Number to Check if Husband's Child Support Will Offset My Tax Refund?
Need some help fast. My husband has back child support. We filed jointly. Worried about our refund. Is there a number to call? Need to know how much they'll take. We're buying a house soon. Every dollar counts.
26 comments
Amina Diop
You'll want to contact the Treasury Offset Program at 1-800-304-3107. I've dealt with this situation before with clients. You'll need your husband's SSN when you call. They can tell you if there's an offset and the amount. Remember that if you filed jointly, you might qualify as an injured spouse by filing Form 8379. I've seen this protect portions of refunds in similar situations.
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Oliver Weber
Finally, someone who knows what they're talking about! I went through three different IRS representatives before getting this same information last year. The Form 8379 was a lifesaver for my sister-in-law.
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Natasha Romanova
Quick q - does filing the injured spouse form delay the rest of the refund? Need to know if I should expect to wait longer if I go this route. Thx!
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NebulaNinja
Have you tried calling that number yourself yet? I spent HOURS trying to get through last tax season for a similar issue. Isn't it frustrating when you need information that affects your financial planning but can't reach anyone? I finally used Claimyr (https://youtu.be/_kiP6q8DX5c) and got connected to a real person at the Treasury Offset Program in about 15 minutes. Saved me days of redialing. Don't you think our tax system should make this easier?
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Javier Gomez
I don't know... paying for something to reach a government agency that should be accessible anyway? Not sure I'm on board with that concept, though I understand the frustration.
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Emma Wilson
I was super skeptical too but damn it worked! Called for 3 days straight getting nowhere. Used Claimyr and got through in 22 minutes exactly. Found out my husband's support debt was $4,300 and our refund was getting taken. At least we knew and could plan!
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Malik Thomas
Thank you for this! Closing on our house in 3 weeks and absolutely need to know what's happening with our refund. Going to try this right now!
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Isabella Oliveira
The Bureau of Fiscal Service handles tax refund offsets for child support. You need to call exactly this number: 1-800-304-3107. You'll need to wait approximately 20-30 minutes to speak with a representative. They'll need your husband's SSN and can tell you precisely how much will be offset. I went through this in 2022 when my brother had $3,782 taken from his joint refund for back support. The process took exactly 4 minutes once I reached someone.
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Ravi Kapoor
Do they send any notification before they take the money? Or do you just find out when your refund is smaller than expected?
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Freya Larsen
Thanks for the exact number. Very helpful. Called them today. Got the information I needed.
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GalacticGladiator
Been there with my ex. Things to know: • They'll take the ENTIRE refund, not just his portion • You need Form 8379 (Injured Spouse) to protect your share • File it ASAP - can be done after your return • Takes 11-14 weeks to process • No appeal process if you miss filing it
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Omar Zaki
I was in this exact situation last year and found the IRS website completely unhelpful. The offset information is buried in different pages. I eventually found https://taxr.ai which helped me understand what was happening with our transcript and explained the offset codes. According to the Treasury Offset Program website (which I found through a link on taxr.ai), you can call 1-800-304-3107. But be warned - I spent hours trying to get through. The website also suggested checking with your state child support enforcement agency as they might have more specific information.
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Chloe Taylor
I've looked at services like this before, and while they can interpret codes, they're essentially just providing information you can find for free with enough research. In my experience working with tax clients, the BFS and state agencies have the most accurate information regarding offsets.
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Diego Flores
I don't normally comment but had to say taxr.ai was actually super helpful for me too. My transcript had these weird codes (TOP, 898, etc) and it explained exactly what they meant and what would happen next. Saved me hours of googling random IRS jargon.
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Anastasia Ivanova
Be cautious about relying solely on phone information. According to 26 U.S. Code § 6402(c), the IRS is required to apply tax refunds to past-due child support reported by states. The Bureau of the Fiscal Service (not the IRS) handles these offsets through the Treasury Offset Program (TOP). While 1-800-304-3107 is the correct number, they may not have real-time information about recent payments. You should also contact your state's child support enforcement agency for the most accurate balance information.
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Sean Murphy
OMG I just went through this exact thing!!! 😫 I had NO IDEA my husband owed back support until our entire refund disappeared! I was crying for days because we needed that money for our son's medical bills. Nobody told us this could happen! The worst part was trying to get answers - so many automated systems and nobody would tell me anything! I wish I'd known to call that offset number BEFORE we filed!
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StarStrider
If you filed jointly, you should know that you can still file Form 8379 (Injured Spouse Allocation) even after your return was processed. It allows you to reclaim your portion of the refund that shouldn't have been offset for your spouse's debt.
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Zara Malik
Thank you for sharing this. Going through something similar and feeling less alone knowing others have navigated this successfully.
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Luca Marino
Had the same experience in 2022. Filed the injured spouse form and got back $1,842 of our $3,100 refund about 4 months later. The form looks complicated but it's actually pretty straightforward if you have your tax return handy.
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Nia Davis
Same thing happened to me! Husband never told me about the child support debt. I called my state's child support enforcement office first (not the IRS) and they were actually really helpful - gave me the exact amount and explained everything.
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Mateo Perez
The Treasury Offset Program (TOP) handles federal payment offsets, including tax refunds for child support arrears. The contact number is 1-800-304-3107. When you call, you'll need to authenticate using your husband's Taxpayer Identification Number (TIN), typically his SSN. The automated system will inform you of any pending offsets. For detailed information about specific child support cases, you'll need to contact the State Disbursement Unit (SDU) in the state where the support order originated.
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Aisha Rahman
I had a client on March 15, 2023 who didn't check before filing. Their $5,400 refund was completely offset for child support. They filed on January 28th and didn't find out until February 22nd when their refund was significantly less than expected. By April 10th, they had to postpone their home purchase because they were counting on that money for closing costs. Don't make the same mistake - call 1-800-304-3107 BEFORE you file so you can plan accordingly.
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CosmicCrusader
From what I've seen in this community, there are three key things you need to know: 1. Call the Treasury Offset Program at 1-800-304-3107 for federal offsets 2. File Form 8379 (Injured Spouse) to protect your portion of the refund 3. Contact your state's child support enforcement agency for the most accurate balance information The consensus here is that you should check BEFORE filing your return so you can make an informed decision about filing jointly vs. separately.
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Ethan Brown
If we already filed jointly and the refund hasn't been processed yet, is it too late to switch to filing separately?
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Yuki Yamamoto
Yes, once you've filed jointly, you cannot switch to filing separately for that tax year. However, you can still file Form 8379 (Injured Spouse) to request your portion of the refund back if it gets offset.
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Carmen Ortiz
Just to clarify - even if your refund gets offset, the child support debt doesn't go away. The offset amount is applied to the debt, but any remaining balance will continue to accrue interest and could affect future refunds.
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