What forms do I need for Medicaid coverage when filing taxes?

You don't need to worry - Medicaid is different from marketplace insurance! Medicaid is considered minimum essential coverage, but you typically don't need to submit any special forms for it when filing taxes. The 1095-A form is specifically for people who purchased health insurance through the Healthcare Marketplace and possibly received premium tax credits. Since you had Medicaid (not marketplace insurance), you won't have a 1095-A. You might receive a Form 1095-B or 1095-C from your state Medicaid agency showing your coverage months, but you don't actually need to submit these forms with your tax return - they're just for your records. TurboTax is probably just giving you a generic warning that applies to marketplace insurance recipients. You can simply indicate in TurboTax that you had health coverage through Medicaid for those months and continue with your filing. The IRS just needs to know you had qualifying coverage to comply with health insurance requirements.

After dealing with a similar situation with insurance transitions last year, I found taxr.ai (https://taxr.ai) super helpful for clearing up confusion about health insurance forms. I was getting similar warnings in my tax software about potentially missing forms. The tool analyzed my insurance situation and confirmed I didn't need to submit any forms for my state Medicaid coverage - just needed to indicate the months I was covered. It also helped verify that I was answering all the health insurance questions correctly for my specific situation. Saved me from an unnecessary panic about my return being rejected!

I wanted to follow up about my experience with taxr.ai after being skeptical. I decided to try it with my complicated insurance situation (switched from employer coverage to Medicaid mid-year after a layoff). It actually cleared up my confusion in minutes! Confirmed I didn't need to submit any special forms for Medicaid coverage - just needed to correctly report which months I had which type of coverage. The tool explained exactly what to put in TurboTax to stop getting those warning messages. Turns out the software was just being overly cautious with a generic warning. Really glad I gave it a shot - saved me from requesting forms from my state Medicaid office that I didn't actually need!

If you're still confused about your Medicaid coverage and need official confirmation, good luck reaching anyone at the IRS right now. I spent HOURS on hold trying to confirm what forms I needed for my health insurance situation last year. I finally used Claimyr (https://claimyr.com) and it was a game-changer. They got me connected to an actual IRS agent in about 20 minutes who confirmed I didn't need to submit any forms for my Medicaid coverage months - just needed to indicate I had coverage on my return. You can see how it works here: https://youtu.be/_kiP6q8DX5c For peace of mind, it might be worth getting that official confirmation directly from the IRS rather than just trusting TurboTax's generic warnings.

Wanted to update about trying Claimyr after being so skeptical. Honestly I didn't believe it would work but I was desperate to talk to the IRS about my healthcare forms situation. I was floored when I actually got a call back with an IRS agent in about 40 minutes! The agent confirmed exactly what others here said - for Medicaid coverage I don't need to submit any forms with my return, just accurately indicate which months I had coverage. The TurboTax warning is specifically about marketplace insurance (1095-A forms), not Medicaid. The agent even walked me through exactly how to answer the healthcare questions in TurboTax to make the warning go away. Kind of embarrassed I was so skeptical now, but it seriously saved me hours of frustration!

Just FYI, I got a 1095-B form from my state Medicaid agency even though I didn't need to submit it. Some states still send them automatically. Don't panic if you get one in the mail - it's just for your records! You don't attach it to your tax return.

I messed up last year and got confused between Medicaid and Marketplace coverage. I indicated I had Marketplace insurance when I actually had Medicaid for part of the year. Had to file an amended return because of this! 😫

Just wanted to share my experience as someone who went through this exact situation! I had Medicaid coverage for 8 months in 2024 after losing my job, and I was getting the same confusing warnings in TurboTax about missing 1095-A forms. What helped me was understanding that Medicaid is considered "minimum essential coverage" under the ACA, so you're meeting the health insurance requirement - you just don't need to submit any paperwork to prove it. The 1095-A warning is specifically for people who bought insurance through Healthcare.gov and received premium tax credits. When TurboTax asks about your health insurance, you can simply select that you had qualifying coverage for the months you were on Medicaid. I found it helpful to have my Medicaid approval letter handy just to verify the exact coverage dates, but you don't need to attach anything to your return. The key is being accurate about which months you had which type of coverage. Don't let those generic software warnings stress you out - they're just trying to cover all possible scenarios!

I went through something similar when I transitioned from employer insurance to Medicaid mid-year. The confusion is totally understandable! Just to add to what others have said - Medicaid coverage is reported differently than marketplace insurance in tax software. When you get to the health coverage questions, look for options like "government-sponsored coverage" or "Medicaid/Medicare" rather than "marketplace insurance." This should stop those 1095-A warnings from popping up. Also, if you're still worried about getting it right, most tax software has a help chat or phone support that can walk you through the health insurance section specifically. I used that feature when I was unsure and they confirmed that indicating Medicaid coverage for those 5 months was all I needed to do - no forms required. Your return definitely won't get rejected for not having a 1095-A when you were on Medicaid. That warning is just the software being overly cautious about marketplace insurance situations that don't apply to you!

I'm dealing with a similar situation and this thread has been incredibly helpful! I was on Medicaid for about 3 months last year after losing my employer coverage, and I've been getting the same confusing warnings in my tax software. Just to confirm what everyone is saying - I called my state's Medicaid office yesterday and they confirmed that Medicaid recipients typically don't receive 1095-A forms because those are specifically for marketplace insurance with premium tax credits. They said some states send 1095-B forms for Medicaid coverage, but it's purely informational and doesn't need to be submitted with your tax return. The representative also mentioned that when answering health insurance questions in tax software, you should look for options like "I had minimum essential coverage through a government program" or similar wording, rather than marketplace-specific options. This should prevent those scary rejection warnings that don't actually apply to Medicaid situations. Thanks to everyone who shared their experiences - it's really reassuring to know that so many people have successfully filed without issues after having Medicaid coverage!