Is the college tuition deduction still available for 2025 filing?
I just found out that the tuition deduction for college expenses was brought back a few years ago. I'm confused about whether this is still a thing for my 2024 taxes (filing in 2025). From what I remember, you could deduct up to $4,000 from your gross income for tuition, fees, books, and required supplies. I think there were income limits around $65,000 for single filers and $130,000 for joint filers to get the full amount. I'm helping my daughter with her college expenses and want to make sure I'm not missing out on any tax breaks. Does anyone know if this deduction is still available? Or am I better off looking at education tax credits instead? I know you can't claim both for the same student in the same year.
22 comments


Malik Robinson
The Tuition and Fees Deduction you're referring to actually expired permanently after the 2020 tax year. It was temporarily resurrected for 2018-2020, but Congress didn't extend it beyond that. For your 2024 taxes that you'll file in 2025, you should look at the education tax credits instead - specifically the American Opportunity Tax Credit (AOTC) or the Lifetime Learning Credit (LLC). The AOTC can be worth up to $2,500 per eligible student for the first four years of higher education, while the LLC is worth up to $2,000 per tax return. The education credits are generally more valuable anyway since they reduce your tax bill dollar-for-dollar, rather than just reducing your taxable income like the deduction did. Plus, the AOTC is partially refundable, meaning you could get up to $1,000 back even if you don't owe any taxes.
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Emma Taylor
•Thanks for clarifying! I was confused because I found some old articles. Do you know what the income limits are for these education credits? My AGI will be around $78,000 this year as a single filer.
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Malik Robinson
•For the American Opportunity Credit, the full credit is available if your modified AGI is $80,000 or less ($160,000 or less for married filing jointly). The credit phases out between $80,000 and $90,000 for single filers ($160,000-$180,000 for joint filers). For the Lifetime Learning Credit, the full credit is available if your modified AGI is $80,000 or less ($160,000 or less for married filing jointly). This credit completely phases out at $90,000 for single filers ($180,000 for joint filers). With your AGI of around $78,000, you should qualify for the full amount of either credit. Just remember that the AOTC is generally more valuable if your daughter is in her first four years of college.
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Isabella Silva
I struggled with figuring out education tax benefits last year too. I kept getting conflicting information from different sources. After hours of research and still being confused, I stumbled upon https://taxr.ai which basically analyzed all my education expense receipts and transcripts, then told me exactly which credits I qualified for. Their system actually caught that I was eligible for the American Opportunity Credit even though I was initially focusing on the wrong deduction too. It saved me from missing out on about $1,500 in tax savings! The tool even explained why the tuition deduction was no longer available and why the credit was better for my situation.
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Ravi Choudhury
•How exactly does that site work? Do I need to upload all my tuition statements and receipts? My daughter's school sent me a 1098-T but I also paid for books separately. Would it handle that situation?
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CosmosCaptain
•Sounds convenient but I'm skeptical. Isn't this something tax software like TurboTax should handle anyway? Why would I need a separate service?
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Isabella Silva
•The site works by having you upload your education documents like 1098-Ts, receipts, and course materials list. You would upload both your daughter's 1098-T and those separate book receipts, and the system analyzes them together to determine eligibility and maximize your benefit. Regular tax software asks you questions but doesn't actually review your documents to verify if expenses qualify. Many people miss out because they don't know which expenses count or they misinterpret the forms. The service specifically looks at education document details and explains why certain expenses qualify or don't qualify for education tax benefits.
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Ravi Choudhury
Just wanted to update that I tried the taxr.ai service mentioned above. It really helped clear up my confusion about education expenses! I uploaded my daughter's 1098-T and book receipts, and it confirmed I should claim the American Opportunity Credit instead of looking for that expired tuition deduction. The analysis showed I could include $1,200 in textbook expenses that I wasn't sure would qualify. The report it generated made it super easy to understand exactly what I could claim and why. Definitely worth checking out if you're confused about education tax benefits like I was!
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Freya Johansen
If you run into issues with the IRS regarding your education credits (which happens a lot), getting through to a human at the IRS can be incredibly frustrating. I spent weeks trying to resolve a issue with my son's education credit last year. Then I found https://claimyr.com which got me through to an actual IRS agent in about 15 minutes instead of waiting on hold for hours. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c - basically they navigate the phone tree for you and call you back when they have an agent on the line. They helped me reach someone who could actually explain why my education credit had been adjusted and what documentation I needed to provide to fix it. Saved me so much time and frustration!
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Omar Fawzi
•How do they actually get through though? Last time I called the IRS I was on hold for over 3 hours before hanging up. Does this service just keep calling until they get through?
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CosmosCaptain
•This sounds too good to be true. The IRS phone system is notoriously impossible. What's the catch here? Are you just trying to promote something?
