutes (on a Tuesday morning), and was immediately connected to an IRS agent. The agent confirmed my preparer hadn't filed anything and helped me understand my options. They even gave me information about how to report the preparer to the Office of Professional Responsibility. Thanks to this, I was able to file my own return with confidence, knowing I wasn't creating a duplicate filing. Saved me from waiting on hold for hours or driving to an IRS office in person.

In addition to the other advice, make sure you pull your credit reports ASAP. I had a shady tax preparer who not only ghosted me but also used my personal info for identity theft. They had my SSN, address, bank account info, etc. - plenty to cause serious damage. Check all three bureaus (Experian, Equifax, TransUnion) and consider placing a fraud alert or credit freeze. Also document EVERYTHING - all attempts to contact them, copies of checks, receipts, emails. If they eventually file your return late and you get hit with penalties, you might have grounds for a lawsuit to recover those costs.

Don't forget the practical step of reconstructing your documents! I've been through this before. You can get: - W-2 copy from your employer's HR department - 1099s by contacting the issuing companies - Mortgage interest statements from your lender's online portal - Investment docs from your brokerage account While you're dealing with the complaints and reporting, you can at least be gathering what you need to file yourself or with a new preparer.

This is such a stressful situation, and I feel for you! I went through something similar two years ago. One thing that really helped me was checking if my state has a preparer registry or complaint system - many states track tax preparers and have faster response times than federal agencies. Also, when you do get your documents back or reconstruct them, consider scanning everything and storing copies in a secure cloud folder. That way if this ever happens again, you'll have backups. I learned this lesson the hard way! For immediate peace of mind, you might want to set up an IRS online account at irs.gov if you haven't already. You can view your tax transcripts there to see if any return has been filed under your SSN, and it's faster than waiting for mail or trying to call. The extension advice others gave is spot-on - file Form 4868 ASAP even if you're not sure you'll need it. Better safe than sorry with those deadline penalties!

This is absolutely infuriating and unfortunately more common than it should be. I'm so sorry you're dealing with this stress right before the deadline! First things first - file that extension (Form 4868) TODAY if you haven't already. This buys you time until October 15th, though you'll still owe any taxes by the original deadline. Here's what I'd do immediately: 1. Send a certified letter demanding your documents back within 5 business days 2. File complaints with your state's licensing board AND the IRS Office of Professional Responsibility 3. Check if a return was already filed using the IRS "Get Transcript" tool online For getting your docs back quickly, try showing up at their office during different hours than posted - sometimes these fly-by-night operations keep weird schedules. Also check if they have other locations or if the business has moved. The silver lining is that you can absolutely handle this yourself with software like TurboTax or FreeTaxUSA if needed. Your situation (W-2, 1099s, mortgage interest) is pretty straightforward for DIY filing. Document every attempt to contact them - you may be able to sue for any penalties or extra costs you incur because of their unprofessional behavior. Some states have specific protections for clients of tax preparers who abandon their duties. You've got this! The deadline stress is real, but you have options and time to make it right.

I went through this exact nightmare two years ago and it was absolutely maddening! Here's what worked for me: First, definitely file Form 4868 for the extension - this is crucial and gives you breathing room. But also consider filing a police report for theft of your documents and money. Many people don't realize this is actually a criminal matter, not just a civil dispute. When I couldn't get my documents back, I had to reconstruct everything from scratch. Pro tip: your bank statements can help you identify missing 1099s or other income sources you might have forgotten about. I found two 1099-INTs I didn't even know existed by going through my deposit history. For the complaint process, don't just file with the IRS - also contact your state's Department of Consumer Affairs or Attorney General's office. They often have faster response times and more teeth when it comes to local business licensing issues. The most important thing I learned: NEVER give a tax preparer your original documents again. Always provide copies and keep the originals at home. This whole situation could have been avoided with that simple precaution. You'll get through this - it's incredibly stressful now but you have more options than you think. The tax code doesn't penalize you for someone else's unprofessional behavior, so don't let them make you feel helpless!

This situation is absolutely horrible, but you're getting excellent advice here! I want to add one more angle that saved me when I was in a similar mess: contact your state's taxpayer advocate office. Every state has one, and they're specifically designed to help with situations like this where taxpayers are caught in bureaucratic nightmares. The taxpayer advocate can actually intervene with the IRS on your behalf if you're facing hardship due to the preparer's actions. They have more pull than individual complaints and can expedite getting answers about whether a return was filed under your SSN. Also, if you decide to reconstruct and file yourself, don't stress too much about getting every single deduction perfect. The IRS is generally reasonable about amended returns if you discover something later. The most important thing right now is getting SOMETHING filed to avoid failure-to-file penalties, which are much worse than failure-to-pay penalties. One last thing - screenshot or print everything from this thread! The advice here is gold and you'll want to reference it as you work through each step. Hang in there - you're going to get through this and probably end up with better tax knowledge than most people!