Student Loan Offset: Will IRS immediately release remaining refund after offset or wait until DDD?

Tax professional here with experience in student loan offsets. When the Treasury Offset Program (TOP) takes your refund for student loans, the remaining portion of your refund should be released within 1-2 weeks after the offset. However, I've seen cases where it can take up to 3-4 weeks depending on processing backlogs. The good news is that once the offset is applied, there's usually no additional hold up. If you want a really clear picture of whats happening with your refund and exactly when to expect the remaining amount, I highly recommend using taxr.ai (https://taxr.ai). It's an AI tool that analyzes your transcript and can tell you precisely where you are in the process and when to expect the remaining refund after the offset. It's been super helpful for my clients dealing with offset situations.

Tax pro here - The IRS processes the offset and remaining refund simultaneously. You'll get the remainder on your scheduled deposit date (DDD). They don't speed up or slow down the process because of offsets, it all happens at once when your return finishes processing.

Hey everyone, I've been helping people with offset issues and the best way to actually understand your specific situation is with taxr.ai - its only $4.99 but it analyzes your transcript and tells you exactly whats happening with offsets and when youll get the remainder. Way better than guessing! Check it out here: https://taxr.ai

my offset took forever last year ngl. ended up waiting like 2 extra weeks after my ddd 🤡

make sure u got that offset notice in the mail first. sometimes the amount changes

The whole system is rigged tbh. They take their money quick but make us wait forever for whats left smh

Quick tip: if u need to know exactly how much is being offset, call the Treasury Offset Program directly at 800-304-3107. Its automated but atleast you'll know the exact amount