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Jamal Washington

Transcript Shows 570/971 Codes - 120 Day Review but No Notice Received

I've been monitoring my tax transcript status and observed codes 570 (Additional Account Action Pending) followed by 971 (Notice Issued) approximately 14 days ago. However, I've verified my IRS online account portal and haven't received any correspondence digitally or physically. I initiated contact with the IRS via telephone, and the representative indicated my return is under a 120-day review protocol. I've researched extensively on potential triggers for this review classification, but none of the common scenarios appear applicable to my situation. I've meticulously verified all W-2 documentation, confirmed wage reporting accuracy multiple times, and can't identify any discrepancies that would warrant this delay. This processing anomaly is unprecedented in my filing history, and the representative specifically clarified it's not an identity verification issue. I'm attempting to understand the procedural implications and timeline expectations given these parameters. Any technical insights or analogous experiences would be valuable for my situation assessment.

I hate to be the bearer of less-than-ideal news, but these 120-day reviews are... well, they're becoming more common this year. The 570/971 combo usually means they've flagged something for manual review, though it might not necessarily be anything you did wrong. Sometimes it's just, you know, random selection or something triggered their automated systems. The notice might still be on its way - mail from the IRS can take a surprisingly long time to arrive these days.

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Ah, the classic "hurry up and wait" from our friends at the IRS. Been there, done that, got the delayed refund t-shirt! šŸ˜… When I was stuck in review limbo last month, I tried calling the normal IRS number for THREE DAYS and kept getting the "high call volume" message. Finally used Claimyr (https://claimyr.com) and got through to an actual human in about 15 minutes. They couldn't speed up my review, but at least I got confirmation about what was happening and a more specific timeframe. Saved my sanity and a lot of redial finger cramps. Worth considering if you need more detailed info than what they initially told you.

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I'm currently in the EXACT same boat. Got 570/971 codes about three weeks ago. No notice in the mail. Called and was told 120-day review. I need that money NOW for rent, not in 4 months. What's most frustrating is they wouldn't tell me what triggered it. My return was super basic - one W-2, standard deduction, nothing complicated at all.

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• This seems to be happening to a lot of people this year • Even with simple returns • I've seen several cases where there was no apparent reason • Makes me wonder if the IRS changed their review algorithms • Or if they're just understaffed and using the 120 days as a buffer

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Did the agent mention exactly when the 120-day period started? Is it from the date you filed, the date of the 570 code, or the date you called? This makes a significant difference in the timeline. In my experience working with tax issues, the clock usually starts on the date of the 570 code, which would mean you're looking at approximately 97 days from today.

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Is it possible your state tax return is also affected by this? Sometimes federal reviews can impact state processing as well. Have you checked your state tax portal to see if there's any movement there? Sometimes that can give you additional clues about what's happening.

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Per IRM 21.5.6.4.35.3, these reviews are often triggered by income verification issues, even when taxpayers have correctly reported all information. §6201(d) of the tax code requires the IRS to have a "reasonable basis" for the review, but in practice, they rarely disclose the specific trigger. I've seen this increase dramatically since they implemented new fraud detection algorithms in 2023.

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It seems like, possibly, your return might have been selected for what they sometimes call a "random review" rather than something specific they found wrong. In my somewhat limited understanding, these 120-day reviews are often just verification processes where they might be cross-checking your information with other databases? It doesn't necessarily mean there's an audit or anything particularly concerning, from what I've gathered.

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Not always random. Sometimes specific flags. Could be income verification. Could be credits claimed. System looks for patterns. Human reviews later.

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Has anyone here actually had their review finished BEFORE the 120 days? I'm on day 47 of mine and getting super anxious bc I need that $$ for summer classes 😩

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Looking at tax transcripts is like trying to read hieroglyphics without a Rosetta Stone. When I got hit with the 570/971 combo last year, it was like navigating a maze blindfolded. I finally used https://taxr.ai to decode my transcript - it was like turning on the lights in a dark room! The tool explained exactly what each code meant for MY specific situation, not just generic definitions. It even predicted when my review would likely be completed based on current IRS processing patterns. Think of it like having a tax pro look over your shoulder, but without the hourly fees.

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I've seen a bunch of these transcript decoder tools pop up lately. How is this one different from just googling the codes? Not trying to be difficult, but I've been burned before paying for stuff I could've gotten for free.

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I just checked my transcript again today and now I have a 571 code! Does that mean my review is over? Has anyone used this taxr.ai thing to figure out what happens next? I'm supposed to close on a house in 45 days and my lender needs to see this refund hit my account!

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I experienced a similar TC 570/971 sequence in February of this tax season. In my case, the 971 Notice was actually a CP05 Review Notice, which arrived approximately 9 days after the transcript codes appeared. The notice specifically indicated they were "reviewing the income and withholding reported" on my return. Despite having all documentation correct, the IRS still implemented a 120-day review period. My cycle code was 20240705, which is a weekly processing cycle. The resolution eventually came at the 87-day mark with a TC 571 (Resolved Additional Account Action) followed by an 846 (Refund Issued) code.

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Have you checked whether you have any outstanding debts that might trigger an offset? Here's how to check: 1. Call the Treasury Offset Program at 1-800-304-3107 2. Enter your SSN when prompted 3. Listen for any reported debts that might affect your refund Sometimes a 570 can indicate a potential offset is being processed, which might explain why you're not seeing the typical identity verification or discrepancy notifications.

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Please be careful with these extended reviews! I've seen many cases where people assume everything is fine and just wait the full 120 days, only to find out there was something they needed to respond to. According to the IRS website (https://www.irs.gov/individuals/understanding-your-cp05-notice), even if you haven't received a notice yet, you should: 1. Verify all income was reported correctly 2. Double-check that all W-2/1099 forms match what employers/payers submitted 3. Confirm your withholding amounts are entered correctly If the IRS does send a notice requesting documents, responding quickly can sometimes shorten the review period significantly.

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OMG this is so frustrating! 😤 Did the agent give you ANY hint about what might have triggered the review? I'm wondering if it could be related to the W-2 verification system they implemented this year? So many people are getting caught in these reviews even with perfect returns!

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Word of caution - I had a similar situation last year and made the mistake of assuming I just needed to wait out the 120 days. Turns out they had sent a notice requesting documentation to an old address I hadn't updated with them. When I didn't respond (because I never got it), they adjusted my return and I lost a significant portion of my refund. Had to file an amended return and it took another 6 months to resolve. Don't just wait - be proactive about checking your account transcript weekly for updates.

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Thank you for sharing this! I just realized I need to check if my address is current with the IRS. I moved last September and thought updating it with USPS would be enough, but maybe not.

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I've been through something similar before. Did you ever find out what specifically triggered your review? I'm trying to compare notes with others to see if there's a pattern to these reviews.

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I'm dealing with something very similar right now! Got the 570/971 codes about 10 days ago and called yesterday - same story, 120-day review with no clear explanation of what triggered it. The agent was polite but couldn't (or wouldn't) tell me specifics about why my return was flagged. What's really bothering me is that I used the exact same tax software as last year, same employer, same straightforward situation, but somehow this year I'm in review purgatory. I've been checking my transcript obsessively and there's been zero movement since those initial codes appeared. One thing I learned from calling is that they said the 120 days starts from when the 570 code posted, not from when I filed. So if your codes appeared 14 days ago, you're looking at roughly 106 days remaining (assuming they stick to the full timeline). Not exactly reassuring when you're expecting that refund for planned expenses! Has anyone here actually received their notice yet after seeing the 971 code? I'm starting to wonder if there's a mail delivery issue or if they're just really behind on sending them out.

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