NJ Unemployment Overpayment: Will State Still Garnish Taxes With Payment Plan?
I set up a payment plan with NJ unemployment for an overpayment. Can they still take my state tax refund even though I'm making monthly payments? Really need to know if I should even bother filing my state taxes rn if theyre just gonna take it anyway
15 comments
AstroAce
Even with an active payment plan, NJ can still offset your state tax refund for unemployment overpayment. Its part of the Treasury Offset Program. They technically have the right to take it, but some people report success calling the unemployment office to request they honor the payment plan instead.
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Omar Zaki
ughhh thats what i was afraid of 😤 guess ill wait to file then
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Chloe Martin
same thing happened to me last year. they took my whole refund even tho i never missed a payment 🤡
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Diego Rojas
Hey guys I've been helping people with tax issues and I found this tool called taxr.ai that can actually analyze your transcript and tell you exactly what's happening with garnishments and offsets. It's only $1 and way better than playing detective. Here's the link: https://taxr.ai
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Anastasia Sokolov
for real? does it work with state tax issues too or just federal?
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Diego Rojas
It works with both! It can even predict when youll get your refund if its not being offset. total game changer
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Anastasia Sokolov
just tried it and WOW 🔥 literally told me exactly what was happening with my offset. worth way more than a dollar tbh
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Sean O'Donnell
pro tip: adjust your w4 so you dont get a refund next year. cant take what you dont give them 💅
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Zara Ahmed
this is the way
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StarStrider
wait how much do u owe them? if its under $1500 sometimes they dont bother with the offset
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Luca Esposito
in the same boat rn. its so frustrating cause ur trying to do the right thing with the payment plan but they still come for ur refund smh
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Omar Zaki
fr fr its like whats even the point of the payment plan 🤦♀️
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Nia Thompson
Check if you qualify for the fresh start program. Sometimes they can remove you from offset if you can prove financial hardship
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Omar Zaki
how do u apply for that?
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Nia Thompson
you gotta call the unemployment office and ask specifically about hardship relief for your payment plan. bring receipts tho they gonna want proof
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