Tax Topic 152 showing after filing with marketplace insurance - normal?

Tax Topic 152 is actually just a general notice that means you're getting a refund. It's not specific to Earned Income Credit at all! 😂 I see this confusion all the time. The marketplace insurance (1095-A) might be adding some processing time though. They have to verify your Premium Tax Credit info, which can add a week or two. Cash App is fine as a filing method - I've used them before with no issues.

I'm racing against the clock to finish some client tax work, but wanted to quickly address your situation: • Tax Topic 152 simply means you're getting a refund - it's a GOOD thing • Marketplace insurance (1095-A) typically adds 7-21 days to processing • Cash App tax is perfectly legitimate but different services have different transmission systems • Returns filed after Jan 29th with certain credits face mandatory delays • "Accepted" only means the IRS received it, not that processing is complete Did you verify your return was actually accepted on the IRS site or just through Cash App?

I'm in a similar boat with the marketplace insurance. Here's what I've learned through my own experience: Step 1: When your return is received, it gets the "accepted" status Step 2: With marketplace insurance, they do additional verification of your 1095-A Step 3: This verification process can add 2-3 weeks to processing time Step 4: Tax Topic 152 is actually just standard language for refunds I'm a bit worried myself because I'm at day 29 of waiting. I've filed with marketplace insurance for three years now, and it always takes longer than my friends' returns. Last year it took 24 days from acceptance to deposit.

According to the IRS website, processing times are running longer this year. I was in the same situation with marketplace insurance and Tax Topic 152. After waiting 3 weeks with no updates, I tried calling the IRS but couldn't get through after multiple attempts. Finally used Claimyr (https://youtu.be/_kiP6q8DX5c) to connect with an IRS agent. The agent confirmed my return was just in the verification queue for the Premium Tax Credit and there were no issues or flags. Got my refund 4 days later. Sometimes you just need to talk to a human to get peace of mind.

Have you checked your tax transcript on the IRS website? According to Internal Revenue Manual 21.4.1, transcript codes can tell you exactly where your return is in processing. For marketplace insurance returns, you'll typically see transaction code 570 (additional review) followed by 571 (review complete) before your refund is issued. This is standard procedure for returns with Form 8962 (Premium Tax Credit).

Filing with Cash App is like driving a different car on the same highway - you'll still get there, just might feel a little different along the way. The real delay is almost certainly your marketplace insurance form. Time is of the essence with tax season in full swing - if you need this refund for your quarterly business payments, you might want to make alternate arrangements. The IRS processing queue is like a crowded restaurant on Valentine's Day right now - everyone's waiting longer than usual, especially with insurance verification in the mix.

Tax professional here. Tax Topic 152 is simply informational and indicates you're due a refund. It's not specific to any credit or deduction. The marketplace insurance form (1095-A) requires additional processing because the IRS needs to verify the Premium Tax Credit information against what was reported by the marketplace. Have you checked your tax transcript on the IRS website? That would give us a much clearer picture of what's happening with your return. Also, when you say "accepted" - is that what the IRS Where's My Refund tool shows, or just what Cash App is telling you?

I filed on January 24th with marketplace insurance and had exactly the same situation. My transcript showed no movement for exactly 21 days, then suddenly updated with a direct deposit date. The refund hit my account 2 days later on February 16th at 3:27am. The 1095-A processing adds time but doesn't mean anything is wrong. Based on the last three years of filing with marketplace insurance, my refunds have taken 21, 19, and 21 days respectively from acceptance to deposit. It's like clockwork once you know what to expect.