If conjoined twins have individual social security numbers, but only one job and income, how do they file their taxes?
So my cousin's friend is conjoined twins (sharing lower body but separate torsos) and they each have their own social security numbers since birth. However, due to their unique situation, they work a single job where they share the responsibilities and get a single paycheck. I'm curious about their tax filing situation - do they file as two separate individuals? Do they split the income somehow? Or is there some special IRS consideration for conjoined twins? They're starting to worry about the upcoming filing season and I promised I'd try to find some information for them. Any advice would be really appreciated!
37 comments


Nia Harris
This is actually a fascinating tax question! The IRS doesn't have specific guidelines for conjoined twins, but there are some principles we can apply here. Since each twin has their own SSN, they are technically separate taxpayers in the eyes of the IRS. However, with one job and one income stream, they'll need to address how that income is allocated. The most straightforward approach would be for them to split the income 50/50 on their individual tax returns. They could each file their own return, reporting half of the total income from the W-2. They should keep documentation explaining their unique situation in case of questions. It might also be worth getting a formal letter from their employer confirming that the single paycheck represents work performed by both individuals.
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Mateo Gonzalez
•But how would that work with the W-2? Wouldn't the employer issue just one W-2 with the full amount to one SSN? And wouldn't the IRS notice that the reported income doesn't match the W-2 data they received from the employer?
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Nia Harris
•Great questions. The employer would likely issue one W-2 to whichever twin's SSN is officially on their payroll. The twins would need to include an explanation with their tax returns about the income splitting. One approach is for the twin who received the W-2 to file Schedule C (self-employment) showing the full income, then showing a "payment" to the other twin as a business expense. The other approach would be for both twins to file with an attached statement explaining their unique situation and how they're allocating the income. The IRS has procedures for resolving discrepancies between reported income and W-2 data, and with proper documentation, they can accommodate unusual situations like this.
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Aisha Ali
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Ethan Moore
•I'm curious - does taxr.ai handle really unique situations like the conjoined twins case? Or is it more for standard tax scenarios? I've tried other tax software in the past and they always seem to break when anything unusual comes up.
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Yuki Nakamura
•I've never heard of this service... how exactly does it work? Does it replace an accountant or is it more like TurboTax? I'm skeptical about AI handling complex tax issues that human CPAs struggle with.
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Aisha Ali
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Yuki Nakamura
I'm actually eating my words about taxr.ai right now. After expressing skepticism in my comment above, I decided to try it for my own complicated tax situation (multiple state filings with partial year residency). I was genuinely impressed by how it handled the complexity. For the conjoined twins situation specifically, it provided several options with pros and cons for each approach, including filing separate returns with income allocation statements, filing separate returns with one twin "subcontracting" to the other, and even the possibility of requesting a private letter ruling from the IRS for their unique circumstances. The documentation it generated to explain the situation to the IRS was particularly impressive. It wasn't just generic advice - it actually connected the unique situation to specific tax code sections and precedents that support their approach. Definitely worth checking out for anyone with unusual tax circumstances.
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StarSurfer
This reminds me of when I was trying to reach the IRS about a really unusual dependency situation. I spent WEEKS trying to get through on their helpline with no luck. Finally found https://claimyr.com and watched their demo video at https://youtu.be/_kiP6q8DX5c - they got me connected to an IRS agent in under 45 minutes after I'd been trying for literally months. For a situation like conjoined twins, I'd definitely recommend talking directly with an IRS representative to get official guidance. The Claimyr service basically navigates the IRS phone system for you and calls you back when they have an agent on the line. For something this unique, getting official clarification directly from the IRS could save so many headaches down the road.
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Carmen Reyes
•Wait, how does this actually work? They just... call the IRS for you? That seems too simple. There must be more to it?
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Andre Moreau
•Yeah right. Nothing gets you through to the IRS faster. I've spent actual DAYS of my life on hold with them. If this service actually worked, everyone would be using it. Just sounds like another scam trying to profit off people desperate to resolve tax issues.
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StarSurfer
•It's actually pretty straightforward - they use an automated system that navigates the IRS phone menus and holds your place in line. When they reach a human agent, they connect you. It's not that they have some special backdoor to the IRS, they're just using technology to handle the hold time so you don't have to sit there for hours. I was super skeptical too until I tried it. The reason everyone doesn't use it is that most people don't know about it yet. I waited 3 weeks trying to get through on my own before a friend told me about it. Not saying it's magic, but it saved me from the endless "your call is important to us" loop that was driving me insane.
