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GalaxyGlider

IRS incorrectly marked me as deceased - how to fix this mistake?? 🙏

So I received the most bizarre letter from the IRS recently that has me completely freaking out. They somehow have me listed as DECEASED in their system! I'm obviously very much alive and typing this right now. The notice I got states that my tax return was rejected because their records indicate I passed away, and all my accounts have been flagged. I tried calling the IRS but after being on hold for nearly 2 hours, I gave up. I also went to my local IRS office, but they just gave me some forms and told me to mail them in. Has anyone dealt with this before? How do I prove to the government that I'm not dead?? This is preventing me from filing my taxes for 2024 (for the 2025 filing season), and I'm worried about potential refund delays. I need this fixed ASAP as I'm supposed to close on a house next month and I'm afraid this will mess up my mortgage approval!

This is actually more common than you'd think! The IRS death master file sometimes gets incorrect information, and it can create a real headache. Here's what you need to do: First, you'll need to gather documentation proving you're alive. This includes your photo ID (driver's license or passport), Social Security card, and a recent utility bill with your name and address. Then you need to complete Form 8822 (Change of Address) even if your address hasn't changed - this forces a review of your records. You should also visit your local Social Security Administration office in person. The death reporting often originates from their database, which then feeds to the IRS. Bring the same documentation. They can issue a letter confirming you're alive that you'll include with your IRS correspondence. For your tax filing, you'll likely need to paper file until this is resolved, as e-filing will continue to reject while you're marked deceased.

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What happens if the OP already filed taxes? Wouldn't that be proof enough they're alive? And how long does this process usually take to fix? My uncle went through something similar years ago.

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Filing taxes unfortunately isn't considered sufficient proof of life by itself - the IRS system is designed to allow executors to file final returns for deceased taxpayers. The process typically takes 6-8 weeks for the IRS to update their records once you've submitted all the required documentation. However, the Social Security Administration can usually update their records more quickly, sometimes while you're in the office. That's why I recommend starting there, as many financial institutions and government agencies check the SSA death records rather than the IRS directly.

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After reading your post, I had to share my experience with taxr.ai when I had a similar nightmare situation with the IRS. I was marked as a non-resident alien even though I've been a citizen my whole life, and couldn't get through to anyone at the IRS. I uploaded the confusing IRS letter to https://taxr.ai and they explained exactly what happened and the specific forms I needed. Their system identified that my SSN had been incorrectly flagged in the IRS database and gave me step-by-step instructions for fixing it. The best part was that they analyzed the specific IRS codes on my letter and translated the bureaucratic language into actual English. They explained which department handled these corrections and even provided a template letter to send.

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How does taxr.ai actually work? Is it just an AI thing or are there actual humans reviewing your documents? I'm a little nervous about uploading personal tax docs to some random website.

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Do they help with actually contacting the IRS? Because that's the real nightmare - I spent 4 hours on hold last week trying to fix a simple address change and never got through.

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It uses AI to analyze your tax documents and identify specific IRS codes and requirements, then gives you personalized explanations. They have security that's comparable to what tax prep companies use, and they don't store your documents after analysis. They don't contact the IRS directly for you, but they provide you with exactly what to say, which forms to use, and which department to contact. They gave me a specific IRS unit phone number that wasn't listed on the general IRS site, and when I called that number, I got through to someone who could actually help in about 20 minutes instead of hours.

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Just came back to update - I tried taxr.ai after seeing the recommendation here, and wow, it was actually really helpful! I was skeptical at first about uploading my "death notice" from the IRS, but they immediately identified which specific IRS unit handles "erroneous death reporting" (something the IRS general line couldn't even tell me). They explained that my situation required both IRS Form 8822 AND a specific letter to the "Entity Control Unit" at the IRS. They even provided a template letter with all the right language to use. Apparently there's a special procedure for these cases that most IRS agents don't even know about. Most importantly, they gave me the direct fax number for expedited processing since I mentioned the upcoming mortgage closing in my situation details. Fingers crossed this gets resolved quickly now that I know exactly what to do!