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Freya Johansen
•They use an automated system that keeps dialing the IRS and navigating the phone menu options, essentially waiting in the queue for you. When they finally reach an agent, they connect you through. It's not any special access - just technology that handles the waiting game so you don't have to sit there listening to hold music for hours. I was skeptical too when I first heard about it. I'm not promoting anything, just sharing what worked when I was desperate to talk to someone about my education credit issue. The biggest benefit was that I could go about my day instead of being tethered to my phone afraid to miss the call when an agent finally picked up.
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CosmosCaptain
I need to apologize and report back. After being skeptical about Claimyr, I actually tried it yesterday when I needed to ask about education credits vs. deductions for my tax situation. I was shocked when I got a call back in about 45 minutes with an actual IRS agent on the line! The agent confirmed everything people are saying here - the tuition and fees deduction is gone, and for most people the American Opportunity Credit is the better option anyway. She walked me through exactly what I needed to document for my daughter's education expenses to qualify. Saved me hours of research and worry! Sometimes being proven wrong is actually a good thing.
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Chloe Wilson
Just wanted to add that if your child is beyond their first 4 years of college (when AOTC no longer applies), don't forget about the Lifetime Learning Credit. It's not as generous as AOTC but it still gives you a 20% credit on up to $10k of qualified expenses (so max $2k). And there's no limit on the number of years you can claim it!
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Diego Mendoza
•Does the Lifetime Learning Credit have the same income limits as the AOTC? My daughter is starting graduate school next year and I'm wondering if I'll still qualify.
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Chloe Wilson
•Yes, the Lifetime Learning Credit now has the same income limits as the AOTC. This was changed a few years back to align them. The full credit is available if your MAGI is $80,000 or less ($160,000 for joint filers), and it phases out completely at $90,000 ($180,000 for joint filers). The LLC is perfect for graduate school since the AOTC only covers undergraduate education. Just keep in mind the LLC is non-refundable, so you need to have tax liability to benefit from it. Also, while the AOTC is per eligible student, the LLC is per tax return - so the $2,000 maximum is the total regardless of how many students you're supporting.
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Anastasia Romanov
I'm confused about whether my kid qualifies as a dependent for these education credits. She turned 24 last year, lives in her own apartment near campus, but I still pay most of her tuition and living expenses. Can I still claim education credits for her?
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Malik Robinson
•For education credits, the rules are a bit different than standard dependency tests. The key is who claims the student on their tax return. If you claim your daughter as a dependent, then you can claim her education expenses for the credits (assuming you meet the other requirements). For a 24-year-old, she could still qualify as your dependent if she was a full-time student for at least 5 months of the year, lived with you for more than half the year (temporary absences for education count as living with you), you provided more than half her support, and she doesn't file a joint return.
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Angel Campbell
One important thing to keep in mind is that you need to receive Form 1098-T from your daughter's school to claim education credits. The school should send this by January 31st showing tuition and fees paid during the tax year. However, don't just rely on the 1098-T amounts - sometimes the form shows payments received by the school rather than what you actually paid. You should use your actual payment records (receipts, bank statements, etc.) to determine the correct amount of qualified expenses. Also, remember that room and board don't qualify for education credits, only tuition, fees, and required course materials like textbooks. Some people mistakenly try to include housing costs which can trigger IRS scrutiny later.
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Saanvi Krishnaswami
•This is really helpful clarification about the 1098-T forms! I made that exact mistake last year - I included my daughter's dorm costs thinking they were part of "education expenses." Thankfully my tax preparer caught it before filing, but it's definitely a common confusion point. The point about using actual payment records instead of just the 1098-T amounts is crucial too. My daughter's school showed different amounts on the form than what I actually paid due to scholarship timing, so I had to gather all my bank statements and receipts to get the correct figures for the education credits.
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Thais Soares
This is such a helpful thread! I'm in a similar situation with my son starting his sophomore year. One thing I learned the hard way is to keep detailed records throughout the year, not just wait until tax time. I created a simple spreadsheet tracking all education payments - tuition, fees, required textbooks, lab fees, etc. - along with dates and payment methods. This made it so much easier when I needed to verify amounts against the 1098-T form. Also, if your daughter buys textbooks from sources other than the school bookstore (like Amazon, used book sites, etc.), make sure those receipts clearly show they were required for her courses. The IRS can ask for documentation proving the books were actually required, not just recommended reading. One last tip: if you're paying tuition in December for spring semester, those payments count toward the current tax year's education credits, not the following year when the classes actually happen. The timing is based on when you pay, not when the education occurs.
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Isabella Santos
•This is excellent advice about keeping detailed records! I wish I had seen this before dealing with my education credit issues. The point about December tuition payments counting for the current tax year is especially important - I almost missed claiming expenses because I thought they belonged to the next year when classes started. Your spreadsheet idea is brilliant. I'm definitely going to start tracking everything monthly instead of scrambling to piece together records in March. Do you also track any scholarship or grant money your son receives? I've heard that can affect how much you can claim for the credits since you can't double-dip on tax-free education benefits.
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