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Andre Moreau
I have to publicly eat crow here. After bashing Claimyr in my comment above, my tax situation got desperate (IRS sent me a CP2000 notice claiming I owed $17k) and I gave it a try out of desperation. It actually worked exactly as advertised. I got connected to an IRS agent in about 35 minutes when I had previously spent HOURS getting disconnected. The agent was able to confirm that there was an error in their matching system and helped me resolve the issue with a simple explanation letter. No $17k bill after all. For the original poster's conjoined twins question, I really think speaking directly with the IRS would be the best approach since it's such a unique situation. Having that conversation documented could also help if questions come up during processing.
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Zoe Christodoulou
I think the simplest solution would be for the employer to issue separate W-2s with half the income going to each SSN. Has your cousin's friend asked their employer about this possibility? Many payroll systems can accommodate splitting a single position's compensation between two people.
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Jamal Thompson
•Have you considered the implications for benefits though? Things like health insurance, retirement contributions, etc. might get complicated if they're officially split as two part-time employees rather than one full-time employee.
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Zoe Christodoulou
•That's a really good point about benefits. The employer would need to ensure that splitting the W-2 doesn't impact benefit eligibility. Sometimes being classified as part-time can affect access to health insurance, retirement matching, etc. An alternative might be to keep one W-2 but have the employer provide a formal letter acknowledging that the income represents work performed by both individuals, with an explanation of how the income should be allocated for tax purposes. This would give the twins documentation to attach to their returns explaining the situation without potentially disrupting their benefits.
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Mei Chen
This reminds me of a case I read about where the IRS actually issued a private letter ruling for a unique situation (not conjoined twins but something equally unusual). Has your cousin's friend considered requesting an official ruling from the IRS? It costs money but gives absolute certainty.
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CosmicCadet
•How much does a private letter ruling cost? I've heard it's extremely expensive and takes forever to get.
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Liam O'Connor
I wonder if they could qualify for head of household status? If they support others (like children or relatives) they might each be able to file as HOH which has better tax rates than single filing status.
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GalacticGuardian
•Thanks for bringing this up! They don't have dependents currently, but they're planning to adopt in the next few years, so this would be really good info to have. Would each twin be able to claim head of household, or would only one of them qualify since they share the same physical household?
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Liam O'Connor
•For Head of Household status, they would each need to meet all the requirements independently. Since they physically share the same home, only one of them could claim HoH status for that particular household. If they do adopt, they'd need to determine which twin would claim the child as a dependent for tax purposes. However, if they were to support other qualifying relatives in a different household (like an elderly parent living elsewhere), there might be a scenario where both could qualify as HoH. But for their current situation with a shared home, only one could claim HoH status.
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Freya Johansen
This is such a unique situation! I work in payroll and have dealt with some unusual circumstances, but never quite like this. From an administrative perspective, I'd strongly recommend your cousin's friend document everything thoroughly - not just for the IRS, but also for their employer's records. One thing I haven't seen mentioned yet is the potential impact on Social Security credits. Since each twin has their own SSN, they'll each need to accumulate their own work credits for future Social Security benefits. If only one SSN is reported to Social Security Administration, the other twin won't get credit for the work performed. This could affect their retirement benefits decades down the line. The employer might need to file corrected wage reports or make adjustments to ensure both twins receive proper Social Security credit for their shared work. This is another reason why getting official guidance from the IRS (maybe through that Claimyr service mentioned earlier) would be really valuable - they can clarify how this should be handled for both tax and Social Security purposes.
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Caesar Grant
•Wow, I never would have thought about the Social Security credits aspect! That's such an important long-term consideration. It really shows how this situation has implications beyond just the annual tax filing. I'm curious though - if they do get the employer to split the wage reporting between both SSNs, would that create any issues with things like unemployment benefits eligibility? Since they can't really work separately, I wonder if having split wage records might cause complications if they ever needed to file for unemployment. This whole situation really highlights how our tax and benefits systems weren't designed with conjoined twins in mind. It seems like getting that official IRS guidance would be crucial not just for this year's taxes, but for establishing a precedent they can follow consistently going forward.
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Samantha Howard
This is absolutely fascinating from both a legal and practical standpoint! As someone who's dealt with complex tax situations, I think the key here is establishing a consistent, well-documented approach that can be defended if questioned. Given all the excellent points raised about Social Security credits, benefits eligibility, and long-term implications, I'd recommend a multi-step approach: 1. **Immediate action**: Have the twins request a meeting with their employer's HR/payroll department to discuss options for wage reporting. Even if they can't split the W-2 this year, getting the employer's written acknowledgment of the situation is crucial. 2. **Documentation**: Create a comprehensive file explaining their unique circumstances, including medical records confirming their conjoined status, employment contracts showing shared responsibilities, and any employer letters acknowledging the shared work arrangement. 3. **Professional guidance**: While the AI tools and IRS callback services mentioned here sound helpful, I'd also suggest consulting with a tax attorney who specializes in unusual cases. The cost might be worth it to establish a solid precedent for future years. 4. **Consider the bigger picture**: This isn't just about taxes - it affects Social Security, unemployment benefits, disability considerations, and potentially estate planning down the road. Getting it right from the start could save major headaches later. Your cousin's friend is dealing with a situation that probably fewer than a dozen people in the US face. Taking the time to do it properly now will benefit them for decades to come.
