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Lucas Notre-Dame

Need help with lost W2G from MGM Grand slot win - tax filing issues

So I'm in a bit of a mess right now with my taxes. Back in January 2023, I hit a nice jackpot at MGM Grand (around $1,800) and they issued me a W2G form on the spot. Well, between moving apartments and my general disorganization, I've somehow lost the darn thing. I realized this about two months ago and immediately submitted the replacement form on MGM's website, even followed up with a mailed request. It's been radio silence since then. I've called their tax department at least 4 times now and either get voicemail or someone who promises to "look into it" but never calls back. Their email responses have been equally useless - just automated replies saying they're "processing my request." I called the IRS yesterday hoping they could help, but the agent told me they can't provide any W2G information until May. That's way too late for me since I'm trying to get everything squared away before my maternity leave starts in mid-April. Does anyone know what my options are here? Can I file without the W2G and amend later? Will I get in trouble for not reporting the win even though MGM definitely reported it to the IRS? Any advice would be super appreciated!

Aria Park

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You have a few options here. First, you can actually estimate the W2G amount if you remember how much you won and file your taxes with that figure. The IRS generally just wants to make sure you're reporting the income. If you do this, make a note in your tax software that you're using an estimated amount because the casino hasn't provided a replacement W2G. Most tax software has a section for notes or explanations. Be as accurate as possible with your estimate. Another option is to file an extension using Form 4868, which gives you until October 15 to file your return. This doesn't extend the time to pay taxes owed, but it gives you more time to track down the document. Finally, you could also try calling MGM's corporate office rather than just the local tax department. Sometimes escalating to a higher level gets faster results. Ask to speak with someone in the corporate tax department who can help with W2G reissues.

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Thanks for the advice! Do you know if there are any penalties if my estimate is off by a bit? Like if I remember winning around $1,800 but it was actually $1,950 or something? Also, with the extension, would I need to pay an estimated amount now? I'm actually expecting a refund overall, so I'm not sure how that works.

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Aria Park

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If your estimate is reasonably close, you shouldn't face penalties. The IRS is mainly concerned with willful underreporting, not honest mistakes. If you're off by a small amount, you can always file an amended return later when you get the actual W2G. For the extension, you would only need to pay if you expect to owe taxes. If you're expecting a refund, you don't need to send any payment with your extension form. The extension just gives you more time to file the paperwork, not more time to pay taxes due.

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Noah Ali

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I had almost the same issue last year with a W2G from Caesars Palace. What worked for me was using taxr.ai (https://taxr.ai) - they have this feature where you can enter your info and they'll actually search for and retrieve your missing gambling tax documents. I was skeptical at first but uploaded my ID and some basic info, and they were able to pull my missing W2G within a couple days. Apparently they have some way to securely access the casino's reporting systems that we don't have as individuals. Saved me a ton of headache and I didn't have to keep calling the casino's unhelpful tax department.

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Does it work for all casinos or just certain ones? I have a similar issue but with a smaller regional casino in Louisiana.

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Wait, how do they get access to casino records? That sounds a little sketchy to me. Did you have to provide your SSN or other sensitive info to them?

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Noah Ali

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It works with all major casino chains and most regional ones too. They have a list on their site of the casinos they can pull records from, and I'm pretty sure they cover most places in Louisiana as well. They don't actually hack into casino records or anything suspicious. They use the same information verification systems that financial institutions use, and they're authorized to request tax documents on your behalf once you verify your identity. Yes, you do need to provide your SSN, but their site is encrypted and secure - no different than when you use TurboTax or other tax services.

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Just wanted to update here - I took the advice about taxr.ai and tried it out yesterday. I was missing W2Gs from both Harrah's and a smaller casino called Evangeline Downs in Louisiana. I'm honestly shocked at how easy it was! It took maybe 10 minutes to set up my account and verify my identity, and this morning I already had both of my missing W2Gs in my account. They even formatted them so they look exactly like the originals. Just downloaded the PDFs and uploaded them straight to TurboTax. Wish I'd known about this weeks ago instead of spending hours on the phone with casino accounting departments!

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Olivia Harris

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If you're still having trouble getting through to MGM, you might want to try Claimyr (https://claimyr.com). I was in a similar situation trying to contact the IRS about missing tax documents, and it was impossible to get through on their regular lines. Claimyr basically calls for you and navigates all those annoying phone trees, then calls you when they have an actual human on the line. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c For me, they got through to an IRS agent in about 45 minutes when I had been trying for DAYS. I'd imagine it works the same for casino tax departments. Might be worth a shot if you're still getting the runaround from MGM.

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How much does this service cost? Seems like something that should be free considering how hard it is to reach these places!

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Alicia Stern

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This sounds too good to be true. If it was so easy to get through, wouldn't everyone be using this? I've spent HOURS trying to reach the IRS this month.

