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Omar Zaki

Living overseas and missing W2 form - how do I file taxes from abroad?

I'm in a bit of a situation and need some tax advice. I worked for a company in the US from March through November 2024, but then I quit my job and moved overseas. I'm currently living outside the United States and don't plan on returning anytime this year. The problem is that I moved out of my apartment before my W2 form would have arrived, and now I have no way to get it. I'm not sure what to do about filing my taxes since I won't have access to this document. I'm a US citizen and have been filing my taxes every year using TurboTax, so I'm familiar with the general process. But I've never had to deal with missing tax documents while living abroad before. Does anyone know what my options are? Can I request my W2 electronically somehow? Or contact my former employer to get it sent to my new address? Any advice would be greatly appreciated!

You're in a common situation for expats! As a US citizen, you still need to file taxes regardless of where you live. For your missing W2, you have several options: First, try contacting your former employer's HR department. Many companies can provide electronic copies of W2s or mail them internationally. Most have systems set up specifically for this purpose since they expect employee turnover. If that doesn't work, you can get a wage and income transcript directly from the IRS which contains all the information reported to them, including your W2 data. Visit IRS.gov and use the "Get Transcript Online" service. You'll need to create an account if you don't already have one. Alternatively, you can file Form 4506-T to request the transcript by mail, though this takes longer and might be complicated with an international address.

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Thanks for the advice! I hadn't thought about contacting HR directly. Do you know how long it typically takes to get a wage and income transcript from the IRS if I request it online? And will that have all the same information as my actual W2?

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If you request the wage and income transcript online and have all the verification information needed for an account, you can usually access it immediately as a PDF download. It contains all the tax information reported to the IRS on your W2 including wages paid, federal income tax withheld, Social Security and Medicare taxes, and any retirement contributions. The only real difference is the format - it won't look exactly like your W2, but it has all the same information you need for filing taxes. Just be aware that wage and income transcripts sometimes take until late May to show the current tax year's information, so if you're trying to file early, contacting your employer directly might be faster.

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I was in almost the same situation last year and discovered taxr.ai (https://taxr.ai) which was incredibly helpful for sorting out my missing documents while I was overseas. After struggling to get my former employer to send my W2 internationally, I used their document retrieval service to access all my tax forms. The nice thing is they can pull your wage and income transcripts directly from the IRS database and organize everything for you, which saved me tons of time dealing with international mail delays. They also have tax specialists who understand expat situations and can help navigate the specific filing requirements when you're living abroad.

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How does taxr.ai verify your identity for accessing IRS data? I'm always worried about security when it comes to my tax info, especially when using a third-party service.

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Does this actually work if you don't have a US address anymore? I tried using the IRS website directly last year and couldn't verify my identity because I no longer had US accounts or addresses for verification.

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They use the same level of identity verification that the IRS requires, including knowledge-based authentication questions based on your credit history and other financial records. They're an authorized IRS e-file provider, so they have to follow strict security protocols. They specialize in helping Americans abroad, so they've developed solutions for the verification challenges that come with not having a US address. They have alternative verification methods specifically for expats that don't rely on having current US accounts or a US mailing address. This was exactly why I couldn't use the IRS site directly but could use their service.

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Just wanted to follow up - I actually tried taxr.ai after posting my question here and it worked perfectly! I was skeptical at first since I'd had so many problems with the IRS site directly, but they were able to verify my identity and get me access to my wage transcripts within about 15 minutes. Their system pulled all my W2 information plus some 1099 income I had forgotten about. The best part was their expat tax specialist who walked me through how Foreign Earned Income Exclusion works since this is my first year filing from abroad. Saved me from making some major mistakes. Definitely recommend for anyone in a similar situation!

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If you're having trouble getting through to the IRS from abroad (which can be a nightmare with international calling), try using Claimyr (https://claimyr.com) to get connected. They have a demo video here: https://youtu.be/_kiP6q8DX5c that shows how it works. I spent weeks trying to call the international IRS number with ridiculous hold times before I found this service. They somehow get you through the IRS phone tree and wait on hold for you, then call you back when an actual agent is on the line. I was able to verify my identity with the agent and request all my documents be mailed to my foreign address. The IRS has a dedicated international taxpayer support line, but it's still nearly impossible to get through without waiting for hours. Claimyr saved me so much time and frustration.

