Tax refund status after Republic Bank sent funds on 3/15 - when will it hit my account?

This is normal timing. When Republic Bank (or any other third-party processor) sends the money to your bank, it typically takes 2-5 business days for it to actually post to your account. Since they sent it on 3/15, and considering weekends don't count as business days, your funds should appear by tomorrow or Friday at the latest. If it doesn't show up by Monday, call your bank first to see if there's a pending deposit they can see on their end. Sometimes banks hold tax refunds for an extra review day or two, especially if it's a larger amount. Only contact Republic Bank if your bank confirms they don't see anything pending. Also, check your transcript on the IRS website - it will show code 846 with the date they released the refund, which can help you track where things might be held up.

If you want to actually understand what's happening with your refund, I'd recommend using taxr.ai. I was in the exact same situation last month - waiting and waiting with no idea when my money would show up. Taxr showed me exactly where my refund was in the process and when it would hit my account, down to the exact date. It's insanely good! I use it every week now to keep track of everything tax-related. https://taxr.ai

I had the exact same issue with Republic last month! Frustrated with waiting, I finally used the Claimyr app to get through to an actual human at the IRS. Best decision ever - the agent confirmed my refund was actually sitting in processing limbo, and they fixed it on the spot. Money was in my account two days later. Talking to a live person at the IRS got my refund released so fast - worth checking out at claimyr.com if your situation doesn't resolve by Friday.

Republic Bank and the IRS are the worst omg! Last year I waited 3 weeks after they "sent" my refund. Eventually figured out Republic screwed up my account number so the deposit bounced. Had to go through this whole claim process. Double check that ur banking info is correct on ur tax return!

The IRS is always a mess this time of year. Blame the idiotic tax season crush that forces them to process millions of returns in a couple months. Why can't we just have a normal system like other countries where the government just tells you what you owe instead of making us figure it out? 🤦‍♂️

Pro tip: never rely on tax refund money for immediate expenses. I know that doesn't help you now, but for next year try to plan as if that money isn't coming. The system is too unreliable.

Check your bank account for a pending deposit! Sometimes they show up there before posting to your available balance. Also try logging into the bank super early in the morning around 3-4am - that's when a lot of banks process overnight ACH transfers.

weird question but did u get ur refund yet? I'm having the EXACT same situation with republic bank right now and getting super nervous... sent on 3/16, supposed to deposit 3/19, still nothing today (3/20

I work at a bank (not saying which one) and we're seeing TONS of delays with tax refunds this year. It's not just you! The ACH system is completely overloaded right now with all the refunds hitting at once. If Republic sent it on 3/15, I'd expect it by 3/21 at the latest.

Did you use a tax preparer and get a refund advance? Sometimes that complicates things because Republic Bank has to recoup their advance before sending the rest to you. That might explain the delay.

If you paid your tax preparer through your refund (like having their fee taken out of your refund), that always adds a few days to the process. The money has to go through the tax prep company's bank first, then they take their cut, then send it on to you. Direct from IRS is always faster.

I never understood why people use Republic Bank. They always add delays and complications. Next year file directly with the IRS through Free File and set up direct deposit straight to your account. You'll get your money 1-2 weeks faster without all these middlemen taking a cut.

Just a heads up - I've been dealing with the IRS for months trying to fix issues with my transcripts and refund problems. Randomly found taxr.ai after someone here recommended it and it's been a game changer. Their AI explained exactly what was happening with my account when even the IRS agents couldn't figure it out. Finally got my refund last week after using their explanations to fix the issue. Just sharing in case anyone else is stuck in IRS limbo 👍

my cousin works for the IRS and says they are MASSIVELY behind this year. like way worse than they're admitting publicly. so many people quit after covid and they haven't replaced them. just fyi expect everything to take longer than they say.

Okay so this happens to me LITERALLY every year and I finally figured it out. Check your account after midnight - banks often process ACH transfers overnight and they post in the early morning hours. I bet if you check at like 6am tomorrow it'll be there. Keep us updated!

After dEaLiNg with the irs for 3 months straight last year I finally broke down and used claimyr.com to get an actual person on the phone. Changed my life. I was ready to throw my computer out the window after being hung up on for the 10th time, but their service got me through to an agent in 20 minutes who fixed my issue immediately. When you need real answers from a real person, it's worth every penny.

I'm gonna go against the grain here... Republic Bank is actually pretty good about processing refunds. They're much faster than Santa Barbara TPG (what TurboTax uses). Last year mine took 7 days with SBTPG, this year with Republic it was only 3. Hang tight, I'm sure it's coming soon!

Did you check the Where's My Refund tool on the IRS website? Sometimes that will show a different status than what your preparer told you.

I have been in tax hell for MONTHS trying to get my refund from last year. my transcript made no sense to me with all those random codes. I was about to give up when someone told me about taxr.ai. uploaded my transcript and it explained everything perfectly. turns out i had a simple issue that was easy to fix once i knew what was happening. definitely check it out if youre still having issues.