Need IRS letter of indemnity for closed bank account - what to expect?

I found a way to solve IRS letter of indemnity request, watch this: https://www.youtube.com/watch?v=5RXS12YxgW8

Ugh, dealing with the IRS is always a pain. But don't worry, I've been through something similar. Here's what you need to do: 1. Gather all your bank info and documents related to the account closure 2. Have your tax ID number ready 3. Be prepared to explain why your account was closed 4. Ask specifically for a "letter of indemnity" 5. Be patient - it might take a while on hold Good luck! Let us know how it goes.

I found a way to actually get someone on the phone at the IRS! I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video about it: https://youtu.be/_kiP6q8DX5c

lol good luck dealing with those clowns at the IRS 🤡 I've been trying to get a simple form for months and they keep giving me the runaround

Have you tried reaching out to your local Taxpayer Advocate Service? They can sometimes help navigate tricky situations with the IRS.

Just went thru this last month. Make sure you ask for a supervisor if the first person you talk to isn't helpful. Took me 3 calls but I finally got what I needed. Stay strong! 💪

Why did your bank close your account? Might be important info for the IRS to know.

Pro tip: call right when they open in the morning. You'll have a better chance of getting through quickly.

Am I the only one who thinks its ridiculous that we have to jump through all these hoops just to get a simple letter? The system is broken smh

Hey OP, don't forget to double check if your state tax agency needs any info about the closed account too. Sometimes they require separate notification.

Another thing to keep in mind - when you call, have your Social Security number and the bank's routing number ready. The IRS will likely ask for both to verify your identity and locate the correct account information. Also, if you have any documentation from the bank about the closure (like a letter or final statement), that can be helpful to reference during the call. The whole process is actually pretty standard for them, so don't stress too much about it!

Hi. My husband and I are going through a similar situation with Truist Bank. May we ask what bank did this?

One more thing that might help - if you're dealing with a tax refund that was supposed to go to the closed account, you can also check the status online at irs.gov using their "Where's My Refund" tool before you call. It'll show if the refund was returned to them, which can save you some time explaining the situation when you get on the phone. Also, I'd recommend calling around 7am in your time zone if possible - that's when they typically open and you'll have the shortest hold times. Good luck with your call!