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Yara Elias
•This is really comprehensive advice! I especially appreciate the point about thinking long-term - this isn't just a one-time tax filing issue but something that will affect them for their entire working lives. One thing I'm wondering about is whether there are any disability rights considerations here. Since conjoined twins are protected under the ADA, I wonder if their employer has any legal obligations to accommodate their unique situation in terms of payroll reporting? It seems like splitting the W-2 or providing detailed documentation wouldn't be an undue burden and might actually be required to ensure equal access to benefits and Social Security credits. Has anyone here dealt with ADA accommodations in payroll/benefits contexts? I'm thinking this might give them additional leverage in requesting their employer make the necessary adjustments to properly document both twins' contributions to their shared work. It's amazing how this one question has opened up so many complex interconnected issues. Really shows the importance of getting expert guidance early on!
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Isabella Martin
This thread has been incredibly educational - I never realized how many complex issues this unique situation raises! As a CPA who's handled some unusual cases over the years, I wanted to add a few practical considerations that might help your cousin's friend navigate this: **For the immediate tax filing**: I'd recommend they file separate returns with detailed attached statements explaining their situation. Each twin should report 50% of the income and include identical explanatory letters with medical documentation. This approach is defensible and creates a paper trail for consistency in future years. **Employer coordination**: They should definitely request a meeting with HR/payroll before next year's W-2 processing. Most modern payroll systems can accommodate unusual situations - I've seen splits for job-sharing arrangements, court-ordered wage garnishments, etc. The key is getting this set up proactively rather than trying to fix it after the fact. **State tax considerations**: Don't forget about state taxes! Some states have different rules about income allocation and filing requirements that could complicate things further. **Record keeping**: Document EVERYTHING - medical records, employer acknowledgments, IRS correspondence, even this conversation. If they ever face an audit, having a comprehensive file showing they acted in good faith with professional guidance will be invaluable. This is definitely a situation where spending money upfront on proper professional guidance (whether through the AI tools mentioned, direct IRS consultation, or a specialized tax attorney) will pay dividends in peace of mind and avoiding future complications.
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StarSailor
•This is such valuable professional insight! The point about state taxes is particularly important - I hadn't even considered that different states might have varying rules for income allocation. That could really complicate things if they ever move or work across state lines. I'm also curious about the documentation aspect - when you mention including medical documentation with their tax returns, what level of detail would be appropriate? Obviously they'd want to protect their privacy while still providing enough information to justify the income splitting arrangement. Would a simple letter from their doctor confirming their conjoined status be sufficient, or would the IRS potentially require more detailed medical records? And regarding the identical explanatory letters you mentioned - that's a smart approach to ensure consistency between their filings. It would definitely help if an IRS reviewer saw the same explanation on both returns rather than potentially different wording that might raise questions. Thanks for sharing your professional perspective on this! It really helps put all the various suggestions in this thread into a practical framework they can actually follow.
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Omar Zaki
Wow, this has been such an enlightening discussion! As someone who's never thought about the tax implications for conjoined twins before, I'm amazed at how many complex issues this raises beyond just the basic filing question. Reading through all these responses, it seems like the consensus is that your cousin's friend should: 1. File separate returns this year with 50/50 income split and detailed explanatory statements 2. Work with their employer to set up proper dual SSN reporting for future years 3. Get official guidance from the IRS (either through direct contact via services like Claimyr or consultation with tax professionals) 4. Document everything thoroughly for consistency and audit protection The points about Social Security credits and long-term benefits planning are particularly important - this really isn't just about this year's taxes but establishing a framework that will work for their entire career. I hope your cousin's friend finds this thread helpful! Please keep us updated on how they decide to proceed - given how rare this situation is, their experience could really help others who might face similar circumstances in the future. It's wonderful to see a community come together to help solve such a unique problem with so many thoughtful and professional perspectives!