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If you're still struggling to reach someone at the IRS (which is likely with this type of issue), you might want to try https://claimyr.com - I used them when I was dealing with an identity theft issue with the IRS. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c Basically, they hold your place in the IRS phone queue and call you when an actual human agent is about to answer. I was skeptical at first, but I was desperate after trying to get through for weeks. They got me connected to an IRS representative in about 1.5 hours when I had been trying unsuccessfully for days. The IRS rep was able to put notes on my account about the death status issue while I was on the phone. For issues like being incorrectly marked as deceased, you really need to speak directly with an IRS representative who can access your account in real-time.

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That sounds way too good to be true. The IRS phone system is a complete disaster. How could some random service possibly get you through faster? Seems sketchy to me.

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Does this actually work for all IRS departments? I need to talk to someone in collections and those wait times are insane.

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It's not that they have a special line or anything - they just use automated systems to wait in the queue for you. They call hundreds of times with different strategies until they get through, then connect you. It's basically like having someone else sit on hold all day for you. Yes, it works for most IRS departments including collections. They have different options depending on which department you need to reach. I needed to speak with someone in the Identity Theft department which typically has 3+ hour wait times, and they got me through in about 90 minutes.

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I'm back and I need to apologize because I was completely wrong about Claimyr. After posting my skeptical comment, I decided to try it because I was desperate (tax deadline approaching and the IRS still had me under an incorrect filing status). I tried calling the IRS myself one more time - waited 2.5 hours and got disconnected. Finally gave in and tried Claimyr. They called me back in about 45 minutes with an IRS agent on the line. The agent was actually really helpful and fixed my issue right away. For anyone dealing with this "deceased taxpayer" problem - getting through to a live person is absolutely critical. They put notes in my account right away marking me as "living" and told me exactly which forms to submit. Saved me weeks of back-and-forth mail correspondence. Definitely worth it when you're in a time crunch like I was.

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My sister had this exact problem last year! The death flag on her account came from Social Security, not the IRS directly. She had to: 1. Go to the local Social Security office IN PERSON with her ID (they wouldn't handle it over the phone) 2. Get an official letter stating she was alive 3. Send that letter to the IRS with a cover letter explaining the situation 4. File her taxes by paper (not electronically) with a copy of the SS letter It took about 2 months to get completely fixed in all systems. The most annoying part was that her credit was frozen during this time because the credit bureaus also get death notifications from SSA. She had to visit each credit bureau website and go through their "deceased consumer correction" process too.

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Thank you so much for sharing your sister's experience! Did she have any issues with her bank accounts during this time? My checking account is still working but I'm worried they might freeze it if they get this death notification too.

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She didn't have issues with her main bank because she was actively using the account, but her old credit union account that she rarely used did get frozen. The bank told her that accounts usually only get flagged as "deceased owned" when the death record matches both name AND social security number AND there's no recent account activity. If you're using your accounts regularly, banks often have internal verification processes that flag the death record as potentially incorrect. But definitely let your bank know proactively - my sister found that informing companies before they received the death notification made the process much smoother.

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This happened to my husband! Turned out someone with the same name actually did die, and somehow their death certificate got linked to his SSN. Complete nightmare. The Taxpayer Advocate Service was super helpful with this. They're an independent organization within the IRS that helps when normal channels aren't working. Here's their info: https://www.taxpayeradvocate.irs.gov/ You qualify for their help if this issue is causing you significant hardship (like your home purchase being at risk). They can issue an emergency taxpayer assistance order to expedite fixing your records.

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How do you contact the Taxpayer Advocate? Is it just through their website or is there a special number? I've been dealing with a different IRS issue for months.

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Thank you for mentioning the Taxpayer Advocate Service! I hadn't thought about reaching out to them, but it makes total sense since this is definitely causing me significant hardship with my home purchase. I'll give them a call tomorrow morning and see if they can help expedite things.

