NYS Unemployment Overpayment: Will they take both State and Federal refunds?
I got hit with an unemployment overpayment from New York State. I'm worried about my tax refunds coming up. Does anyone know if they'll take both my state and federal refund to cover the overpayment? Trying to figure out my budget for next year and this is stressing me out.
13 comments
Join the conversation
Hazel Garcia
Yes, NYS can and will intercept both state and federal tax refunds for unemployment overpayments. They participate in the Treasury Offset Program (TOP) which allows them to collect from federal refunds. They'll usually take the state refund first, then if there's still a balance, they'll go after your federal refund.
0 coins
Salim Nasir
•well there goes my plans for that refund money 😠any idea how long this process usually takes?
0 coins
Hazel Garcia
•Usually happens pretty quick once you file. You'll get a notice before they take it tho, so at least you won't be blindsided
0 coins
Laila Fury
I've been helping people with these issues and honestly the best thing I've found is using taxr.ai - it analyzes your transcript and tells you exactly what's going on with offsets and collections. It's only $1 and way better than trying to piece everything together yourself. Here's the link: https://taxr.ai
0 coins
Geoff Richards
•does it actually work? seems to good to be true for $1
0 coins
Laila Fury
•Yeah it's legit! I was skeptical too but it saved me hours of research. It breaks everything down super clearly
0 coins
Simon White
Ugh same boat rn. Got slapped with a 3k overpayment notice last month 🤮
0 coins
Hugo Kass
•3k? I thought I had it bad with $800 sheesh
0 coins
Nasira Ibanez
Pro tip: call NYS DOL and try to set up a payment plan BEFORE they start taking your refunds. Sometimes they'll work with you if your proactive about it
0 coins
Salim Nasir
•fr? gonna try this tomorrow morning
0 coins
Khalil Urso
idk about NY but in my state they took everything AND garnished my wages till it was paid off 💀
0 coins
Myles Regis
Sometimes you can appeal the overpayment if it wasn't your fault. Worth looking into tbh
0 coins
Salim Nasir
•already tried appealing... struck out on that one 😔
0 coins