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Giovanni Gallo
•This has been such an incredible thread to follow! As someone new to this community, I'm really impressed by the depth of knowledge and genuine care everyone has shown for this unique situation. What strikes me most is how this seemingly straightforward tax question has revealed so many interconnected issues - from Social Security credits to ADA accommodations to long-term estate planning considerations. It really highlights how complex our tax and benefits systems can be when faced with situations they weren't originally designed to handle. I particularly appreciate the practical roadmap that's emerged from all the discussion. The combination of immediate steps (filing separate returns with explanatory statements) and longer-term planning (working with the employer on dual SSN reporting) seems like a solid approach that balances practicality with proper documentation. The professional insights from the CPAs and payroll experts have been invaluable, and it's interesting to see how technology solutions like the AI tax tools and IRS callback services are making expert guidance more accessible for unusual situations like this. I hope the original poster's cousin's friend gets everything sorted out smoothly. This thread will definitely be a great resource for anyone facing similar challenges in the future!
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Kingston Bellamy
This has been such a comprehensive and thoughtful discussion! As someone who works in financial services, I'm really impressed by how this community has tackled such a unique situation from multiple angles. One additional consideration I haven't seen mentioned yet is the potential impact on retirement planning. If your cousin's friend is contributing to a 401(k) or similar employer-sponsored retirement plan, they'll need to think about how those contributions are allocated between their SSNs as well. The contribution limits are per individual, so theoretically each twin could contribute up to the annual maximum if their combined income supports it. Also, if they ever become self-employed or start a business together, they'll face similar allocation questions for business income and expenses. Having a well-documented precedent from their employee situation will be really valuable for any future endeavors. I think the advice to get official IRS guidance and work proactively with their employer is spot on. This situation is rare enough that taking the time to establish proper procedures now will save countless headaches down the road. Plus, their case could potentially help other conjoined twins who find themselves in similar circumstances. Thanks for sharing this question - it's been fascinating to learn about all the complexities involved!
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Nia Davis
•That's a really excellent point about retirement contributions! I hadn't considered how the 401(k) allocation would work. If they're each contributing under their own SSN, they could potentially double their retirement savings compared to what a single person in their position could contribute, which is actually a significant advantage. This makes me wonder about other per-person benefits too - like FSA contributions, HSA limits (if applicable), and even things like IRA contributions. Each twin having their own SSN could actually provide some unique opportunities for tax-advantaged savings that most people don't have access to. The self-employment angle is interesting too. If they ever go that route, having this employment precedent documented could make business income allocation much clearer. They could potentially each be considered 50% owners of any future business venture. It's amazing how this thread has evolved from a simple tax filing question into a comprehensive discussion of lifetime financial planning for such a unique situation. Really shows the value of thinking holistically about these issues rather than just focusing on the immediate tax year!
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Liam McGuire
This thread has been absolutely incredible! As a tax preparer who's been doing this for over 15 years, I can honestly say I've never encountered a situation quite like this, and the collective wisdom shared here is remarkable. What really stands out to me is how everyone has approached this with such genuine care and thoroughness. The original question about tax filing has evolved into a comprehensive analysis covering Social Security credits, ADA accommodations, retirement planning, state tax implications, and long-term financial strategy. This is exactly the kind of holistic thinking that complex situations require. From a practical standpoint, I completely agree with the consensus that's emerged: file separate returns this year with detailed explanations, work proactively with the employer on future W-2 handling, and definitely get official IRS guidance documented for future reference. The point about creating a defensible precedent is crucial - consistency will be their best friend if questions ever arise. I'm also impressed by how this discussion has highlighted the potential advantages of their unique situation, like the doubled retirement contribution limits and other per-person benefits. It's a good reminder that unusual circumstances, while challenging, can sometimes present unexpected opportunities. Your cousin's friend is lucky to have someone who cares enough to seek out this kind of comprehensive advice. I hope they'll share how things work out - their experience could genuinely help others facing similar circumstances!
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Lucas Lindsey
•What a wonderful summary of this incredible discussion! As someone completely new to this community, I'm blown away by the depth of expertise and genuine care everyone has shown for such a unique situation. I've learned so much just from reading through all these responses - from the basic tax filing mechanics to complex issues like Social Security credits, ADA accommodations, and retirement planning implications. It really demonstrates how interconnected our financial systems are and how one unusual circumstance can ripple through so many different areas. The collaborative problem-solving approach here has been amazing to witness. Everyone brought their own expertise - CPAs, payroll professionals, people with experience using various tax services - and together you've created what's essentially a comprehensive guide for handling this rare situation. I particularly appreciate how the discussion evolved from immediate practical solutions (like filing separate returns with explanatory statements) to longer-term strategic thinking (like establishing consistent precedents and maximizing the advantages of having separate SSNs for things like retirement contributions). This thread should honestly be preserved as a resource for anyone facing similar circumstances. The level of thoughtful analysis and practical advice here is extraordinary. Thank you all for creating such an educational and supportive discussion!