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I work for a tax resolution firm and see this "erroneous death marker" issue several times a year. Here's what I tell my clients: The fastest resolution path is actually through the IRS Taxpayer Advocate Service (TAS) that Sean mentioned, especially since you have a time-sensitive mortgage closing. Call 1-877-777-4778 and explain that the incorrect death status is creating financial hardship. They can issue a Taxpayer Assistance Order which essentially forces the IRS to prioritize your case. While waiting for TAS to act, simultaneously visit Social Security in person with multiple forms of ID - driver's license, passport, birth certificate if you have it. The SSA death file is often the original source of these errors. For your immediate tax filing needs, you'll have to paper file with a cover letter explaining the situation. Include copies (not originals) of your ID and any correspondence you've received about this issue. Pro tip: When dealing with the mortgage company, get a letter from your tax preparer or CPA confirming that you've filed returns in recent years. This can help demonstrate to underwriters that the death record is clearly erroneous while you're waiting for the government to fix their mistake. Good luck with your closing!

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This is incredibly helpful advice! I'm new to this community and dealing with my own tax nightmare right now. Quick question - when you mention getting a letter from a tax preparer, does that work if I've been doing my own taxes through software like TurboTax? I don't have a CPA or professional preparer. Also, how long does it typically take for the Taxpayer Advocate Service to respond once you call them? My situation isn't quite as urgent as OP's house closing, but I'm still stressed about getting this resolved before any penalties kick in.

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Great question! If you've been self-preparing through TurboTax or similar software, you can actually print out your tax return transcripts from the IRS website (irs.gov) going back several years. These official transcripts serve the same purpose as a CPA letter - they show a documented history of you filing returns while alive. You might also ask your bank for account statements showing regular activity, or get a letter from your employer confirming current employment. For TAS response time, they're required to acknowledge your case within 7 days and provide an initial response within 30 days. However, for "economic hardship" cases (which incorrect death status usually qualifies as), they often act much faster. In my experience, if you clearly explain the urgency and potential financial consequences, they'll often make initial contact within 3-5 business days. Don't worry too much about penalties - if you can show the IRS error prevented timely filing, they typically waive failure-to-file penalties. The key is documenting your attempts to resolve the issue. Keep records of every call, visit, and letter you send.

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I went through something very similar about 8 months ago! The IRS had me marked as deceased due to what they called a "database synchronization error" with Social Security. Here's what worked for me: First, don't panic about your mortgage closing - I was in the exact same boat and it worked out fine. Contact your loan officer immediately and explain the situation. Most lenders have dealt with this before and can usually work with you as long as you show you're actively resolving it. The absolute fastest route is calling the Taxpayer Advocate Service at 1-877-777-4778 first thing in the morning. Tell them about your home closing timeline - they prioritize cases with financial hardship. I got a callback within 48 hours and they issued an expedited correction order. While waiting for TAS, visit Social Security in person (not online, not by phone - IN PERSON). Bring your driver's license, passport if you have one, and a recent bank statement. They can often update their records same-day, which then flows to the IRS within a few days. For your taxes, you'll need to paper file this year with a cover letter. I included copies of my ID, a letter from my employer, and even a utility bill to prove I was obviously alive and active. The whole mess took about 3 weeks to fully resolve, but the mortgage company was understanding once I showed them the documentation that I was actively fixing it. Hang in there!

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Thank you so much for sharing your experience! It's really reassuring to hear from someone who went through the exact same situation and came out the other side successfully. The timeline of 3 weeks gives me hope - I was imagining this could drag on for months. I'm definitely going to call the Taxpayer Advocate Service first thing tomorrow morning and emphasize the mortgage closing deadline. Quick question - when you visited Social Security in person, did you need to make an appointment or could you just walk in? Also, did your lender require any specific documentation from you beyond just showing that you were working on resolving it? I'm meeting with my loan officer later this week and want to be prepared with everything they might need.

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