IRS Rejected My Return - 1095-A From Florida Health Care Plans in My Account While I've Only Ever Lived in Ohio - Identity Theft Concern

My 2023 return just got rejected because of a missing 1095-A form. After checking my IRS account today, I found a Form 1095-A Health Insurance Marketplace Statement from FLORIDA HEALTH CARE PLANS used with my information. I've never lived in Florida - been in Ohio my whole life with W2s to prove it. When I logged into my IRS account and looked under "Showing all Forms | Viewing Most Recent to Oldest Date," there it was, clear as day - a 1095-A from Florida Health Care Plans. I don't even have a spouse who could have signed into their own account to view this - it's just me, and I've only ever had Ohio insurance. The IRS website specifically notes "If you're married: Your spouse must sign in to their own account to view information returns issued in their name." But I'm not married, so there's no possibility of confusion there. In the 2024 section of my account, under "Showing all Forms | Viewing Most Recent to Oldest Date," I can clearly see: Form and Title: 1095 A Health Insurance Marketplace Statement Payer Name: FLORIDA HEALTH CARE PLANS The IRS site also mentions that this section doesn't "include state or local tax information that is reported on the original form." But that doesn't explain why I'm seeing Florida health insurance documentation when I've never set foot in Florida. How complicated is this gonna get? Has anyone dealt with something similar? This feels like identity theft. Should I be contacting both the IRS and Florida Health Care Plans about this? Will this delay my return even further? I've only ever had Ohio insurance through my employer.

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Keisha Robinson

•2M

The IRS account screenshot confirms a Form 1095-A was issued by Florida Health Care Plans, which is particularly concerning since you've never lived in Florida. The interface shows this under "Showing all Forms | Viewing Most Recent to Oldest Date," and it's listed for 2024, indicating this is a current-year marketplace insurance issue. The system note about spouses needing to sign into their own accounts is important here - since you're single, this confirms the form is definitively linked to your personal IRS account, not a spouse's accidentally merged information. This strengthens the evidence of potential identity theft. Given these details, you should take immediate action: 1) File IRS Form 14039 (Identity Theft Affidavit) 2) Contact Florida Health Care Plans directly to dispute this enrollment 3) File a police report for documentation 4) Contact the Healthcare Marketplace (1-800-318-2596) to report unauthorized enrollment 5) Keep your Ohio W2s ready as proof of residency This appears to be a clear case of someone using your information to obtain healthcare coverage in Florida, and the IRS account evidence provides solid documentation for your identity theft claim.

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