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Marcus Marsh
As someone who works in disability advocacy, I wanted to add another important perspective to this amazing discussion. The ADA angle that Yara mentioned is absolutely crucial and could be a game-changer for your cousin's friend. Under the ADA, employers have an obligation to provide reasonable accommodations that ensure equal access to employment benefits. In this case, the twins' shared work situation isn't by choice - it's a direct result of their disability. Splitting W-2 reporting or providing detailed documentation to ensure both twins receive proper Social Security credits could very well be considered a reasonable accommodation that the employer is legally required to provide. I'd suggest framing any conversation with HR/payroll not just as a request for help, but as a discussion about ADA compliance. This gives them much stronger legal standing and could make the employer more receptive to making the necessary changes to their payroll systems. Additionally, they might want to reach out to disability rights organizations who may have dealt with similar employment issues for conjoined twins. While rare, there are advocacy groups that specialize in unique disability-related workplace challenges and might have valuable precedents or resources. This situation really highlights how important it is to consider disability rights alongside tax and financial planning. The intersection of all these areas shows why getting comprehensive professional guidance is so valuable.
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Xan Dae
•This is such an important perspective that I hadn't considered before! The ADA framing completely changes the conversation from "asking for a favor" to "ensuring legal compliance." That's brilliant advice that could really strengthen their position with their employer. I'm curious about the precedent aspect you mentioned - do you know of any documented cases where conjoined twins have successfully used ADA protections for payroll/benefits accommodations? Even if the specific circumstances were different, having examples of how courts or agencies have handled similar accommodation requests could be really valuable for building their case. The point about reaching out to disability advocacy organizations is excellent too. They might not only have practical guidance but could potentially provide legal support if the employer pushes back on making the necessary accommodations. It would be much better to have that expertise lined up proactively rather than scrambling to find help if problems arise later. This really reinforces how multifaceted this situation is - it's not just a tax question but involves civil rights, employment law, and long-term financial planning all wrapped together. Your cousin's friend is dealing with something that touches on so many different areas of law and policy that having advocates who understand the disability rights angle could be crucial for protecting their interests.
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Yuki Sato
This has been one of the most fascinating and comprehensive discussions I've ever seen on this subreddit! As a newcomer to the community, I'm absolutely amazed by the collective expertise and genuine care everyone has shown for such a unique situation. What started as a straightforward tax question has evolved into an incredibly thorough analysis covering tax law, Social Security implications, ADA compliance, retirement planning, state tax considerations, and disability advocacy. The progression from immediate practical solutions to long-term strategic planning has been remarkable to follow. I'm particularly struck by how the discussion has revealed both challenges and unexpected opportunities - like the potential for doubled retirement contributions and other per-person benefits that most people don't have access to. It's a great reminder that unusual circumstances, while complex, can sometimes offer unique advantages when handled properly. The consensus that's emerged seems solid: file separate returns this year with detailed explanations, work proactively with the employer on future W-2 handling using ADA compliance as leverage, get official IRS guidance documented, and think holistically about the long-term financial implications. The emphasis on thorough documentation and establishing consistent precedents is particularly wise. Your cousin's friend is incredibly fortunate to have someone advocating for them and seeking out this level of comprehensive advice. This thread should honestly be preserved as a resource - there can't be many places where such rare circumstances have been analyzed with this depth of expertise and care. Thank you all for creating such an educational discussion!
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Liv Park
•I'm completely new here but had to jump in because this thread has been absolutely incredible to read! As someone who's never even thought about the complexities that conjoined twins might face with something as "simple" as filing taxes, I'm blown away by how thorough and thoughtful everyone's responses have been. What really strikes me is how this discussion demonstrates the power of community knowledge - you have CPAs, payroll experts, disability advocates, and people with experience using specialized tax services all contributing their unique perspectives. Together, you've essentially created a comprehensive roadmap for handling one of the rarest tax situations imaginable. The evolution from the basic filing question to covering Social Security credits, ADA compliance, retirement planning advantages, and long-term financial strategy has been fascinating to follow. I love how the conversation shifted from just solving this year's problem to thinking strategically about establishing precedents for decades to come. The ADA angle in particular was eye-opening - reframing the employer conversation as a compliance issue rather than a request for help is brilliant advice that could make all the difference in getting the necessary accommodations. I really hope the original poster's cousin's friend gets everything sorted out successfully. This thread is going to be an amazing resource for anyone facing similar circumstances in the future!
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