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This sounds too good to be true. How does a third party service get through to the IRS faster than I can myself? The IRS phone lines are basically impossible no matter who calls.

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How much does Claimyr cost? Their website doesn't seem to make it clear and I don't want to get hit with some surprise charge after using the service.

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They use an automated system that continually redials and navigates the IRS phone tree until it gets through. It's not that they have a special line or anything magical - they just have technology that can stay on the task of calling repeatedly without a human having to sit there listening to hold music for hours. When they finally get through, they bridge you to the call. I don't want to discuss specific pricing here as it might change, but I found it to be very reasonable considering the hours of time it saved me. The value was absolutely worth it for me since international calling rates to sit on hold were costing me more anyway. You can see their current pricing on their website before committing to anything.

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Something important nobody's mentioned yet - if you're living outside the US, you automatically get a 2-month extension to file without having to request it. So your deadline would be June 15, 2025 instead of April 15. But remember that if you owe any taxes, they're still due by April 15 to avoid penalties and interest, even though you have until June to actually file the forms.

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That's good to know about the automatic extension! Do I need to indicate somewhere on my tax return that I'm claiming this extension because I'm living abroad? Or does it just happen automatically?

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You don't need to file any special forms to get the automatic 2-month extension - it's applied automatically when you file. Just attach a statement to your return explaining that you were living outside the US on the regular due date (April 15) and that's why you're qualifying for the extension. If you need more time beyond June 15, you can request an additional extension to October 15 by filing Form 4868 before the June deadline. But again, extensions only give you more time to file the paperwork, not more time to pay any taxes you might owe.

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One thing to consider - are you planning to use the Foreign Earned Income Exclusion (Form 2555)? If you'll be outside the US for at least 330 days in a 12-month period, you might be able to exclude over $100,000 of foreign earned income from US taxes. But timing matters! The test period doesn't have to match the calendar year. So if you left in November 2024, your 12-month period would run from November 2024 to November 2025.

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This is confusing - so if OP left in November 2024, they wouldn't qualify for the Foreign Earned Income Exclusion for the 2024 tax return since they haven't been out of the country long enough yet?

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Thanks for bringing this up! I'm not sure if I'll qualify yet since I only left in November. But I'm planning to stay abroad for at least the next few years for work, so I'll definitely look into this for next year's taxes. Does this mean I should keep careful records of exactly which days I'm physically present in which countries?

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Yes, absolutely keep detailed records of your travel dates and physical presence! The IRS requires you to track every day you're outside the US for the Physical Presence Test. I recommend keeping a simple spreadsheet with entry/exit dates for each country, or use apps like TripIt that automatically log your location. For 2024 taxes, you're right that you likely won't qualify for FEIE since you only left in November. But here's something important - you can still claim the exclusion if you meet the test by your filing deadline (including extensions). So if you stay abroad continuously, you could potentially qualify by June 15, 2025 and elect the FEIE for your 2024 return. Also consider the Foreign Tax Credit (Form 1116) if you end up paying taxes to your new country of residence. Sometimes it's more beneficial than the FEIE, especially if you're in a high-tax country. You can't use both for the same income, but you can compare which gives you better tax savings.

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This is really helpful information! I had no idea about the Foreign Tax Credit option. Since I'm still figuring out my tax situation in my new country, it sounds like I should calculate both scenarios to see which one saves me more money. Do you know if there are any good resources or calculators that can help compare FEIE vs Foreign Tax Credit for someone in my situation?

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Another option that hasn't been mentioned - if you can't get your W2 through any of the other methods, you can actually file your return using Form 4852 (Substitute for Form W-2). This lets you report your wages and withholdings based on your final paystub or other records you have. You'll need to include as much information as possible about your wages, federal income tax withheld, Social Security and Medicare taxes, etc. The IRS will match it against what your employer reported, and if there are discrepancies, they'll contact you. This should really be a last resort since it can delay processing and potentially trigger additional correspondence with the IRS. But if you're truly unable to get your W2 or wage transcripts before the filing deadline, it's better than not filing at all. Just make sure to keep detailed records of how you calculated the amounts you're reporting. Given that you have the automatic extension until June 15 as an expat, you probably have enough time to try the other methods first (contacting HR, getting IRS transcripts, etc.) before having to go this route.

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