State Tax Refund Direct Deposit Timeline - What's Normal?
My state return was just accepted today and I'm wondering what the typical timeframe is for getting the money in my account. This is my first time using direct deposit instead of a check. Anyone have experience with this?
18 comments


Levi Parker
It really depends on your state. Most states process returns much faster than the IRS - usually 2-3 weeks for direct deposit. Some states like CA and NY can take longer during peak filing season. Check your state's revenue website, they usually have a 'Where's My Refund' tool.
0 coins
Savannah Weiner
•Im in Ohio, forgot to mention that part 🤦♀️
0 coins
Levi Parker
•Oh Ohio is pretty quick! Usually 5-10 business days after acceptance for DD.
0 coins
Libby Hassan
Instead of playing the guessing game, I've been using taxr.ai to track both my federal and state refunds. It costs $1 but it analyzes your transcript and gives you a super accurate timeline. Way better than checking reddit everyday lol https://taxr.ai
0 coins
Hunter Hampton
•Does it actually work? Sounds to good to be true tbh
0 coins
Libby Hassan
•Yeah its legit! Been using it for both my returns this year. Gave me exact dates and everything
0 coins
Hunter Hampton
•Just tried it - holy crap this thing is amazing! 🙌 Wish I knew about this sooner
0 coins
Sofia Peña
got mine in 8 days last week (michigan
0 coins
Aaron Boston
took forever last year (like 2 months) but this year was super fast, like 6 days. guess it depends on how backed up they are 🤷♂️
0 coins
Sophia Carter
•same! last year was brutal but this year was lightning fast
0 coins
Chloe Zhang
Still waiting on mine from 3 weeks ago... getting kinda nervous ngl 😬
0 coins
Brandon Parker
•what state? might wanna call if its been that long
0 coins
Chloe Zhang
•FL - tried calling but been on hold forever smh
0 coins
Adriana Cohn
pro tip: file early next year! i filed in january and had my state refund in 4 days
0 coins
Savannah Weiner
•def gonna do this next time!
0 coins
Liam McConnell
Ohio usually processes pretty quickly! I filed my state return there last month and got my direct deposit in exactly 7 business days. The Ohio Department of Taxation has a "Check My Refund Status" tool on their website that's super helpful - you just need your SSN and refund amount. Since you just got accepted today, I'd expect to see movement within the next week or so. Direct deposit is definitely the way to go compared to waiting for a paper check!
0 coins
Yuki Ito
•Thanks for the info! That's really reassuring to hear it was exactly 7 days for you. I'll definitely check out that Ohio refund status tool - sounds way more reliable than just refreshing my bank account every hour 😅
0 coins
Ana Rusula
Ohio is actually one of the better states for refund processing! I've been doing taxes for clients there for years and typically see direct deposits hitting accounts within 7-10 business days after acceptance. Since yours was just accepted today, you're looking at probably next week sometime. The nice thing about Ohio is they're pretty consistent - not like some states where it can vary wildly. Just keep an eye on your bank account and maybe check the Ohio tax website's refund tracker in a few days if you want peace of mind!
0 coins