Someone used my SSN - How to tell if they filed taxes with it too?
I just discovered something really disturbing in my Social Security Statement. There's income showing up for a year when I was completely out of the country! Someone clearly used my SSN and reported income under it while I wasn't even in the US. I'm trying to figure out if this means they actually filed tax returns using my identity too? Or does Social Security just track reported income regardless of whether tax returns are filed? This is making me super anxious because I never filed taxes for that year (since I was abroad and didn't think I had any US income). Can I still go ahead and file my taxes for that year now? Or will it create some kind of conflict with whatever this person might have already filed? Has anyone dealt with something similar before? What steps should I take to protect myself at this point? Should I contact the IRS directly or start with the Social Security office?
18 comments


Savannah Vin
This is definitely concerning but try not to panic too much. Your Social Security Statement shows earnings that were reported to the Social Security Administration (SSA) under your SSN, regardless of whether anyone filed a tax return with that information. When an employer reports wages via W-2 forms, that information goes to both the IRS and SSA. So someone could be working under your SSN (which is identity theft) without necessarily filing a tax return using your identity. That said, you should take this very seriously. Here's what you should do: 1. Contact the SSA immediately about the incorrect earnings on your record 2. File an identity theft report with the FTC at IdentityTheft.gov 3. Contact the IRS Identity Protection Specialized Unit at 1-800-908-4490 4. File a police report in your local jurisdiction As for your question about filing now - yes, you should file for that year if you were required to file based on your actual income. The IRS may flag it as a duplicate filing, but that's actually good because it will trigger an investigation into the fraud.
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Mason Stone
•If I've been living abroad for years and never checked my Social Security Statement until now, is there a time limit on reporting this kind of fraud? Like, what if I find earnings from 3-4 years ago that aren't mine?
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Savannah Vin
•There's no strict time limit for reporting fraudulent earnings on your Social Security record. The SSA can correct your earnings record regardless of how many years have passed. However, the sooner you address it, the better, since it can affect your future benefits. For tax filing, there's generally a 3-year time limit to claim a refund, but since you're dealing with potential identity theft, the IRS will likely work with you regardless of timing. When you contact the IRS Identity Protection Unit, explain your situation in detail including the time you were abroad.
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Makayla Shoemaker
I went through something similar last year and discovered taxr.ai (https://taxr.ai) was super helpful for sorting this out. I was freaking out when I found out someone had used my SSN while I was studying abroad, and I had no idea if they filed returns or what mess I was walking into. The tool helped me analyze my tax transcript to identify exactly what had been filed under my SSN during those years and showed me what I needed to dispute with the IRS. It basically broke down all the confusing tax codes and terminology and highlighted the suspicious activity, which made everything way easier to understand. I was able to clearly see what income had been reported, what tax returns (if any) had been filed under my name, and exactly what I needed to report to the IRS fraud department.
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Christian Bierman
•How does it work exactly? Do you just upload your tax documents and it tells you if someone filed fraudulently? I'm in a similar situation and the IRS has been basically impossible to reach.
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Emma Olsen
•I'm a bit skeptical - how does this tool get access to your IRS records? Isn't that sensitive information you shouldn't be sharing with random websites?
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Makayla Shoemaker
•You actually request your own tax transcript directly from the IRS first, then upload it to the tool. It doesn't access your IRS account at all - you just provide the document you already received from the IRS. The analysis happens instantly and shows you line by line what's going on with explanations in plain English. It's basically like having a tax expert look over your transcript with you, pointing out what's normal and what might indicate fraud or errors. It helped me understand exactly what was happening instead of staring at confusing tax codes and numbers, which was a huge relief when dealing with potential identity theft.