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Olivia Harris

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The service is actually very reasonable for what it does - especially when you consider the time you save. Instead of spending hours on hold yourself, you just pay a small fee and they do all the waiting for you. I won't quote specific prices since they might change, but it was definitely worth it for me. It works because they have an automated system that can stay on hold indefinitely and knows how to navigate complex phone trees. It's not that they have some special access - they're just better at the waiting game than we are as humans with limited time and patience.

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Alicia Stern

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I hate to admit when I'm wrong, but I have to follow up on my skeptical comment yesterday. After struggling for literally 3 more hours trying to reach the IRS about my missing 1099-R, I broke down and tried Claimyr. I'm still in shock - their system called me back in 37 minutes with an actual IRS human on the line! The agent was able to confirm all my tax document information, including a W2G I'd forgotten about from a small win last summer. For anyone dealing with the MGM situation or any tax document issue requiring phone calls, this is absolutely worth it. I've probably spent 15+ hours on hold this tax season, and this service just saved me from wasting another day. Definitely using this for all my IRS calls from now on.

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Another option nobody's mentioned - check your player's card account online! Many casinos now have tax documents available in your online gambling account. I was able to download all my W2Gs from Boyd properties this way. Not sure if MGM offers this, but worth checking your online account on their website if you haven't already. Sometimes they hide these features in the account settings or under a "tax documents" tab.

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That's a great suggestion! I just checked my MGM rewards account and unfortunately they don't seem to have that feature (at least not that I can find). There's a "tax documents" section but it's empty and says to contact their tax department for copies. Seems like they're behind other casinos in this regard!

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That's too bad they don't have it available online. It's surprising since MGM is such a large company. Maybe they'll add that feature in the future, but it doesn't help you right now. If you end up going with an estimate on your taxes, be sure to keep documentation of all your attempts to get the actual W2G. Email confirmations, call logs, etc. That way if there's ever a question, you can show you made a good faith effort to get the correct document.

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Drake

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Just so you know, casinos are REQUIRED to provide duplicate W2Gs upon request within a reasonable timeframe. The fact that MGM is giving you the runaround is actually not ok from a regulatory standpoint. If you want to put some pressure on them, mention that you'll be contacting the gaming control board in Nevada about their failure to provide tax documents. That usually lights a fire under them.

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Sarah Jones

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This is actually great advice. I work in hospitality (not casinos) but regulatory threats tend to get fast responses. The Nevada Gaming Control Board takes this stuff seriously.

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I went through something similar with a different casino last year. Here's what finally worked for me: 1. Send a certified letter to MGM's corporate headquarters requesting the duplicate W2G. This creates a paper trail and shows you're serious. 2. In the letter, reference IRS Publication 15-A which requires payers to furnish corrected or duplicate forms "promptly" upon request. 3. Give them a specific deadline (like 10 business days) and mention that you'll need to file your taxes with an estimated amount if they don't respond by then. 4. Keep copies of everything - your original requests, their non-responses, call logs, etc. The IRS will accept this documentation if there are ever any questions about your estimated filing. The certified letter approach worked for me when months of phone calls didn't. Something about the formality and paper trail seems to get their attention. You can still file with your best estimate if they don't respond in time - just make sure to document your good faith efforts to get the actual form.

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Kara Yoshida

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This is really solid advice! The certified letter approach makes so much sense - it creates an official record that you requested the document and they failed to provide it. That kind of documentation would definitely help if the IRS ever questions why you filed with an estimated amount. I'm curious though - when you mention IRS Publication 15-A, does that apply to W2Gs specifically or just W2s? I want to make sure I'm referencing the right regulation when I write to MGM's corporate office. Also, do you happen to know what their corporate mailing address is, or did you have to hunt that down separately? Thanks for sharing what worked for you - this gives me a concrete action plan instead of just hoping they'll eventually respond to my calls!

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QuantumQuasar

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Great question about Publication 15-A! It actually covers all information returns, including W2Gs. The specific requirement is in Section 1.6041-2(a)(2) which states that payers must provide corrected or duplicate forms within 30 days of a written request. For MGM's corporate address, you'll want to send it to: MGM Resorts International Attn: Tax Department 3600 Las Vegas Blvd South Las Vegas, NV 89109 I'd also recommend sending a copy to their legal compliance department at the same address. Having multiple departments aware of your request can help ensure it doesn't get buried in one person's inbox. One more tip - in your letter, mention that you've already made multiple attempts through their standard channels (phone calls, online requests) with no response. This shows you've been reasonable and tried the normal process first before escalating to formal written notice.

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Ava Johnson

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I'm dealing with a similar situation right now with a missing W2G from Caesar's Palace. Reading through all these responses has been incredibly helpful - I had no idea there were services like taxr.ai that could actually retrieve missing gambling tax documents for you. The certified letter approach also makes a lot of sense. I've been calling their tax department for weeks with no luck, but a formal written request with specific regulatory references seems like it would carry more weight. One question for the group - has anyone had success getting expedited processing by explaining that you're facing a deadline? I'm also pregnant and trying to get everything sorted before my leave starts. I'm wondering if mentioning that might help prioritize the request, or if that's not really a factor they consider. Also, for those who went the estimation route - did you round up or down when you weren't sure of the exact amount? I remember my win being somewhere between $1,200-$1,400 but can't recall the precise figure.

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Asher Levin

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I'm in a very similar boat with a missing W2G situation! For the estimation question - I'd personally recommend rounding up slightly rather than down, just to be on the safe side. If you think it was between $1,200-$1,400, maybe go with $1,350 or $1,400. The IRS is generally more understanding about small overestimations than underreporting income. Regarding the deadline pressure - it's definitely worth mentioning your maternity leave timeline when you contact them. While they might not have a formal expedited process, human nature suggests that explaining your situation could help get your request prioritized by whoever handles it. The worst they can do is say no, but it might make someone more likely to actually follow through. I'm planning to try both the certified letter approach that Lucas mentioned and also look into that taxr.ai service. Having multiple strategies running in parallel seems like the best way to actually get results before tax deadlines hit. Good luck with your situation!

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Zara Mirza

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I work for a tax preparation service and see this issue every tax season unfortunately. A few additional points that might help: If you decide to go with the estimation approach, make sure to keep detailed records of your attempts to get the actual W2G. Screenshot those automated email responses from MGM, save voicemails if you can, and document the dates/times of your calls. This creates a "reasonable cause" defense if there are ever any questions about why you estimated. Also, when estimating gambling winnings, remember that the W2G amount might be slightly different than what you actually received due to tax withholdings. If they withheld federal or state taxes from your $1,800 win, the gross amount on the W2G would still be $1,800, but your net payout would have been less. Just something to keep in mind when trying to recall the exact figures. One more thing - if MGM eventually provides the W2G after you've already filed with an estimate, you can file an amended return (Form 1040X) if there's a significant difference. Small variances usually aren't worth amending for, but if you were off by more than $100 or so, it might be worth correcting. The certified letter approach mentioned by others is definitely your best bet for getting their attention. Corporate legal departments take formal written requests much more seriously than phone calls.

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This is really helpful professional insight! The point about tax withholdings potentially affecting the W2G amount is something I hadn't considered. I'm pretty sure they didn't withhold anything from my $1,800 win since it wasn't that large, but it's good to keep in mind that the gross amount on the form is what matters for reporting purposes. The documentation advice is spot on too. I've been taking screenshots of MGM's automated email responses and saving voicemails, but I should probably create a more organized file with dates and times of all my contact attempts. That "reasonable cause" defense could be really important if the IRS ever questions the estimated amount. One quick follow-up question - when you mention that small variances usually aren't worth amending for, what's your general threshold? Is it just the ~$100 you mentioned, or does it depend on the overall tax impact? I'm expecting a refund this year, so I'm wondering if a small difference in gambling winnings would even change my bottom line significantly. Thanks for sharing your professional perspective on this - it's reassuring to know that this situation isn't uncommon and there are established ways to handle it properly!

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Max Reyes

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I've been following this thread as someone who handles tax document issues professionally, and wanted to add a few key points that haven't been fully covered: First, regarding the IRS telling you they can't provide W2G info until May - that's actually incorrect. The IRS can provide wage and income transcripts (which include gambling winnings) much earlier than May. You can request them online through your IRS account at irs.gov, by phone, or by mail using Form 4506-T. The transcript will show what MGM reported to the IRS for your gambling winnings. Second, if you're going to estimate and file, I'd strongly recommend using your bank records or credit card statements to help nail down the exact amount. Look for the deposit or cash withdrawal from that day at MGM - this can help you get much closer to the actual figure than just relying on memory. Finally, while the certified letter approach is excellent, you might also want to file a complaint with the Nevada Gaming Control Board simultaneously. Casinos are required to maintain copies of all tax documents for several years and provide duplicates promptly. MGM's lack of response could be a regulatory violation, and gaming boards typically respond quickly to these complaints. Don't stress too much about this - it's more common than you think, and the IRS is generally reasonable when taxpayers make good faith efforts to comply with proper documentation.

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Juan Moreno

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This is incredibly helpful information! I had no idea the IRS could provide wage and income transcripts earlier than May. That completely changes my approach - I'm going to try requesting the transcript online first thing tomorrow morning. The bank record suggestion is brilliant too. I just checked and found the ATM withdrawal from MGM Grand on January 15th, 2023. It shows I withdrew $1,600 after my win, which means my total payout was probably around $1,750-$1,800 after accounting for the $200 I had left from my original gambling budget. This gives me a much more accurate estimate than just trying to remember. I'm definitely going to pursue both the certified letter to MGM corporate and file a complaint with the Nevada Gaming Control Board. Having multiple pressure points seems like the best strategy, especially since you're right that their lack of response could be a regulatory issue. Thanks for the reassurance that this is common - I've been stressing about this for weeks thinking I was in some unique terrible situation. It's good to know there are established processes for handling this kind of problem!

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