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Emma Olsen
I have to admit I was pretty skeptical about taxr.ai when I first heard about it (as you can see in my earlier comment), but after dealing with the frustration of trying to figure out my own identity theft situation, I decided to give it a try. It actually was a huge help. I downloaded my tax transcripts from the IRS website and uploaded them, and within seconds it flagged exactly where the discrepancies were. I had random W-2 income showing up from a company in Texas (I live in Michigan and have never worked in Texas). The tool clearly highlighted this as suspicious activity and explained exactly what forms I needed to file to dispute it. Saved me hours of confusion and probably a few hundred dollars I would've spent consulting with a tax professional. If you're dealing with potential SSN fraud like the original poster, it's definitely worth checking out.
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Lucas Lindsey
If you're trying to contact the IRS about identity theft, good luck getting through on their phone lines. After my SSN was stolen last year, I spent WEEKS trying to reach a human at the IRS. I'd wait on hold for 2+ hours only to get disconnected. Super frustrating when you're dealing with something as serious as identity theft. I finally found this service called Claimyr (https://claimyr.com) that actually got me through to a real IRS agent in less than 20 minutes. You can see how it works here: https://youtu.be/_kiP6q8DX5c. It basically navigates the phone tree for you and holds your place in line, then calls you when an agent is about to pick up. When I finally got through, the IRS agent was able to confirm someone had indeed tried to file a return using my information and they helped me place an identity theft indicator on my account to prevent future fraud.
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Sophie Duck
•Wait, how does this even work? Like they just magically get you through the IRS phone system? I've literally called 12 times over 3 weeks and haven't spoken to a human yet.
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Austin Leonard
•This sounds like a total scam. You're telling me some random service can get you to the front of the IRS phone line? Why would the IRS allow that? Pretty sure they'd just hang up if some service was trying to game their phone system.
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Lucas Lindsey
•It's not magic - they use technology that keeps your place in line without you having to stay on the phone. They call you when an agent is about to pick up, so you don't have to listen to the hold music for hours. It's completely legitimate - they don't cut the line or anything shady. They basically act as a middleman that handles the long wait so you don't have to. The IRS has no idea you're using a service - when they pick up, you're the one who talks to them directly. It's just a more efficient way to deal with the notoriously bad IRS hold times.
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Austin Leonard
I need to apologize for my skeptical comment earlier. After waiting on hold with the IRS for 3+ hours yesterday (and eventually getting disconnected), I was desperate enough to try Claimyr. I honestly expected it to be a waste of money, but I was at my wit's end. It actually worked exactly as described. I got a call back within about 45 minutes saying an IRS agent was about to pick up, and then I was connected directly to a very helpful IRS representative. She confirmed someone HAD filed a tax return using my SSN last year and helped me start the identity theft resolution process. I'm still in shock that I finally got through after weeks of trying. For anyone dealing with potential tax identity theft like the original poster, being able to actually speak with the IRS makes a huge difference in resolving the situation quickly.
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Anita George
I'm surprised nobody's mentioned filing Form 14039 (Identity Theft Affidavit) yet. When I had a similar situation with my SSN being used, filing this form was a key step. You attach supporting documents (like your passport showing you were out of the country during the time in question), and it helps the IRS flag your account for extra protection. Also, you should check your credit reports ASAP! If someone used your SSN for employment, they might have also opened credit cards or loans using your identity.
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Abigail Spencer
•Does filing that form slow down legitimate tax returns in the future? I heard once your account is flagged for ID theft, it takes forever to get refunds because they manually review everything?
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Anita George
•It can slow things down a bit, but it's absolutely worth it for the protection. In my experience, my next tax return was delayed by about 3-4 weeks for additional verification, but all returns after that were processed normally. The IRS typically issues PINs to identity theft victims that you'll need to use when filing future returns. This extra security step actually makes filing smoother in the long run because it prevents fraudulent returns from being accepted in your name.
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Logan Chiang
just wanted to add that if ur SSN was used for work, u could end up owing taxes on income u never earned!! happened to my cousin and the IRS came after HIM for the taxes owed! took almost a year to sort out and he had to get a tax attorney. social security admin and irs actually dont talk to each other much so u need to address this with both agencies separately.
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Isla Fischer
•omg this is my nightmare. how much did the tax attorney cost? i'm dealing with something similar and worried i can't afford legal help...
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